Welcome to our dedicated page for QUAINT OAK BANCORP SEC filings (Ticker: QNTO), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Quaint Oak Bancorp, Inc. filings document formal disclosures for a bank holding company whose wholly owned subsidiary is Quaint Oak Bank. Recent Form 8-K reports cover results of operations, financial condition, quarterly cash dividends, bank regulatory matters, and amendments to the company’s bylaws, including provisions for book-entry shares.
The company’s proxy materials describe annual shareholder meeting matters, board governance, executive compensation and equity-related disclosures. Regulatory filings also record the termination of prior consent orders involving the Bank’s Bank Secrecy Act compliance program, along with related compliance, financial crime management and third-party risk oversight disclosures.
Quaint Oak Bancorp director James J. Clarke reported buying additional common stock on February 5, 2026. He purchased 200 shares at $12.74 per share and 1,150 shares at $12.75 per share, increasing his directly held position to 70,690 common shares.
These holdings include 600 unvested shares granted under the company’s 2023 Stock Incentive Plan and tens of thousands of shares held jointly with his spouse, as described in the footnotes. Clarke also holds vested options for 100 shares at $13.30 exercisable through May 9, 2028 and options for 5,000 shares at $18.00 vesting 20% per year starting May 10, 2024 and expiring on May 10, 2033.
Quaint Oak Bancorp, Inc. filed a current report to note that it has reported its results of operations for the fourth quarter ended December 31, 2025. The company released these results in a press release dated February 2, 2026, which is attached to the report as Exhibit 99.1 and incorporated by reference.
The press release is being furnished to the SEC rather than formally filed, meaning it is provided for informational purposes under the disclosure rules for results of operations and financial condition.
Quaint Oak Bancorp, Inc. announced that its Board of Directors declared a quarterly cash dividend of $0.04 per share on January 14, 2026. This payment provides shareholders with a cash return based on the number of shares they own.
The dividend will be paid on February 9, 2026 to shareholders who are on the company’s books as of the record date of January 26, 2026. These dates determine which investors qualify to receive the dividend and when they will receive the cash.
Quaint Oak Bancorp, Inc. insider trading report: The company’s Chief Executive Officer and director reported open-market purchases of common stock. On 12/10/2025, the insider bought 200 shares at a price of $10.30 per share, and on 12/12/2025, bought an additional 800 shares at $10.41 per share.
After these transactions, the insider beneficially owns 207,608 shares of common stock directly, alongside indirect holdings of 22,742 shares through an IRA, 10,594.437 shares through a 401(k) plan, and 32,218.4863 shares through an ESOP. The filing also lists employee stock options to purchase common stock, including 2,500 options at an exercise price of $10.15 vesting at 20% per year commencing on September 5, 2026, and 15,000 options at $18 and 14,962 options at $13.30 that follow stated vesting schedules.
Quaint Oak Bancorp, Inc. insider activity: President and director William R. Gonzalez reported buying 528 shares of Quaint Oak Bancorp common stock on 12/05/2025 at $10.26 per share through the company 401(k) plan. After this transaction, he beneficially owned 18,701.259 shares through the 401(k) plan, 16,358 shares directly, 12,357.7326 shares through the ESOP, and 1,091.2944 shares through his spouse’s ESOP account.
He also reported outstanding employee stock options to buy 11,220 shares at $13.3 per share exercisable until 05/09/2028, 7,000 shares at $10.15 per share expiring 09/05/2035, and 15,000 shares at $18 per share expiring 05/10/2033, with vesting schedules described for each grant.
Quaint Oak Bancorp, Inc. reported insider share purchases by its Chief Executive Officer and director, Robert T. Strong. On December 4, 2025, he made two open-market purchases of 500 shares of common stock each at prices of $10.35 and $10.45 per share. After these transactions, he directly owned 206,608 shares of common stock, with additional indirect holdings through an IRA, a 401(k) plan, and the company’s ESOP. The filing also lists vested and unvested employee stock options with various exercise prices and vesting schedules under the 2023 Stock Incentive Plan.
Quaint Oak Bancorp, Inc. Chief Executive Officer and director Robert T. Strong reported open-market purchases of common stock in November 2025. He bought 100 shares on 11/18/2025 at $10.25 per share and 900 shares on 11/19/2025 at $10.35 per share. After these transactions, he directly holds 205,608 shares, which include unvested grants under the 2023 Stock Incentive Plan and shares held jointly with his spouse. He also has indirect ownership of 22,742 shares through an IRA, 10,594.437 shares through a 401(k) plan, and 32,218.4863 shares through an ESOP. In addition, he holds employee stock options for 15,000 shares at $18 per share expiring 05/10/2033, 14,962 shares at $13.3 per share expiring 05/09/2028, and 2,500 shares at $10.15 per share expiring 09/05/2035, with vesting schedules at 20% per year.
Quaint Oak Bancorp (QNTO) reported a small Q3 2025 net loss from continuing operations of $41,000, or EPS $(0.02). For the first nine months, net income from continuing operations was $148,000 with EPS of $0.06.
Total assets were $677.1 million at September 30, 2025, compared with $685.2 million at December 31, 2024. Deposits totaled $554.2 million, including $76.1 million non‑interest bearing. Loans receivable, net, were $547.1 million with an allowance for credit losses of $6.492 million.
Q3 net interest income was $4.394 million, slightly above last year, while non‑interest income rose to $1.748 million and non‑interest expense increased to $5.728 million. Book value per share was $19.79. The company reported senior debt of $9.575 million and subordinated debt of $8.0 million, down from $22.0 million at year‑end. Deposit concentrations included five brokered checking customers representing about 7.4% of total deposits (about $40.9 million) and one money market customer at 6.3% (about $35.0 million) as of September 30, 2025.
Quaint Oak Bancorp (QNTO) CEO and Director Robert T. Strong reported open‑market purchases of common stock on 11/05/2025: 500 shares at $9.16 and 500 shares at $9.17. Following these trades, he directly beneficially owned 204,608 shares.
He also reported indirect holdings of 22,742 shares by IRA, 10,548.292 shares by 401(k) Plan, and 32,218.4863 shares by ESOP. Reported derivative holdings include employee stock options for 2,500 shares at $10.15 expiring 09/05/2035, 15,000 shares at $18 expiring 05/10/2033, and 14,962 shares at $13.3 expiring 05/09/2028, with vesting schedules as disclosed.
Quaint Oak Bancorp, Inc. filed a Form 8-K to report its results of operations and financial condition for the third quarter ended September 30, 2025. The company did this through a press release dated October 30, 2025, which is attached as Exhibit 99.1 and furnished, not filed, with the SEC.