Welcome to our dedicated page for Provident Finl Hldgs SEC filings (Ticker: PROV), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Searching a 250-page banking disclosure for the one table on non-performing loans is tedious. Investors who follow Provident Financial Holdings Inc (PROV) know that every basis-point shift in its net interest margin or a single uptick in commercial real-estate delinquencies can move the stock. This page gathers every SEC submission—from the annual report to real-time Form 4 alerts—in one place and layers Stock Titan’s AI-powered summaries on top so you can focus on decisions, not document hunting.
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Provident Financial Holdings, Inc. reported quarterly results for the period ended September 30, 2025. Net income was $1.681 million, with basic EPS of $0.26 and diluted EPS of $0.25. Net interest income reached $8.930 million as total interest income of $14.146 million exceeded interest expense of $5.216 million.
Total assets were $1.230 billion, and total deposits were $874.839 million. Loans held for investment, net, were $1.042 billion with an allowance for credit losses of $5.8 million. Non-interest income was $813 thousand, while non-interest expense totaled $7.634 million.
Investment securities carried unrealized holding losses of $9.4 million, primarily from rate movements; accumulated other comprehensive income stood at $18 thousand. Liquidity remained robust with approximately $472.3 million in combined unused borrowing capacity across the FHLB, Federal Reserve discount window, and a federal funds facility. Cash uses included $1.059 million of treasury stock purchases and $921 thousand of cash dividends. Shares outstanding were 6,511,011 at quarter-end.
Provident Financial Holdings, Inc. filed an 8-K stating it distributed financial results for the quarter ended September 30, 2025. The company also made its quarterly Investor Presentation available on its website and attached both materials to the filing.
The news release is included as Exhibit 99.1 and the Investor Presentation as Exhibit 99.2. The filing identifies PROV as its NASDAQ trading symbol.
Provident Financial Holdings (PROV) announced a cash dividend. The Board declared a quarterly dividend of $0.14 per share. Shareholders of record at the close of business on November 13, 2025 will be entitled to the payment, which is scheduled for December 4, 2025.
This update confirms the company’s continued cash returns to common shareholders on a quarterly basis, with clear record and payment dates for the upcoming distribution.
Provident Financial Holdings (PROV) reports a bank-focused profile with detailed risk-management, capital and liquidity disclosures. The company had 6,577,038 common shares issued and outstanding as of August 25, 2025 and maintains a quarterly cash dividend of $0.14 per share, which would average about $921,000 per quarter at current outstanding share counts.
Key credit and liquidity metrics disclosed include a CECL implementation one-time ACL increase of $1.2 million on July 1, 2023, liquid assets of approximately $3.4 million (unconsolidated) at June 30, 2025, unrealized holding losses on investment securities (about $10.4 million in losses held 12 months or more), and available borrowing capacity across sources of approximately $474.8 million. The net deferred tax position shifted from a net asset to a net liability during fiscal 2025. The filing describes governance and controls for cybersecurity, capital stock counts and repurchase availability (217,028 shares available under the repurchase plan), employee benefit costs, and FHLB collateral and borrowing arrangements with specified pledged amounts and remaining capacity.
Provident Financial Holdings, Inc. (NASDAQ: PROV) filed a Form 8-K dated 24 July 2025 reporting that its Board of Directors declared a regular quarterly cash dividend of $0.14 per common share.
Shareholders of record at the close of business on 14 August 2025 will receive the dividend on 4 September 2025. No other financial results or strategic actions were disclosed in the filing. The related press release is furnished as Exhibit 99.1.
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