Welcome to our dedicated page for Quaint Oak Bancorp SEC filings (Ticker: QNTO), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
This page provides access to U.S. Securities and Exchange Commission filings for Quaint Oak Bancorp, Inc. (QNTO), the holding company for Quaint Oak Bank and the Quaint Oak Family of Companies. These documents offer detailed information on the Company’s financial condition, operating results, capital structure and corporate actions.
Quaint Oak Bancorp, Inc. uses Form 8-K to report material events and selected financial information. For example, the Company has filed 8-K reports to furnish quarterly earnings press releases and to disclose Board decisions to declare quarterly cash dividends, including the dividend declared on January 14, 2026. These filings typically reference attached press releases that are incorporated by reference and describe net income or net loss, key drivers of performance, and dividend details such as per-share amounts, record dates and payment dates.
In addition to current reports, investors may review the Company’s annual reports on Form 10-K and quarterly reports on Form 10-Q (when available in the SEC feed) to see comprehensive discussions of loan portfolios, interest and dividend income, interest expense, non-interest income, non-interest expense, provisions for credit losses, asset quality metrics and capital ratios. These periodic reports also describe the activities of subsidiaries such as Quaint Oak Mortgage, LLC and Oakmont Commercial, LLC, and may discuss transactions like the sale of a majority interest in Oakmont Capital Holdings, LLC or the discontinuation of Quaint Oak Real Estate, LLC.
Through this filings page, users can also track dividend-related disclosures, debt issuance details, and other regulatory communications. Stock Titan’s tools surface new EDGAR submissions in near real time and provide AI-powered summaries to help explain complex sections, highlight key changes from prior periods and clarify technical topics such as credit loss provisioning, Federal Home Loan Bank borrowings, subordinated debt and senior notes.
For those analyzing QNTO, these SEC filings are a primary source for understanding how management explains performance, risk, funding and capital decisions over time, supplementing the Company’s press releases and other public statements.
Quaint Oak Bancorp, Inc. reported insider share purchases by its Chief Executive Officer and director, Robert T. Strong. On December 4, 2025, he made two open-market purchases of 500 shares of common stock each at prices of $10.35 and $10.45 per share. After these transactions, he directly owned 206,608 shares of common stock, with additional indirect holdings through an IRA, a 401(k) plan, and the company’s ESOP. The filing also lists vested and unvested employee stock options with various exercise prices and vesting schedules under the 2023 Stock Incentive Plan.
Quaint Oak Bancorp, Inc. Chief Executive Officer and director Robert T. Strong reported open-market purchases of common stock in November 2025. He bought 100 shares on 11/18/2025 at $10.25 per share and 900 shares on 11/19/2025 at $10.35 per share. After these transactions, he directly holds 205,608 shares, which include unvested grants under the 2023 Stock Incentive Plan and shares held jointly with his spouse. He also has indirect ownership of 22,742 shares through an IRA, 10,594.437 shares through a 401(k) plan, and 32,218.4863 shares through an ESOP. In addition, he holds employee stock options for 15,000 shares at $18 per share expiring 05/10/2033, 14,962 shares at $13.3 per share expiring 05/09/2028, and 2,500 shares at $10.15 per share expiring 09/05/2035, with vesting schedules at 20% per year.
Quaint Oak Bancorp (QNTO) reported a small Q3 2025 net loss from continuing operations of $41,000, or EPS $(0.02). For the first nine months, net income from continuing operations was $148,000 with EPS of $0.06.
Total assets were $677.1 million at September 30, 2025, compared with $685.2 million at December 31, 2024. Deposits totaled $554.2 million, including $76.1 million non‑interest bearing. Loans receivable, net, were $547.1 million with an allowance for credit losses of $6.492 million.
Q3 net interest income was $4.394 million, slightly above last year, while non‑interest income rose to $1.748 million and non‑interest expense increased to $5.728 million. Book value per share was $19.79. The company reported senior debt of $9.575 million and subordinated debt of $8.0 million, down from $22.0 million at year‑end. Deposit concentrations included five brokered checking customers representing about 7.4% of total deposits (about $40.9 million) and one money market customer at 6.3% (about $35.0 million) as of September 30, 2025.
Quaint Oak Bancorp (QNTO) CEO and Director Robert T. Strong reported open‑market purchases of common stock on 11/05/2025: 500 shares at $9.16 and 500 shares at $9.17. Following these trades, he directly beneficially owned 204,608 shares.
He also reported indirect holdings of 22,742 shares by IRA, 10,548.292 shares by 401(k) Plan, and 32,218.4863 shares by ESOP. Reported derivative holdings include employee stock options for 2,500 shares at $10.15 expiring 09/05/2035, 15,000 shares at $18 expiring 05/10/2033, and 14,962 shares at $13.3 expiring 05/09/2028, with vesting schedules as disclosed.
Quaint Oak Bancorp, Inc. filed a Form 8-K to report its results of operations and financial condition for the third quarter ended September 30, 2025. The company did this through a press release dated October 30, 2025, which is attached as Exhibit 99.1 and furnished, not filed, with the SEC.
Quaint Oak Bancorp, Inc. announced that its Board declared a quarterly cash dividend of $0.04 per share on October 8, 2025. The dividend will be paid on November 3, 2025 to shareholders of record as of October 20, 2025. The disclosure was furnished as a press release dated October 9, 2025 and is included as Exhibit 99.1; the company notes the press release is being furnished and not "filed" for SEC purposes. No other financial metrics, guidance, or additional corporate actions are disclosed in this filing.
Robert T. Strong, who serves as Chief Executive Officer and a director of Quaint Oak Bancorp, acquired equity and holds existing stock and option positions in the company. On 09/05/2025 he was reported as acquiring 500 shares under the company’s 2023 Stock Incentive Plan that vest 20% per year beginning 09/05/2026. His reported beneficial ownership after the transaction includes 203,608 shares held directly or jointly, plus indirect holdings of 22,742 shares via an IRA, 10,548.292 shares via the 401(k) plan, and 32,218.4863 shares via the ESOP. He also holds employee stock options: 2,500 options at $10.15 (expiring 09/05/2035), 15,000 options at $18 (expiring 05/10/2033), and 14,962 options at $13.30 (fully vested). Vesting schedules for the newly reported awards generally vest at 20% per year as disclosed.