Qfin Holdings (NASDAQ: QFIN) details 2025 ESG progress

Rhea-AI Filing Summary

Qfin Holdings filed a Form 6-K to announce publication of its 2025 ESG report. The report outlines the company’s ESG guidelines, strategies and targets, emphasizing environmental sustainability, social responsibility and ongoing improvements in corporate governance.

The filing also reiterates Qfin’s role as an AI-empowered Credit-Tech platform in China, using machine learning and data analytics to support financial institutions, consumers and SMEs across the loan lifecycle while promoting safe, convenient and inclusive financial services.

Key Terms

ESG report, AI-empowered Credit-Tech platform, machine learning models, safe harbor, +1 more

5 terms

ESG report financial

"today published its annual ESG report for 2025"

An ESG report is a company's public summary of how it manages environmental, social and governance issues—such as pollution and resource use, treatment of employees and communities, and board oversight or ethical practices. Investors use it as a scorecard to judge risk and long-term resilience; like a vehicle inspection highlighting potential breakdowns, the report helps spot risks that could lead to fines, higher costs, lost customers or reputational damage that hurt returns.

AI-empowered Credit-Tech platform technical

"a leading AI-empowered Credit-Tech platform in China"

machine learning models technical

"By leveraging its sophisticated machine learning models and data analytics capabilities"

Machine learning models are computer programs that learn patterns from past data to make predictions or decisions without being explicitly programmed for each task. For investors, they matter because they can improve forecasting, automate routine work, reduce costs or introduce new risks; think of them as a smart assistant that learns from past results like a chef refining recipes, helping businesses spot opportunities or mistakes faster.

safe harbor regulatory

"Any forward-looking statements contained in this announcement are made under the “safe harbor” provisions"

Safe harbor is a rule that protects companies or individuals from legal trouble if they follow certain guidelines or procedures. It’s like having a safety net that allows them to act without fear of punishment, as long as they stick to the rules. This helps encourage honest behavior and clear standards in financial and legal activities.

forward-looking statements regulatory

"Forward-looking statements can be identified by terminology such as “will,” “expects,” “anticipates,”"

Forward-looking statements are predictions or plans that companies share about what they expect to happen in the future, like estimating sales or profits. They matter because they help investors understand a company's outlook, but since they are based on guesses and assumptions, they can sometimes be wrong.

Form 6-K: How Foreign Companies Report to the SEC →

UNITED STATES
SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

Form 6-K

REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE
13a-16 OR 15d-16 UNDER
THE SECURITIES EXCHANGE ACT OF 1934

For the month of April 2026

Commission File Number 001-38752

Qfin Holdings, Inc.

(Translation of registrant’s name into English)

Building 1, No. 98 Qingyijiang Road

Putuo District, Shanghai 200333

People’s Republic of China

(Address of principal executive office)

Indicate by check mark whether the registrant files or will file annual reports under cover of Form 20-F or Form 40-F.  Form 20-F  x  Form 40-F  ¨

Exhibit Index

Exhibit 99.1 — Press Release

SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.

	Qfin Holdings, Inc.
	By:	/s/ Alex Xu
	Name:	Alex Xu
	Title:	Director and Chief Financial Officer
Date: April 27, 2026

Exhibit 99.1

Qfin Holdings Releases 2025 ESG Report

SHANGHAI, China, April 27, 2026 (GLOBE NEWSWIRE) -- Qfin Holdings, Inc. (NASDAQ: QFIN; HKEx: 3660) (“Qfin Holdings” or the “Company”), a leading AI-empowered Credit-Tech platform in China, today published its annual ESG report for 2025. The report demonstrates Qfin Holdings’s ESG-related guidelines, strategies and targets in 2025, highlighting the Company’s efforts to environmental sustainability and social responsibility, the progress to improve corporate governance, and its ESG performance.

In the future, Qfin Holdings will stay committed to enabling a better life for people by facilitating safe, convenient and inclusive financial services through technology empowerment to financial institutions.

For the full 2025 ESG report, please visit: https://ir.qfin.com/esg.

About Qfin Holdings

Qfin Holdings is a leading AI-empowered Credit-Tech platform in China. By leveraging its sophisticated machine learning models and data analytics capabilities, the Company provides a comprehensive suite of technology services to assist financial institutions and consumers and SMEs in the loan lifecycle, ranging from borrower acquisition, preliminary credit assessment, fund matching and post-facilitation services. The Company is dedicated to making credit services more accessible and personalized to consumers and SMEs through Credit-Tech services to financial institutions.

For more information, please visit: https://ir.qfin.com.

Safe Harbor Statement

Any forward-looking statements contained in this announcement are made under the “safe harbor” provisions of the U.S. Private Securities Litigation Reform Act of 1995. Forward-looking statements can be identified by terminology such as “will,” “expects,” “anticipates,” “future,” “intends,” “plans,” “believes,” “estimates” and similar statements. Among other things, the business outlook and quotations from management in this announcement, as well as the Company’s strategic and operational plans, contain forward-looking statements. Qfin Holdings may also make written or oral forward-looking statements in its periodic reports to the U.S. Securities and Exchange Commission (“SEC”), in announcements made on the website of The Stock Exchange of Hong Kong Limited (the “Hong Kong Stock Exchange”), in its annual report to shareholders, in press releases and other written materials and in oral statements made by its officers, directors or employees to third parties. Statements that are not historical facts, including the Company’s business outlook, beliefs and expectations, are forward-looking statements. Forward-looking statements involve inherent risks and uncertainties. A number of factors could cause actual results to differ materially from those contained in any forward-looking statement, which factors include but not limited to the following: the Company’s growth strategies, changes in laws, rules and regulatory environments, the recognition of the Company’s brand, market acceptance of the Company’s products and services, trends and developments in the credit-tech industry, governmental policies relating to the credit-tech industry, general economic conditions in China and around the globe, and assumptions underlying or related to any of the foregoing. Further information regarding these and other risks and uncertainties is included in Qfin Holdings’ filings with the SEC and announcements on the website of the Hong Kong Stock Exchange. All information provided in this press release is as of the date of this press release, and Qfin Holdings does not undertake any obligation to update any forward-looking statement, except as required under applicable law.

For more information, please contact:

Qfin Holdings

E-mail: ir@qfin.com

2 

FAQ

What did Qfin Holdings (QFIN) announce in its April 2026 Form 6-K?

Qfin Holdings announced the publication of its 2025 ESG report. The report presents ESG-related guidelines, strategies and targets, highlighting efforts in environmental sustainability, social responsibility and corporate governance, and reinforces the company’s commitment to safe, convenient and inclusive technology-enabled financial services.

What does Qfin Holdings’ 2025 ESG report focus on?

The 2025 ESG report focuses on Qfin Holdings’ ESG guidelines, strategies and targets. It highlights initiatives in environmental sustainability, social responsibility and progress in corporate governance, as well as the company’s broader ESG performance during 2025 as an AI-empowered Credit-Tech platform in China.

What is Qfin Holdings’ core business as described in the filing?

Qfin Holdings operates an AI-empowered Credit-Tech platform in China. By leveraging sophisticated machine learning models and data analytics, it offers technology services that help financial institutions, consumers and SMEs throughout the loan lifecycle, including borrower acquisition, credit assessment, fund matching and post-facilitation services.

How does Qfin Holdings link ESG goals with its financial technology services?

Qfin Holdings links ESG goals to its technology by promoting safe, convenient and inclusive financial services. Using AI-driven Credit-Tech solutions for financial institutions, it aims to make credit more accessible and personalized for consumers and SMEs, supporting broader social responsibility and sustainable development objectives.

Where can investors access Qfin Holdings’ full 2025 ESG report?

Investors can access the full 2025 ESG report on Qfin Holdings’ investor relations website. The company directs readers to https://ir.qfin.com/esg, where the complete ESG document is available for review alongside other corporate, financial and sustainability-related information.

What forward-looking statement caution does Qfin Holdings provide?

Qfin Holdings includes a safe harbor statement noting that certain comments are forward-looking. It explains such statements involve risks and uncertainties linked to growth strategies, regulations, market acceptance, economic conditions and industry trends, and refers readers to its SEC and Hong Kong Stock Exchange filings for further risk details.

Filing Exhibits & Attachments

1 document

Press Releases

• EX-99.1 EXHIBIT 99.1 7.2 KB