Ryder CFO reports stock grant and tax withholding

Ryder Inc EVP and CFO Cristina Gallo-Aquino reported routine equity compensation and related tax withholding transactions in company common stock.

Rhea-AI Filing Summary

Ryder Inc EVP and CFO Cristina Gallo-Aquino reported routine equity compensation and related tax withholding transactions in company common stock. On February 6, 2026, she received 3,862 time-based restricted stock rights at $0, which vest ratably over three years. On February 7, 2026, 596 shares were withheld at $217.50 per share to cover taxes upon vesting of previously granted restricted stock rights. Following these transactions, she directly owned 29,827 common shares and indirectly held 1,440 shares through the Ryder Employee Savings Plan.

Insider Trade Summary

3 transactions reported

Mixed 3 txns

Insider GALLO-AQUINO CRISTINA

Role EVP and CFO

Type	Security	Shares	Price	Value
Exercise Price or Tax Liability	common stock	596	$217.50	$130K
Grant/Award	common stock	3,862	$0.00	$0.00
holding	common stock	--	--	--

Holdings After Transaction: common stock — 29,827 shares (Direct); common stock — 1,440 shares (Indirect, By Ryder Employee Savings Plan)

Footnotes (2)

1. F1. Represents time-based restricted stock rights granted to the reporting person by the Company, which vest ratably over a term of three years.
2. F2. Represents shares of common stock withheld by the Company for the payment of taxes due upon the vesting of TVRSRs granted to the reporting person on February 7, 2025.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What insider transactions did Ryder (R) report for its CFO in this filing?

Ryder’s EVP and CFO Cristina Gallo-Aquino received 3,862 time-based restricted stock rights on February 6, 2026, and had 596 shares withheld on February 7, 2026 to pay taxes on vesting of earlier awards, both in Ryder common stock.

How many Ryder (R) shares does the CFO own after these transactions?

After the reported transactions, Ryder EVP and CFO Cristina Gallo-Aquino directly owned 29,827 shares of Ryder common stock and indirectly held 1,440 additional shares through the Ryder Employee Savings Plan, as disclosed in the Form 4 ownership table.

What is the nature of the 3,862 Ryder (R) shares granted to the CFO?

The 3,862 Ryder common shares represent time-based restricted stock rights granted to the CFO. These awards vest ratably over three years, meaning portions of the grant become fully owned each year if service-based conditions are satisfied.

Why were 596 Ryder (R) shares withheld from the CFO’s holdings?

The 596 Ryder common shares were withheld by the company to cover taxes due upon the vesting of time-vested restricted stock rights that were originally granted to the CFO on February 7, 2025, as explained in the filing footnotes.

At what price were Ryder (R) shares withheld for the CFO’s tax payment?

The 596 Ryder common shares withheld for the CFO’s tax obligations were valued at $217.50 per share. This withholding was not an open-market sale but a share reduction to satisfy tax liabilities tied to vesting equity awards.

How is the CFO’s indirect ownership in Ryder (R) structured?

The filing shows 1,440 Ryder common shares held indirectly for the CFO through the Ryder Employee Savings Plan. This plan-based holding is listed separately from her 29,827 directly held shares in the non-derivative securities ownership table.

AI-generated analysis. How Rhea-AI works. Not financial advice.

Form 4 Insider Transactions: What Each Field Means →

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Accepted by SEC EDGAR 02/10/2026 - 06:53 PM EST Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

GALLO-AQUINO CRISTINA

(Last) (First) (Middle)

2333 PONCE DE LEON BLVD.

SUITE 700

(Street)

CORAL GABLES FL 33134

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
RYDER SYSTEM INC [ R ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	EVP and CFO

3. Date of Earliest Transaction (Month/Day/Year)
02/06/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
common stock	02/06/2026		A		3,862(1)	A	$0	30,423	D
common stock	02/07/2026		F		596(2)	D	$217.5	29,827	D
common stock								1,440	I	By Ryder Employee Savings Plan

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Represents time-based restricted stock rights granted to the reporting person by the Company, which vest ratably over a term of three years.

2. Represents shares of common stock withheld by the Company for the payment of taxes due upon the vesting of TVRSRs granted to the reporting person on February 7, 2025.

Remarks:

	/s/ Robert D. Fatovic, by power of attorney	02/10/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.