Welcome to our dedicated page for QNB SEC filings (Ticker: QNBC), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
QNB Corp. filings document the regulatory record of a Pennsylvania bank holding company and its QNB Bank subsidiary. The company’s Form 8-K reports cover operating results, Regulation FD presentation materials, material agreements, governance matters, capital-structure disclosures, and completed acquisition activity, including a merger in which The Victory Bancorp, Inc. merged into QNB Corp. and The Victory Bank merged into QNB Bank.
Proxy materials for QNB Corp. address annual meeting voting, director elections, governance practices, and compensation disclosures. The filing record also documents common stock matters, shareholder voting mechanics, financial performance releases, and formal material-event disclosures tied to the company’s banking business and public-company obligations.
QNB CORP. director Kevin L. Johnson reported acquiring 19,905 shares of common stock. The shares were granted at a stated price of $0.0000 per share, reflecting an award rather than a market purchase, and were received in connection with the QNB Bank - Victory merger.
After this transaction, Johnson directly holds 19,905 common shares, indicating this award represents his full reported direct ownership in the company following the merger-related grant.
QNB Corp. completed its acquisition of The Victory Bancorp, Inc. on April 1, 2026, merging Victory into QNB in a stock-for-stock transaction. Each outstanding share of Victory common stock was converted into the right to receive 0.5500 shares of QNB common stock, with cash paid instead of fractional shares, while existing QNB shares were unchanged.
Victory Bank then merged into QNB Bank, which will operate Victory Bank as a division during an interim period before a planned systems conversion the weekend of June 19–21, 2026. The QNB and bank boards added Joseph W. Major as Vice Chairman and Kevin L. Johnson as directors, and QNB entered into a 24‑month consulting and non‑competition agreement with Mr. Major worth $665,865. QNB also amended its bylaws to create the Vice Chairman role and will later file required financial and pro forma information for the transaction.
QNB CORP. director Kevin L. Johnson filed an initial Form 3 reporting his insider position in the company’s common stock. The filing shows he held 0 shares of common stock directly after the reported date, establishing a baseline for any future insider transactions.
QNB CORP. director Major Joseph W filed an initial Form 3 reporting his beneficial ownership of the company’s common stock. The filing shows a direct holding of 0 shares of Common Stock following the reported holding entry.
QNB CORP. director Randy S. Bimes reported an open-market purchase of 262.9503 shares of Common Stock at $38.03 per share. After this transaction, he directly owns 266,299.2831 shares. His holdings include 981.8146 shares acquired through the Dividend Reinvestment Plan.
QNB Corp. furnished an investor slide presentation that it made available to analysts and prospective investors on March 26, 2026. The materials discuss the corporation’s operating strategies, growth plans, and financial performance. The slide deck is provided as Exhibit 99.1 under Item 7.01 and is expressly treated as furnished, not filed, under securities laws.
QNB Corp. reports solid 2025 results and outlines a pending merger with The Victory Bancorp. Total assets reached $1.91B with loans of $1.26B, deposits of $1.64B and shareholders’ equity of $129.6M as of December 31, 2025.
Net income was $14.1M, up from $11.4M in 2024, with diluted EPS of $3.78 and an adjusted non‑GAAP EPS of $4.08 excluding $1.1M after‑tax merger costs. Return on average assets was 0.74% and return on average equity was 12.28%.
The bank’s net interest margin improved to 2.72%, loans grew 3.8% year over year, and deposits increased 0.9%. Asset quality remained manageable with non‑performing loans of $8.8M, or 0.70% of total loans. Regulatory capital ratios were strong, including a Tier 1 capital ratio of 12.39% and leverage ratio of 9.02%.
QNB operates 12 full‑service branches in southeastern Pennsylvania and continues to emphasize community banking, small‑business lending, and technology-enabled services. Under a definitive agreement signed in September 2025, Victory will merge into QNB, creating a combined organization with nearly $2.4B in assets, expected to close in the second quarter of 2026, subject to customary conditions.
QNB CORP. director Randall Edward Stauffer filed an initial ownership report on Form 3 showing beneficial ownership of 800 shares of QNB CORP. common stock. These shares are reported as held directly by the director, with no derivative securities disclosed.
QNB Corp. and The Victory Bancorp, Inc. announced that they have received all required regulatory approvals to complete their previously announced merger transaction. The merger, first disclosed on September 23, 2025, is now expected to close during the second quarter, subject to customary closing conditions.
QNB Corp. is the holding company for QNB Bank, which operates twelve branches in Bucks, Lehigh, and Montgomery Counties in Pennsylvania and offers a range of commercial and retail banking, securities, advisory, and title insurance services. Victory Bancorp is the parent of The Victory Bank, a Pennsylvania commercial bank focused on business lending and traditional consumer banking with four offices in Montgomery and Berks Counties.
QNB Corp. reports that its shareholders approved the Agreement and Plan of Merger with The Victory Bancorp, Inc., under which Victory will merge into QNB and QNB will be the surviving company. The proposal received 2,211,803 votes for, 60,631 against, and 1,635 abstentions, with 3,733,073 shares entitled to vote. A separate adjournment proposal was not needed because support for the merger was sufficient. QNB and Victory also announced that Victory’s shareholders approved the transaction. The merger, initially announced in September 2025, is expected to close in the second quarter, subject to customary closing conditions and remaining regulatory approvals; the Pennsylvania Department of Banking and Securities has already approved the deal.