Primerica director awarded 83.556 phantom stock units

Primerica, Inc. (PRI) reported that director Cynthia N. Day acquired additional economic exposure to the company’s common stock on September 14, 2026 through a compensation-related award.

Rhea-AI Filing Summary

Primerica, Inc. (PRI) reported that director Cynthia N. Day acquired additional economic exposure to the company’s common stock on September 14, 2026 through a compensation-related award. The transaction reflects 83.556 share-equivalent units at a reference value of $292.44 per share, credited under a deferred compensation arrangement.

After this transaction, Day’s directly held share-equivalent position reported in the form stands at 20,446.097 shares. According to the footnote, the award represents dividends on phantom stock automatically reinvested into additional phantom stock, which is convertible into common stock on a one-for-one basis in accordance with the Non-Employee Directors' Deferred Compensation Plan. No Rule 10b5-1 trading plan is reported for this filing.

Insider Trade Summary

Grant/Award: 83.556 shares

Grant/Award 1 txn

Insider DAY CYNTHIA N

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Common Stock F1	83.556	$292.44	$24K

Holdings After Transaction: Common Stock — 20,446.097 shares (Direct)

Footnotes (1)

1. F1. Represents dividends paid on phantom stock that were reinvested automatically in additional shares of phantom stock in accordance with the terms of the Non-Employee Directors' Deferred Compensation Plan. Phantom stock is convertible into common stock on a one-for-one basis in accordance with the terms of such plan.

Key Figures

Phantom stock units acquired: 83.556 share-equivalent units Reference value per share: $292.44 per share Total share-equivalents after transaction: 20,446.097 shares

3 metrics

Phantom stock units acquired 83.556 share-equivalent units Grant/award acquisition on September 14, 2026

Reference value per share $292.44 per share Value applied to the September 14, 2026 phantom stock award

Total share-equivalents after transaction 20,446.097 shares Direct holdings reported following the award

Key Terms

phantom stock, Non-Employee Directors' Deferred Compensation Plan, deferred compensation

3 terms

phantom stock financial

"Represents dividends paid on phantom stock that were reinvested automatically"

A phantom stock is a form of compensation that gives employees or executives the benefits of stock ownership, such as the increase in stock value, without actually giving them real shares. It acts like a promise to pay the employee the equivalent value of company stock later, often as a bonus or incentive. This allows companies to motivate and reward staff without diluting ownership or transferring actual shares.

Non-Employee Directors' Deferred Compensation Plan financial

"in accordance with the terms of the Non-Employee Directors' Deferred Compensation Plan"

deferred compensation financial

"in accordance with the terms of the Non-Employee Directors' Deferred Compensation Plan"

Deferred compensation is pay that employees or executives have earned now but will receive at a later date, such as delayed bonuses, retirement benefits, or stock grants. It matters to investors because it creates future obligations and shapes incentives—like a promise to pay later that can affect a company’s reported profits, cash needs and potential stock dilution—so it helps signal how a business manages costs and retains key people.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What insider transaction did Primerica (PRI) report for Cynthia N. Day?

Primerica reported that director Cynthia N. Day received a grant of 83.556 phantom stock share-equivalent units on September 14, 2026, credited as part of a compensation arrangement tied to dividends under a deferred compensation plan.

What price reference was used for the new phantom stock units in PRI’s Form 4?

The new phantom stock units credited to Cynthia N. Day used a reference value of $292.44 per share. This value is applied to 83.556 share-equivalent units under the Non-Employee Directors' Deferred Compensation Plan.

How many Primerica (PRI) share-equivalents does Cynthia N. Day hold after this transaction?

Following the reported award, Cynthia N. Day’s directly held share-equivalent position is 20,446.097 shares. This figure reflects the addition of 83.556 phantom stock units from the September 14, 2026 dividend reinvestment transaction.

What is the nature of the phantom stock reported for Cynthia N. Day at Primerica (PRI)?

The filing states that the award represents dividends paid on phantom stock, automatically reinvested into additional phantom stock under the Non-Employee Directors' Deferred Compensation Plan. The phantom stock is convertible into common stock on a one-for-one basis under that plan.

Was Cynthia N. Day’s Primerica (PRI) transaction under a Rule 10b5-1 trading plan?

No. The filing’s Rule 10b5-1 checkbox is not marked as affirmative, and no footnote indicates use of a Rule 10b5-1 trading plan. The transaction is described as a grant or award acquisition related to phantom stock dividends.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Available on EDGAR 09/14/2026 - 04:46 PM Accepted by SEC EDGAR 09/14/2026 - 04:43 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

DAY CYNTHIA N

(Last) (First) (Middle)

1 PRIMERICA PARKWAY

(Street)

DULUTH GEORGIA 30099

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
Primerica, Inc. [ PRI ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
09/14/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	09/14/2026		A		83.556(1)	A	$292.44	20,446.097	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Represents dividends paid on phantom stock that were reinvested automatically in additional shares of phantom stock in accordance with the terms of the Non-Employee Directors' Deferred Compensation Plan. Phantom stock is convertible into common stock on a one-for-one basis in accordance with the terms of such plan.

	/s/ Stacey K. Geer, attorney in fact	09/14/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)