[8-K] Palomar Holdings, Inc. Common stock Reports Material Event

Rhea-AI Filing Summary

First Commonwealth Financial Corp. (FCF) – SEC Form 4 filing

Director Todd D. Brice reported an open-market purchase (code “P”) of 1,000 common shares on 08/04/2025 at $16.52 each. After the transaction, Brice directly owns 11,500 shares and indirectly owns 2,201 shares through TDB Consulting LLC, for a combined beneficial ownership of 13,701 shares. No derivative securities were acquired or disposed of, and no Rule 10b5-1 plan was indicated.

Insights

Securities Analyst

TL;DR: Small insider buy; signal is modestly positive, indicating incremental confidence without material ownership change.

Context: A director’s open-market purchase generally reflects personal confidence. The 1,000-share buy (~$16,500) raises direct holdings by ~9.5%, bringing total beneficial ownership to 13,701 shares. Impact: The dollar amount is minor relative to FCF’s market cap, so market impact should be limited, but any insider buying—especially by a board member—tends to be viewed favorably by investors monitoring sentiment. No sales or derivative exercises offset the purchase, reinforcing the positive tone.

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UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): August 04, 2025

Palomar Holdings, Inc.

(Exact name of Registrant as Specified in Its Charter)

Delaware			001-38873	83-3972551
(State or Other Jurisdiction of Incorporation)			(Commission File Number)	(IRS Employer Identification No.)
7979 Ivanhoe Avenue, Suite 500
La Jolla, California				92037
(Address of Principal Executive Offices)				(Zip Code)

Registrant’s Telephone Number, Including Area Code: 619 567-5290

(Former Name or Former Address, if Changed Since Last Report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class		Trading Symbol(s)		Name of each exchange on which registered
Common Stock, par value $0.0001 per share		PLMR		The Nasdaq Stock Market LLC

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§ 230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§ 240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 2.02. Results of Operations and Financial Condition.

On August 4, 2025, Palomar Holdings, Inc. (the "Company") issued a press release announcing its financial results for the fiscal quarter ended June 30, 2025. A copy of the press release is attached hereto as Exhibit 99.1.

The information contained under this Item 2.02, including Exhibit 99.1 attached hereto, shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), or otherwise subject to the liability of that section, nor shall it be deemed incorporated by reference in any filing under the Securities Act of 1933, as amended, or under the Exchange Act, regardless of any general incorporation language in any such filing, unless the Company expressly sets forth in such filing that such information is to be considered “filed” or incorporated by reference therein.

Item 8.01. Other Events.

The Company’s Board of Directors approved a share repurchase program effective July 31, 2025. The program authorizes the repurchase by the Company of up to $150 million of its outstanding shares of common stock over the period ending on July 31, 2027. Under the share repurchase program, shares may be repurchased from time to time in the open market or negotiated transactions at prevailing market rates, or by other means in accordance with federal securities laws.

Item 9.01 Financial Statements and Exhibits.

Exhibit No.	Description
99.1	Press Release, dated August 4, 2025
104	Cover Page Interactive Data File (embedded within the Inline XBRL document)

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

			PALOMAR HOLDINGS, INC.
Date:	August 4, 2025	By:	/s/ T. Christopher Uchida
			T. Christopher Uchida Chief Financial Officer (Principal Financial and Accounting Officer)