PNC shares Q4 and full-year 2025 earnings slides

The PNC Financial Services Group, Inc. filed a current report indicating that it held a conference call for investors on January 16, 2026 to discuss its earnings and business results for the fourth quarter and full year of 2025.

Rhea-AI Filing Summary

The PNC Financial Services Group, Inc. filed a current report indicating that it held a conference call for investors on January 16, 2026 to discuss its earnings and business results for the fourth quarter and full year of 2025. The company made electronic presentation slides available on its website for this call. These slides have also been included as Exhibit 99.1 to the report and are furnished as part of the disclosure, giving investors access to the same materials used during the earnings discussion.

8-K Event Classification

2 items: 7.01, 9.01

2 items

Item 7.01 Regulation FD Disclosure Disclosure

Material non-public information disclosed under Regulation Fair Disclosure, often investor presentations or guidance.

Item 9.01 Financial Statements and Exhibits Exhibits

Financial statements, pro forma financial information, or exhibit attachments filed with this report.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What did PNC (PNC) disclose in this 8-K filing?

The filing states that The PNC Financial Services Group, Inc. held an investor conference call on January 16, 2026 to discuss fourth quarter and full-year 2025 earnings and business results, and that related presentation slides are being furnished as Exhibit 99.1.

What is included as Exhibit 99.1 for PNC (PNC)?

Exhibit 99.1 consists of electronic presentation slides used for PNC’s earnings release conference call covering fourth quarter and full-year 2025 results.

Are the PNC (PNC) earnings slides available to investors?

Yes. PNC states that the electronic presentation slides were provided on its website and are also furnished with this report as Exhibit 99.1.

Does this PNC (PNC) filing contain detailed financial results?

The report itself mainly notes the investor call and the availability of presentation slides; detailed financial results are contained in those slides and related earnings materials, not in the brief narrative here.

Which reporting items are used in this PNC (PNC) 8-K?

The company uses Item 7.01 Regulation FD Disclosure to describe the investor call and slides, and Item 9.01 to list Exhibit 99.1 as the earnings presentation.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Accepted by SEC EDGAR 01/16/2026 - 11:48 AM Learn about SEC filing dates

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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934

January 16, 2026

Date of Report (Date of earliest event reported)

THE PNC FINANCIAL SERVICES GROUP, INC.

(Exact name of registrant as specified in its charter)

Commission File Number 001-09718

Pennsylvania			25-1435979
(State or other jurisdiction of			(I.R.S. Employer
incorporation)			Identification No.)

The Tower at PNC Plaza

300 Fifth Avenue

Pittsburgh, Pennsylvania 15222-2401

(Address of principal executive offices, including zip code)

(888) 762-2265

(Registrant’s telephone number, including area code)

Not Applicable

(Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐			Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
☐			Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
☐			Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
☐			Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to 12(b) of the Act:

Title of Each Class			Trading Symbol(s)			Name of Each Exchange     on Which Registered
Common Stock, par value $5.00			PNC			New York Stock Exchange

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter). Emerging growth company  ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.  ☐

Item 7.01 Regulation FD Disclosure

On January 16, 2026, The PNC Financial Services Group, Inc. (“PNC”) held a conference call for investors regarding PNC’s earnings and business results for the fourth quarter and full year of 2025. PNC provided electronic presentation slides on its website used in connection with the related investor conference call. Copies of the electronic presentation slides are included in this Report as Exhibit 99.1 and are furnished herewith.

Item 9.01 Financial Statements and Exhibits.

(d) Exhibits.  

Number			Description			Method of Filing
99.1			Electronic presentation slides for earnings release conference call			Furnished herewith
104			The cover page of this Current Report on Form 8-K, formatted in Inline XBRL.

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SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

						THE PNC FINANCIAL SERVICES GROUP, INC. (Registrant)
Date:			January 16, 2026			By:			/s/ Gregory H. Kozich
									Gregory H. Kozich
									Senior Vice President and Controller

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