QNTO CEO Robert T. Strong reports open-market share purchases

Rhea-AI Filing Summary

Quaint Oak Bancorp (QNTO) CEO and Director Robert T. Strong reported open‑market purchases of common stock on 11/05/2025: 500 shares at $9.16 and 500 shares at $9.17. Following these trades, he directly beneficially owned 204,608 shares.

He also reported indirect holdings of 22,742 shares by IRA, 10,548.292 shares by 401(k) Plan, and 32,218.4863 shares by ESOP. Reported derivative holdings include employee stock options for 2,500 shares at $10.15 expiring 09/05/2035, 15,000 shares at $18 expiring 05/10/2033, and 14,962 shares at $13.3 expiring 05/09/2028, with vesting schedules as disclosed.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

STRONG ROBERT T

(Last) (First) (Middle)

C/O QUAINT OAK BANCORP, INC.

501 KNOWLES AVENUE

(Street)

SOUTHAMPTON PA 18966

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
QUAINT OAK BANCORP, INC. [ QNTO ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chief Executive Officer

3. Date of Earliest Transaction (Month/Day/Year)
11/05/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	11/05/2025		P		500	A	$9.16	204,108(1)	D
Common Stock	11/05/2025		P		500	A	$9.17	204,608(2)	D
Common Stock								22,742	I	By IRA
Common Stock								10,548.292(3)	I	By 401(k) Plan
Common Stock								32,218.4863	I	By ESOP

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Employee Stock Option (Right to Buy)	$10.15							(4)	09/05/2035	Common Stock	2,500		2,500	D
Employee Stock Option (Right to Buy)	$18							(5)	05/10/2033	Common Stock	15,000		15,000	D
Employee Stock Stock (Right to Buy)	$13.3							05/09/2023(6)	05/09/2028	Common Stock	14,962		14,962	D

Explanation of Responses:

1. Includes 2,700 shares granted pursuant to the Issuer's 2023 Stock Incentive Plan which reflect the unvested portion of a grant amount originally covering 4,500 shares that commenced vesting at a rate of 20% per year on May 10, 2024, 500 shares granted pursuant to the Issuer's 2023 Stock Incentive Plan that vest ratably over five years at 20% per year commencing on September 5, 2026, and 200,908 shares held jointly with the reporting person's spouse.

2. Includes 2,700 shares granted pursuant to the Issuer's 2023 Stock Incentive Plan which reflect the unvested portion of a grant amount originally covering 4,500 shares that commenced vesting at a rate of 20% per year on May 10, 2024, 500 shares granted pursuant to the Issuer's 2023 Stock Incentive Plan that vest ratably over five years at 20% per year commencing on September 5, 2026, and 201,408 shares held jointly with the reporting person's spouse.

3. Based on a report dated November 5, 2025.

4. The options are vesting at a rate of 20% per year commencing on September 5, 2026.

5. The options are vesting at a rate of 20% per year commencing on May 10, 2024.

6. The options vested at a rate of 20% per year commencing on May 9, 2019 and were fully vested as of May 9, 2023.

	/s/ Robert T. Strong	11/06/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
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FAQ

What insider transaction did QNTO disclose?

CEO Robert T. Strong bought 1,000 common shares on 11/05/2025 in two trades: 500 at $9.16 and 500 at $9.17.

How many QNTO shares does the CEO directly own after the trades?

Direct beneficial ownership reported at 204,608 shares following the purchases.

What are the CEO’s indirect QNTO holdings?

Indirect holdings reported: 22,742 by IRA, 10,548.292 by 401(k) Plan, and 32,218.4863 by ESOP.

What QNTO stock options were disclosed?

Options for 2,500 at $10.15 expiring 09/05/2035, 15,000 at $18 expiring 05/10/2033, and 14,962 at $13.3 expiring 05/09/2028.

What is the executive’s role at QNTO?

Robert T. Strong is a Director and Chief Executive Officer.

Were the purchases open-market transactions?

Yes. The transactions are coded P, indicating open‑market purchases.