[8-K] Provident Financial Hldgs Reports Material Event

Rhea-AI Filing Summary

Provident Financial Holdings, Inc. (NASDAQ: PROV) filed a Form 8-K dated 24 July 2025 reporting that its Board of Directors declared a regular quarterly cash dividend of $0.14 per common share.

Shareholders of record at the close of business on 14 August 2025 will receive the dividend on 4 September 2025. No other financial results or strategic actions were disclosed in the filing. The related press release is furnished as Exhibit 99.1.

Positive

• $0.14 quarterly cash dividend maintains consistent shareholder return policy and signals ongoing confidence in cash-flow generation.

Negative

• None.

Insights

Financial Analyst

TL;DR: Routine dividend declaration; neutral impact.

The 8-K confirms PROV will maintain its $0.14 quarterly dividend, matching prior payouts and signaling stability in capital-return policy. While continued distributions can reassure income-focused investors, the notice conveys no new earnings, capital or strategic information. Absent changes in payout level or special dividends, the filing is best viewed as standard administrative disclosure with limited valuation effect.

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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): July 24, 2025

PROVIDENT FINANCIAL HOLDINGS, INC.

(Exact name of registrant as specified in its charter)

Delaware	000-28304	33-0704889
(State or other jurisdiction of incorporation)	(Commission File Number)	(I.R.S. Employer Identification No.)

3756 Central Avenue, Riverside, California	92506
(Address of principal executive offices)	(Zip Code)

Registrant’s telephone number, including area code:  (951) 686-6060

Check the appropriate box below if the Form 8‑K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions.

☐
Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐
Soliciting material pursuant to Rule 14a‑12 under the Exchange Act (17 CFR 240.14a‑12)

☐
Pre-commencement communications pursuant to Rule 14d‑2(b) under the Exchange Act (17 CFR 240.14d‑2(b))

☐
Pre-commencement communications pursuant to Rule 13e‑4(c) under the Exchange Act (17 CFR 240.13e‑4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class		Trading Symbol(s)		Name of each exchange on which registered
Common Stock, par value $.01 per share		PROV		NASDAQ

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b‑2 of the Securities Exchange Act of 1934 (§240.12b‑2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 8.01  Other Events

On July 24, 2025, Provident Financial Holdings, Inc. (the “Corporation”) announced that the Corporation’s Board of Directors declared a quarterly cash dividend of $0.14 per share. Shareholders of the Corporation’s common stock at the close of business on August 14, 2025 will be entitled to receive the cash dividend. The cash dividend will be payable on September 4, 2025.

The news release announcing the quarterly cash dividend is attached as Exhibit 99.1 and incorporated by reference herein.

Item 9.01  Financial Statements and Exhibits

(d)      Exhibits

99.1	News release regarding the quarterly cash dividend of Provident Financial Holdings, Inc. dated July 24, 2025.
104	Cover Page Interactive Data File (formatted in Inline XBRL and contained in Exhibit 101)

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

Date: July 25, 2025		PROVIDENT FINANCIAL HOLDINGS, INC.
		/s/ Peter C. Fan
		Peter C. Fan
		Senior Vice President and Chief Financial Officer
		(Principal Financial and Accounting Officer)

FAQ

What dividend amount did Provident Financial (PROV) declare?

$0.14 per common share.

What is the record date for PROV’s Q3 2025 dividend?

Shareholders must own shares by 14 August 2025.

When will PROV pay the declared dividend?

The cash dividend will be paid on 4 September 2025.

Which SEC form announced the dividend for PROV?

The company filed a Form 8-K under Item 8.01 (Other Events).

Was any additional financial data released with the dividend announcement?

No—only the dividend details and accompanying press release (Exhibit 99.1) were provided.