Primerica (PRI) director adds phantom stock units via dividend reinvestment

Rhea-AI Filing Summary

Primerica director Gary L. Crittenden reported a small equity-based award tied to his board compensation. On the reported date, he acquired 99.777 shares at $249.06 per share through dividends on phantom stock that were automatically reinvested under the Non-Employee Directors' Deferred Compensation Plan.

After this transaction, his directly held balance in this account rose to 20,808.478 shares. The phantom stock units are convertible into common stock on a one-for-one basis according to the plan’s terms, making this a routine, compensation-related increase rather than an open-market trade.

Insider Trade Summary

1 transaction reported

Mixed 1 txn

Insider CRITTENDEN GARY L

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	99.777	$249.06	$25K

Holdings After Transaction: Common Stock — 20,808.478 shares (Direct)

Footnotes (1)

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Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

CRITTENDEN GARY L

(Last) (First) (Middle)

1 PRIMERICA PARKWAY

(Street)

DULUTH GA 30099

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Primerica, Inc. [ PRI ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
03/13/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	03/13/2026		A		99.777(1)	A	$249.06	20,808.478	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Represents dividends paid on phantom stock that were reinvested automatically in additional shares of phantom stock in accordance with the terms of the Non-Employee Directors' Deferred Compensation Plan. Phantom stock is convertible into common stock on a one-for-one basis in accordance with the terms of such plan.

	/s/ Stacey K. Geer, attorney in fact	03/16/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did Primerica (PRI) report for Gary L. Crittenden?

Primerica director Gary L. Crittenden reported acquiring 99.777 shares at $249.06 per share. The increase came from dividends on phantom stock automatically reinvested under the Non-Employee Directors' Deferred Compensation Plan, rather than from an open-market purchase.

Was the Primerica (PRI) Form 4 transaction a market buy or a compensation award?

The Form 4 shows a compensation-related award, not a market buy. Dividends on existing phantom stock were reinvested into 99.777 additional phantom stock units under the director deferred compensation plan, which is classified as a grant or award acquisition.

How many shares does Gary L. Crittenden hold after this Primerica (PRI) transaction?

Following the reported transaction, Gary L. Crittenden directly holds 20,808.478 shares in this account. This total includes the newly acquired 99.777 phantom stock units credited via dividend reinvestment under the Non-Employee Directors' Deferred Compensation Plan.

What is phantom stock in the context of Primerica (PRI) director compensation?

Phantom stock is a deferred compensation instrument that tracks common stock value. In this case, phantom stock units are convertible into Primerica common stock on a one-for-one basis according to the Non-Employee Directors' Deferred Compensation Plan terms disclosed in the filing footnote.

Does the Primerica (PRI) Form 4 indicate any insider selling activity?

The Form 4 does not report any insider selling. It shows only an acquisition of 99.777 phantom stock units classified as a grant, award, or other acquisition, with no shares disposed, sold, or withheld for taxes in the reported period.

How was the $249.06 price per share determined in the Primerica (PRI) Form 4?

The transaction price per share is reported as $249.06. This price applies to the 99.777 phantom stock units credited through dividend reinvestment, as recorded under the Non-Employee Directors' Deferred Compensation Plan, and is disclosed directly in the Form 4 transaction detail.