Equity grants for PRA Group (PRAA) General Counsel LaTisha Tarrant

Rhea-AI Filing Summary

PRA Group Inc General Counsel & CHRO LaTisha Tarrant reported several stock-based compensation awards and related tax withholdings in company common stock. On March 9, 2026, she acquired 30,303 restricted stock units that vest ratably over three years starting on the grant anniversary.

She also acquired 1,658 shares earned under the 2023–2025 Long-Term Incentive Plan and a one-time retention grant of 5,509 restricted stock units that vest over two years beginning on March 9, 2027. To cover tax obligations on these vestings, a total of 10,438 shares were withheld at $18.15 per share. After these routine compensation and tax-withholding entries, she directly holds 105,688 PRA Group common shares.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Tarrant LaTisha Owens

(Last) (First) (Middle)

120 CORPORATE BLVD

(Street)

NORFOLK VA 23502

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
PRA GROUP INC [ PRAA ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	General Counsel & CHRO

3. Date of Earliest Transaction (Month/Day/Year)
03/09/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	03/09/2026	03/09/2026	A		30,303(1)	A	$0	108,959	D
Common Stock	03/09/2026	03/09/2026	A		1,658(2)	A	$0	110,617	D
Common Stock	03/09/2026	03/09/2026	A		5,509(3)	A	$0	116,126	D
Common Stock	03/09/2026	03/09/2026	F		608(4)	D	$18.15	115,518	D
Common Stock	03/09/2026	03/09/2026	F		3,055(4)	D	$18.15	112,463	D
Common Stock	03/09/2026	03/09/2026	F		1,782(4)	D	$18.15	110,681	D
Common Stock	03/09/2026	03/09/2026	F		4,157(4)	D	$18.15	106,524	D
Common Stock	03/09/2026	03/09/2026	F		836(5)	D	$18.15	105,688	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Reflects restricted stock units granted pursuant to the terms of the Company's Omnibus Incentive Plan that will vest ratably over a three year period beginning on the anniversary of the grant date, which was March 9, 2026.

2. Represents shares earned upon the satisfaction of certain performance criteria under the Company's 2023-2025 Long-Term Incentive Plan.

3. Represents a one-time retention grant of restricted stock units awarded pursuant to the terms of the Company's Omnibus Incentive Plan that will vest ratably over a two-year period beginning on March 9, 2027, which is the anniversary of the grant date.

4. Shares withheld to cover tax liability associated with the vesting of restricted stock units.

5. Shares withheld to cover tax liability associated with the vesting of the performance share units referenced in Footnote 2.

Remarks:

	/s/ Christina Branch, Attorney-In-Fact	03/11/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
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FAQ

What did PRAA executive LaTisha Tarrant report in this Form 4?

She reported stock-based compensation awards and related tax withholdings. These included new restricted stock units, performance-based shares, a retention grant, and shares withheld to pay taxes tied to vesting, all in PRA Group common stock.

How many PRA Group (PRAA) shares did LaTisha Tarrant acquire?

She acquired 30,303 restricted stock units, 1,658 performance-based shares, and a 5,509-share retention grant. These awards are part of PRA Group’s Omnibus Incentive Plan and 2023–2025 Long-Term Incentive Plan and vest over multi-year periods.

How many PRAA shares were withheld for LaTisha Tarrant’s taxes?

A total of 10,438 PRA Group common shares were withheld to cover tax liabilities. These withholdings were tied to vesting of restricted stock units and performance share units and were valued at a transaction price of $18.15 per share.

What is the vesting schedule for LaTisha Tarrant’s new PRAA equity awards?

One grant of restricted stock units vests ratably over three years starting March 9, 2026. A separate one-time retention grant vests ratably over two years beginning March 9, 2027, aligning awards with continued service over time.

How many PRA Group (PRAA) shares does LaTisha Tarrant now hold?

Following these transactions, she directly holds 105,688 PRA Group common shares. This figure reflects the net result after receiving equity awards and having a portion of shares withheld to satisfy associated tax obligations on vested units.

Were LaTisha Tarrant’s PRAA transactions open-market buys or sales?

No, they were not open-market trades. The acquisitions were equity grants and earned performance shares, while the dispositions were shares withheld by the company to cover tax liabilities from vesting, rather than discretionary market sales.