QNTO CEO Robert Strong adds to stake with November stock buys

Rhea-AI Filing Summary

Quaint Oak Bancorp, Inc. Chief Executive Officer and director Robert T. Strong reported open-market purchases of common stock in November 2025. He bought 100 shares on 11/18/2025 at $10.25 per share and 900 shares on 11/19/2025 at $10.35 per share. After these transactions, he directly holds 205,608 shares, which include unvested grants under the 2023 Stock Incentive Plan and shares held jointly with his spouse. He also has indirect ownership of 22,742 shares through an IRA, 10,594.437 shares through a 401(k) plan, and 32,218.4863 shares through an ESOP. In addition, he holds employee stock options for 15,000 shares at $18 per share expiring 05/10/2033, 14,962 shares at $13.3 per share expiring 05/09/2028, and 2,500 shares at $10.15 per share expiring 09/05/2035, with vesting schedules at 20% per year.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

STRONG ROBERT T

(Last) (First) (Middle)

C/O QUAINT OAK BANCORP, INC.

501 KNOWLES AVENUE

(Street)

SOUTHAMPTON PA 18966

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
QUAINT OAK BANCORP, INC. [ QNTO ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chief Executive Officer

3. Date of Earliest Transaction (Month/Day/Year)
11/18/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	11/18/2025		P		100	A	$10.25	204,708(1)	D
Common Stock	11/19/2025		P		900	A	$10.35	205,608(2)	D
Common Stock								22,742	I	By IRA
Common Stock								10,594.437(3)	I	By 401(k) Plan
Common Stock								32,218.4863	I	By ESOP

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Employee Stock Option (Right to Buy)	$18							(5)	05/10/2033	Common Stock	15,000		15,000	D
Employee Stock Stock (Right to Buy)	$13.3							05/09/2023(6)	05/09/2028	Common Stock	14,962		14,962	D
Employee Stock Option (Right to Buy)	$10.15							(4)	09/05/2035	Common Stock	2,500		2,500	D

Explanation of Responses:

1. Includes 2,700 shares granted pursuant to the Issuer's 2023 Stock Incentive Plan which reflect the unvested portion of a grant amount originally covering 4,500 shares that commenced vesting at a rate of 20% per year on May 10, 2024, 500 shares granted pursuant to the Issuer's 2023 Stock Incentive Plan that vest ratably over five years at 20% per year commencing on September 5, 2026, and 201,508 shares held jointly with the reporting person's spouse.

2. Includes 2,700 shares granted pursuant to the Issuer's 2023 Stock Incentive Plan which reflect the unvested portion of a grant amount originally covering 4,500 shares that commenced vesting at a rate of 20% per year on May 10, 2024, 500 shares granted pursuant to the Issuer's 2023 Stock Incentive Plan that vest ratably over five years at 20% per year commencing on September 5, 2026, and 202,408 shares held jointly with the reporting person's spouse.

3. Based on a report dated November 19, 2025.

4. The options are vesting at a rate of 20% per year commencing on September 5, 2026.

5. The options are vesting at a rate of 20% per year commencing on May 10, 2024.

6. The options vested at a rate of 20% per year commencing on May 9, 2019 and were fully vested as of May 9, 2023.

	/s/ Robert T. Strong	11/20/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transactions were reported for QNTO in November 2025?

Robert T. Strong, Chief Executive Officer and director of Quaint Oak Bancorp, Inc. (QNTO), reported buying 100 shares of common stock on 11/18/2025 at $10.25 per share and 900 shares on 11/19/2025 at $10.35 per share in open-market purchases.

How many QNTO shares does the CEO directly own after these transactions?

After the reported purchases, Robert T. Strong directly owns 205,608 shares of Quaint Oak Bancorp, Inc. common stock. This figure includes unvested shares granted under the 2023 Stock Incentive Plan and shares held jointly with his spouse.

What indirect QNTO shareholdings does the CEO report?

Robert T. Strong reports indirect ownership of 22,742 shares of QNTO common stock through an IRA, 10,594.437 shares through a 401(k) plan, and 32,218.4863 shares through an ESOP.

What stock options does the CEO of QNTO hold?

The CEO holds employee stock options on 15,000 shares at an exercise price of $18 per share expiring 05/10/2033, 14,962 shares at $13.3 per share expiring 05/09/2028, and 2,500 shares at $10.15 per share expiring 09/05/2035, all for Quaint Oak Bancorp, Inc. common stock.

How do the CEO’s QNTO option grants vest?

Certain options vest at a rate of 20% per year. One grant commenced vesting on 05/10/2024, another commenced on 05/09/2019 and was fully vested as of 05/09/2023, and another is scheduled to commence vesting on 09/05/2026.

What equity awards under QNTO’s 2023 Stock Incentive Plan are included in the CEO’s holdings?

The CEO’s direct holdings include 2,700 shares from a grant originally covering 4,500 shares that began vesting at 20% per year on 05/10/2024, and 500 shares that vest ratably over five years at 20% per year commencing on 09/05/2026.