Presurance (PRHI) director James Grant Smith adds 24,772 shares

Rhea-AI Filing Summary

Presurance Holdings, Inc. director James Grant Smith reported two open-market purchases of the company’s Common Stock. On April 13, 2026, he bought 23,672 shares at $0.74 per share. On April 6, 2026, he bought 1,100 shares at $0.80 per share. Following these transactions, he directly owns 60,922 Common Stock shares.

Insider Trade Summary

Net Buyer: 24,772 shares ($18,397)

Net Buy 2 txns

Insider Smith James Grant

Role null

Bought 24,772 shs ($18K)

Type	Security	Shares	Price	Value
Purchase	Common Stock	23,672	$0.74	$18K
Purchase	Common Stock	1,100	$0.80	$880.00

Holdings After Transaction: Common Stock — 60,922 shares (Direct, null)

Footnotes (1)

Key Figures

Shares bought 2026-04-13: 23,672 shares at $0.74 Shares bought 2026-04-06: 1,100 shares at $0.80 Total shares bought in period: 24,772 shares +1 more

4 metrics

Shares bought 2026-04-13 23,672 shares at $0.74 Open-market purchase of Common Stock on April 13, 2026

Shares bought 2026-04-06 1,100 shares at $0.80 Open-market purchase of Common Stock on April 6, 2026

Total shares bought in period 24,772 shares Net buy across two open-market purchases

Post-transaction holdings 60,922 shares Common Stock directly owned after latest transaction

Key Terms

Common Stock, open-market purchase, net-buy, direct ownership

4 terms

Common Stock financial

"security_title: "Common Stock""

Common stock represents ownership shares in a company, giving investors a stake in its success and a say in important decisions through voting rights. It is the most common type of stock traded on markets and can provide income through dividends, as well as potential for value growth. For investors, holding common stock means sharing in the company’s profits and risks.

open-market purchase financial

"transaction_action: "open-market purchase""

An open-market purchase is when an investor or a company buys shares on a public stock exchange at the going market price, rather than through a private deal. It matters to investors because these purchases change how many shares are available, can push the stock price up or signal confidence from large buyers, and often affect per-share metrics like earnings—think of it like someone buying lots of apples off a grocery shelf, reducing supply and potentially raising the price.

net-buy financial

"netBuySellDirection": "net-buy""

direct ownership financial

"ownership_type": "direct""

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Smith James Grant

(Last) (First) (Middle)

3001 WEST BIG BEAVER ROAD

SUITE 319

(Street)

TROY MICHIGAN 48084

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
Presurance Holdings, Inc. [ PRHI ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
04/06/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	04/06/2026		P		1,100	A	$0.8	37,250	D
Common Stock	04/13/2026		P		23,672	A	$0.74	60,922	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

	Brian J. Roney, by Power of Attorney	04/20/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transactions did Presurance Holdings (PRHI) report for James Grant Smith?

Presurance Holdings reported that director James Grant Smith made two open-market purchases of Common Stock, totaling 24,772 shares. These transactions occurred on April 6, 2026 and April 13, 2026, at prices below one dollar per share.

How many Presurance Holdings (PRHI) shares did James Grant Smith buy on each date?

On April 13, 2026, James Grant Smith purchased 23,672 Common Stock shares at $0.74 per share. On April 6, 2026, he bought an additional 1,100 shares at $0.80 per share, both reported as open-market purchases.

What is James Grant Smith’s total Presurance Holdings (PRHI) ownership after these trades?

After the reported purchases, director James Grant Smith directly owns 60,922 shares of Presurance Holdings Common Stock. This figure reflects his post-transaction holdings as disclosed in the Form 4, all categorized as direct ownership.

Were James Grant Smith’s Presurance Holdings (PRHI) trades open-market purchases?

Yes. Both transactions are coded “P” and described as open-market purchases of Common Stock. The Form 4 notes that each trade was a purchase in the open market or a private transaction, rather than an option exercise or compensation award.

Did the Presurance Holdings (PRHI) Form 4 show any stock sales by James Grant Smith?

No. The Form 4 lists two buy transactions and no sales. The transaction summary shows a net-buy direction with 24,772 shares purchased and zero shares sold, indicating only acquisitions of Common Stock during the reported period.