Patriot National Bancorp (NASDAQ: PNBK) posts Q4 2025 bank presentation

Rhea-AI Filing Summary

Patriot National Bancorp, Inc. furnished an investor presentation summarizing certain Q4 2025 financial information for Patriot Bank, National Association, its wholly owned banking subsidiary. The presentation was posted on the company’s Investor Relations website and attached as Exhibit 99.1.

The information is provided under Regulation FD as “furnished,” not “filed,” which means it is not automatically subject to certain Exchange Act liabilities or incorporated into other securities law filings unless specifically referenced.

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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): March 10, 2026

PATRIOT NATIONAL BANCORP, INC.

(Exact name of registrant as specified in its charter)

Connecticut		000-29599		06-1559137
(State or other jurisdiction of incorporation)		(Commission File Number)		(IRS Employer Identification No.)

900 Bedford Street, Stamford, Connecticut		06901
(Address of principal executive offices)		(Zip Code)

Registrant’s telephone number including area code: (203) 252-5900

(Former name or former address, if changed since last report): Not Applicable

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class		Trading Symbol(s)		Name of each exchange on which registered
Common Stock, par value $0.01 per share		PNBK		NASDAQ Global Market

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§ 230.405 of this chapter) or Rule 12b–2 of the Securities Exchange Act of 1934 (§ 240.12b–2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Section 7 - Regulation FD

Item 7.01. Regulation FD Disclosure

On March 10, 2026, Patriot National Bancorp, Inc. (the “Company”) posted on its Investor Relations website (https://bankpatriot.com/Learn/About/Investor-Relations) a presentation of certain Q4 2025 financial information of Patriot Bank, National Association, a wholly owned subsidiary of the Company.

A copy of the presentation is furnished as Exhibit 99.1 hereto. The information contained in this Current Report on Form 8-K (including the exhibit) is being furnished and shall not be deemed “filed” for the purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), or otherwise subject to the liabilities of that Section, nor shall it be deemed incorporated by reference in any filing under the Securities Act of 1933, as amended, or the Exchange Act, except as otherwise expressly stated in such filing.

Item 9.01. Financial Statements and Exhibits.

99.1		Presentation
104		Cover Page Interactive Data File (embedded within the Inline XBRL document)

SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

	Patriot National Bancorp, Inc.
March 10, 2026	By:	/s/ Carlos P. Salas
		Name: Carlos P. Salas
		Title: Chief Financial Officer

 Exhibit 99.1

FAQ

What did Patriot National Bancorp (PNBK) disclose in this Form 8-K?

Patriot National Bancorp disclosed that it made available an investor presentation containing certain Q4 2025 financial information for Patriot Bank, National Association. The presentation was posted on its Investor Relations website and is also included as Exhibit 99.1.

Which subsidiary’s information is included in Patriot National Bancorp’s Q4 2025 presentation?

The presentation covers certain Q4 2025 financial information for Patriot Bank, National Association, which is a wholly owned subsidiary of Patriot National Bancorp. This bank-level information is intended for investors and is accessible through the company’s Investor Relations website.

Where can investors access Patriot National Bancorp’s Q4 2025 financial presentation?

Investors can access the Q4 2025 financial presentation on Patriot National Bancorp’s Investor Relations webpage at its corporate website. The same materials are also furnished as Exhibit 99.1 to this Form 8-K, providing another formal source for review.

Is the Q4 2025 Patriot National Bancorp presentation considered filed under the Exchange Act?

The Q4 2025 presentation is treated as furnished, not filed, under the Exchange Act. This means it is not automatically subject to Section 18 liabilities or incorporated into other securities filings unless explicitly incorporated by reference later.

What is the purpose of Patriot National Bancorp’s Regulation FD disclosure on March 10, 2026?

The purpose is to provide fair disclosure by informing the market that Patriot National Bancorp has publicly posted an investor presentation with Q4 2025 financial information for Patriot Bank, National Association. This helps ensure all investors have simultaneous access.

Who signed Patriot National Bancorp’s March 10, 2026 Form 8-K?

The Form 8-K was signed on behalf of Patriot National Bancorp by Carlos P. Salas, who is identified as the company’s Chief Financial Officer. His signature confirms the company’s authorization of the disclosure contained in the current report.

Filing Exhibits & Attachments

5 documents

Press Releases

• EX-99.1 EXHIBIT 99.1 7.7 KB

Other Documents

• EX-101 XBRL TAXONOMY EXTENSION SCHEMA 3.5 KB
• EX-101 XBRL TAXONOMY EXTENSION DEFINITION LINKBASE 11.2 KB
• EX-101 XBRL TAXONOMY EXTENSION LABEL LINKBASE 15.0 KB
• EX-101 XBRL TAXONOMY EXTENSION PRESENTATION LINKBASE 11.3 KB