PNC (NYSE: PNC) posts Q4 and full-year 2025 earnings release details

Rhea-AI Filing Summary

The PNC Financial Services Group, Inc. filed a report stating that on January 16, 2026 it issued a press release covering its earnings and business results for the fourth quarter and full year of 2025. The press release is furnished as Exhibit 99.1, and an unaudited financial supplement with additional details for the fourth quarter of 2025 is furnished as Exhibit 99.2. These materials provide investors with PNC’s latest financial performance information for 2025.

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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934

January 16, 2026

Date of Report (Date of earliest event reported)

THE PNC FINANCIAL SERVICES GROUP, INC.

(Exact name of registrant as specified in its charter)

Commission File Number 001-09718

Pennsylvania			25-1435979
(State or other jurisdiction of			(I.R.S. Employer
incorporation)			Identification No.)

The Tower at PNC Plaza

300 Fifth Avenue

Pittsburgh, Pennsylvania 15222-2401

(Address of principal executive offices, including zip code)

(888) 762-2265

(Registrant’s telephone number, including area code)

Not Applicable

(Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐			Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
☐			Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
☐			Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
☐			Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to 12(b) of the Act:

Title of Each Class			Trading Symbol(s)			Name of Each Exchange     on Which Registered
Common Stock, par value $5.00			PNC			New York Stock Exchange

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter). Emerging growth company  ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.  ☐

Item 2.02 Results of Operations and Financial Condition.

On January 16, 2026, The PNC Financial Services Group, Inc. (“PNC”) issued a press release regarding PNC’s earnings and business results for the fourth quarter and full year of 2025. A copy of PNC’s press release is included in this Report as Exhibit 99.1 and is furnished herewith.

In connection therewith, PNC provided supplementary financial information on its website. A copy of PNC’s supplementary financial information is included in this Report as Exhibit 99.2 and is furnished herewith.

Item 9.01 Financial Statements and Exhibits.

(d) Exhibits.  

Number			Description			Method of Filing
99.1			Press release dated January 16, 2026			Furnished herewith
99.2			Financial Supplement (unaudited) for the Fourth Quarter 2025			Furnished herewith
104			The cover page of this Current Report on Form 8-K, formatted in Inline XBRL.

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SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

						THE PNC FINANCIAL SERVICES GROUP, INC. (Registrant)
Date:			January 16, 2026			By:			/s/ Gregory H. Kozich
									Gregory H. Kozich
									Senior Vice President and Controller

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FAQ

What did PNC (PNC) report in its January 16, 2026 filing?

PNC reported that it issued a press release detailing its earnings and business results for the fourth quarter and full year of 2025, furnished as Exhibit 99.1.

Does this PNC filing include detailed Q4 2025 financial data?

Detailed fourth-quarter 2025 financial information is provided in PNC’s unaudited financial supplement, which is furnished as Exhibit 99.2.

What exhibits are attached to PNCs January 16, 2026 report?

The report furnishes Exhibit 99.1, a press release dated January 16, 2026, and Exhibit 99.2, an unaudited financial supplement for the fourth quarter of 2025, plus Exhibit 104 for the cover page in Inline XBRL.

Which period do the latest PNC earnings materials cover?

The press release and financial supplement furnished by PNC cover its earnings and business results for the fourth quarter and full year of 2025.

Are the PNC financial supplements in this filing audited?

The financial supplement furnished as Exhibit 99.2 is described as unaudited for the fourth quarter of 2025.

Who signed the January 16, 2026 report for PNC?

The report was signed on behalf of PNC by Gregory H. Kozich, Senior Vice President and Controller.