Welcome to our dedicated page for Primerica SEC filings (Ticker: PRI), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The Primerica, Inc. (NYSE: PRI) SEC filings page on Stock Titan provides access to the company’s regulatory disclosures as filed with the U.S. Securities and Exchange Commission. Primerica is a financial services company serving middle-income households in North America, and its filings offer detail on how its term life insurance and investment and savings products businesses operate.
Among the most important documents for PRI are its annual reports on Form 10-K and quarterly reports on Form 10-Q. These filings typically describe the company’s three primary segments—Term Life Insurance, Investment and Savings Products, and Corporate and Other Distributed Products—and explain how revenues, premiums, commissions and expenses are generated and reported. They also discuss the use of non-GAAP financial measures such as adjusted operating revenues, adjusted net operating income and diluted adjusted operating earnings per share.
Investors can also review current reports on Form 8-K, where Primerica announces material events such as quarterly results releases and the posting of supplemental financial information. These 8-K filings often reference non-GAAP reconciliations and provide links to additional data made available to investors.
For users tracking management and ownership activity, insider transaction reports on Form 4 and related beneficial ownership filings are accessible through the SEC system and can be reviewed alongside other PRI disclosures. Proxy statements on Schedule 14A, when available, typically address topics such as governance and executive compensation.
Stock Titan enhances access to these documents with AI-powered summaries that highlight key points from lengthy filings, helping readers quickly understand segment performance, capital management decisions and adjustments related to non-GAAP measures. Real-time updates from EDGAR ensure that new Primerica filings, including 10-Ks, 10-Qs, 8-Ks and Forms 4, are added as they become available, allowing investors to follow PRI’s regulatory reporting history efficiently.
Primerica, Inc. reported strong fourth quarter and full-year 2025 results, driven by record Investment and Savings Products (ISP) performance and solid term life insurance earnings. Fourth quarter total revenues reached $853.7 million, up 8% from a year earlier. Net income was $197.0 million, an 18% increase, with diluted EPS of $6.13 versus $4.98 from continuing operations in the prior-year quarter. Adjusted operating revenues were $853.5 million, up 8%, while adjusted net operating income rose 16% to $196.9 million and diluted adjusted operating EPS grew 22% to $6.13.
For full-year 2025, net income was $751.2 million, up 4% versus net income from continuing operations in 2024, and diluted EPS increased 9% to $22.91. Adjusted net operating income grew 10% to $751.4 million, and diluted adjusted operating EPS rose 16% to $22.92. Record ISP product sales of $4.1 billion in the quarter were up 24%, and average ISP client asset values increased 14% to $128.2 billion, ending the year at $129 billion. The Term Life segment delivered 2% growth in direct premiums and 5% growth in pre-tax operating income.
Return on stockholders’ equity was 33.2%, and adjusted net operating income return on adjusted stockholders’ equity was 33.5% in the quarter. Primerica returned significant capital to stockholders, completing a $450 million share repurchase authorization in 2025, with the Board approving a new $475 million repurchase program through December 31, 2026. The Board also approved a 15% increase in the quarterly dividend to $1.20 per share, payable March 13, 2026. Primerica Life Insurance Company’s estimated statutory RBC ratio was 455% as of December 31, 2025.
Primerica, Inc. reported that two long-serving board members, Beatriz R. Perez and Gary L. Crittenden, have informed the Board that they will not stand for reelection at the annual meeting of stockholders to be held in May 2026. Ms. Perez has served on the Board for over 11 years and Mr. Crittenden for over 12 years. The company states that each director’s decision is not related to any differences or disagreements with the company, the Board, management, or its operations, policies, or practices. Primerica expresses gratitude for their many years of service and contributions.
Primerica director reports reinvestment of phantom stock dividends. On 12/15/2025, the director acquired 54.139 shares reported as common stock at $258.08 per share through dividends paid on phantom stock that were reinvested in additional phantom stock under the Non-Employee Directors' Deferred Compensation Plan.
After this transaction, the director beneficially owned 19,150.7123 shares in total, held directly. The phantom stock is convertible into common stock on a one-for-one basis according to the plan terms.
Primerica, Inc. reported that one of its directors acquired 36.71 shares of phantom stock on 12/15/2025 at $258.08 per share. The acquisition resulted from dividends on existing phantom stock that were reinvested automatically into additional phantom stock under the Non-Employee Directors' Deferred Compensation Plan.
After this transaction, the director beneficially owned 28,279.7277 shares held directly. The phantom stock is convertible into common stock on a one-for-one basis in accordance with the terms of the plan.
Primerica reported an insider transaction by a director involving phantom stock under the Non-Employee Directors' Deferred Compensation Plan. On 12/15/2025, the director acquired 45.385 additional shares of phantom stock at $258.08 per share, representing dividends that were automatically reinvested. After this transaction, the director beneficially owns 11,307.7937 shares of phantom stock, which are convertible into common stock on a one-for-one basis under the plan.
A director of Primerica, Inc. reported reinvestment of dividends into 78.43 shares of phantom stock on 12/15/2025 at $258.08 per share under the Non-Employee Directors' Deferred Compensation Plan. After this transaction, the director beneficially owns 19,541.171 shares of phantom stock on a direct basis. Phantom stock under this plan is convertible into common stock on a one-for-one basis.
Primerica, Inc. reported a small equity-related transaction by one of its directors. On 12/15/2025, the director was credited with 83.116 shares tied to Primerica common stock at a price of $258.08 per share. This was not an open-market trade, but the automatic reinvestment of dividends on existing phantom stock into additional phantom stock units under the company’s Non-Employee Directors' Deferred Compensation Plan.
Following this transaction, the director beneficially owned 20,708.701 shares of Primerica common stock on a direct basis. Under the plan, phantom stock is convertible into Primerica common stock on a one-for-one basis in accordance with the plan’s terms, so these deferred compensation units track the company’s share price and further align the director’s interests with shareholders.
Primerica director reports automatic phantom stock dividend reinvestment. On 12/15/2025, a company director acquired 12.6866 shares of phantom stock at $258.08 per share through dividends that were automatically reinvested under the Non-Employee Directors' Deferred Compensation Plan. After this transaction, the director beneficially owns 3,160.5934 shares of phantom stock in direct form. According to the plan, each phantom stock share is convertible into one share of Primerica common stock.
Primerica, Inc. reported that one of its directors acquired 30.5108 phantom stock units on 12/15/2025 through automatic dividend reinvestment under the Non-Employee Directors' Deferred Compensation Plan.
The phantom stock, which is convertible into common stock on a one-for-one basis under the plan, was credited at a price of $258.08 per unit, increasing the director's beneficial holdings to 8,430.8867 phantom stock units held directly.
A director of Primerica, Inc. (PRI) reported a small stock sale. On December 3, 2025, the director sold 700 shares of Primerica common stock at a price of $255 per share in an open market transaction coded as a sale. After this trade, the director continued to beneficially own 8,400.3759 shares directly. The filing is a routine ownership update and does not list any derivative securities activity.
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