QNB Corp. filings document the regulatory record of a Pennsylvania bank holding company and its QNB Bank subsidiary. The company’s Form 8-K reports cover operating results, Regulation FD presentation materials, material agreements, governance matters, capital-structure disclosures, and completed acquisition activity, including a merger in which The Victory Bancorp, Inc. merged into QNB Corp. and The Victory Bank merged into QNB Bank.
Proxy materials for QNB Corp. address annual meeting voting, director elections, governance practices, and compensation disclosures. The filing record also documents common stock matters, shareholder voting mechanics, financial performance releases, and formal material-event disclosures tied to the company’s banking business and public-company obligations.
QNB Corp. filed its quarterly report for the quarter ended September 30, 2025, showing a stronger balance sheet. Total assets were $1,903,244 thousand compared with $1,870,894 thousand at December 31, 2024. Loans receivable, net rose to $1,237,274 thousand from $1,207,304 thousand, while total deposits increased to $1,681,540 thousand from $1,628,541 thousand.
The company eliminated long‑term debt, moving to $0 from $30,000 thousand, and modestly reduced short‑term borrowings to $48,703 thousand from $53,844 thousand. Shareholders’ equity improved to $121,487 thousand from $103,349 thousand, supported by higher retained earnings of $145,835 thousand and a smaller accumulated other comprehensive loss of $(51,533) thousand versus $(62,646) thousand.
Cash and cash equivalents were $66,331 thousand (up from $50,713 thousand) and common shares outstanding were 3,727,825 as of October 31, 2025.
QNB Corp. announced consolidated financial results for the third quarter ended September 30, 2025, and furnished a related news release as Exhibit 99.1.
The disclosure was provided via a current report and is designated as “furnished,” not “filed,” under securities laws. Investors can find the detailed results and commentary in Exhibit 99.1 accompanying the report.
Randy S. Bimes, a director of QNB CORP. (QNBC), reported a purchase of common stock on 09/26/2025. The filing shows an acquisition of 281.9284 shares at a price of $35.47 per share, and reports total beneficial ownership of 260,469.1864 shares following the transaction. The form notes that 995.0197 of those shares were acquired through the company's Dividend Reinvestment Plan. The Form 4 was signed by David W. Freeman as power of attorney on 10/01/2025 and lists the reporting person's Quakertown, PA address.
QNB Corp. reported a leadership change, with its Board of Directors appointing Randall E. Stauffer to the Boards of QNB Bank and QNB Corp. effective January 1, 2026. He will serve as a Class II Director, a group whose term runs until the annual shareholder meeting in May 2026.
Stauffer is a Co-Owner, Assistant Secretary and Treasurer of Stauffer Manufacturing Co. in Red Hill, Pennsylvania, bringing operating and financial experience from a privately held business. QNB noted that he has not yet been appointed to any Board committees, indicating those assignments will be determined later.
QNB Corp. furnished an investor slide presentation that was made available to analysts and prospective investors. The materials, provided as Exhibit 99.1, outline the company’s operating and growth strategies and discuss its financial performance in a visual format. This presentation is being shared through a current report as supplemental information and is expressly treated as furnished rather than filed under securities laws, which affects how it may be used in other regulatory documents.
QNB Corp. has agreed to merge with The Victory Bancorp, Inc. in an all‑stock transaction. Victory will merge into QNB, and immediately afterward The Victory Bank will merge into QNB Bank, with QNB and QNB Bank remaining as the surviving entities. Each share of Victory common stock will be converted into the right to receive 0.5500 shares of QNB common stock, and Victory equity awards will either vest into the same stock consideration or convert into QNB options based on this exchange ratio.
The boards of both companies unanimously approved the merger, which is targeted to close in late 2025 or early 2026, subject to shareholder approvals, regulatory clearances, effectiveness of a Form S‑4 registration statement, and other customary conditions. The agreement also includes governance changes, including adding up to three Victory directors to the QNB and QNB Bank boards and appointing Victory’s CEO Joseph W. Major as Vice Chair of both boards and Chair of QNB’s Strategic Planning Committee at closing. Victory may owe QNB a $1,575,000 termination fee if the merger is ended under specified circumstances.