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Palomar Holdings, Inc. 10-Q Filings

PLMR NASDAQ

Every 10-Q that Palomar Holdings, Inc. (PLMR) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.

A 10-Q covers the quarterly report filed between annual reports, so if you follow PLMR and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full PLMR filings page.

Rhea-AI Summary

Palomar Holdings, Inc., a specialty property and casualty insurer, reported growth for the quarter ended June 30, 2026. Gross written premiums were 630,456 and net earned premiums 286,951, leading to total revenues of 314,423. Net income rose to 52,592, with diluted earnings per share of 1.94; for the first six months, revenues were 593,361 and net income 95,539.

Total assets increased to 3,964,165, driven by a larger investment portfolio and goodwill and intangible assets of 236,756 tied to the FIA, AAP and Gray Surety acquisitions. A term loan of 295,773 was added to the capital structure, while stockholders’ equity reached 980,942.

Operating cash flow for the six months was 214,197, offset by significant cash used for securities purchases and acquisitions. The company repurchased shares for $27.3 million under its 2025 program and $36.8 million under its 2026 program, with approximately $163.2 million of authorization remaining. Loss reserves gross of reinsurance were 944,737, reflecting business growth, $24.7 million of favorable prior-year development, and $18.5 million of losses on livestock commodity derivatives used for risk management.

Rhea-AI Summary

Palomar Holdings, Inc. reported Q1 2026 net income of $42.9M, essentially flat versus Q1 2025, with diluted EPS of $1.57 in both periods. Strong premium growth drove scale: gross written premiums rose to $629.8M and net earned premiums to $261.4M, up about 40–60% year over year.

Profitability softened as the combined ratio increased to 84.5% from 73.1%, reflecting higher non‑catastrophe losses and rising acquisition and underwriting expenses. Adjusted net income improved to $63.1M, supported by higher net investment income.

Palomar closed the Gray Surety acquisition, adding surety scale and generating $121.2M of goodwill and $50.2M of intangibles. To fund the deal, the company entered a new $450M credit agreement and had $297.4M outstanding on its term loan at quarter‑end. Total assets reached $3.61B and stockholders’ equity $959.0M.

Rhea-AI Summary

Palomar Holdings (PLMR) reported strong Q3 2025 results. Total revenues were $244.7 million, up from $148.5 million a year ago, as net earned premiums rose to $225.1 million. Net income increased to $51.5 million from $30.5 million, and diluted EPS reached $1.87 versus $1.15 last year.

Gross written premiums were $597.2 million (Casualty 25.5%, Earthquake 25.1%, Crop 20.1%, Inland Marine/Other Property 19.7%, Fronting 9.6%). For the nine months, operating cash flow was $291.7 million. Stockholders’ equity rose to $878.1 million from $729.0 million, with AOCI improving to ($4.1) million from ($26.8) million.

The company repurchased 308,417 shares for $37.3 million under a $150 million authorization; $112.7 million remains. Palomar closed the acquisitions of FIA and AAP earlier in 2025 and agreed to acquire The Gray Casualty & Surety Company for approximately $300 million, expected to close in the first half of 2026.