FreightCar America CFO reports tax share withholding

FreightCar America, Inc. executive Michael Anthony Riordan, VP Finance, CFO and Treasurer, reported a tax-related share withholding.

Accepted by SEC EDGAR 01/12/2026 - 06:09 PM EST Learn about SEC filing dates

Rhea-AI Filing Summary

FreightCar America, Inc. executive Michael Anthony Riordan, VP Finance, CFO and Treasurer, reported a tax-related share withholding. On 01/06/2026, 11,133 shares of common stock were withheld by the company at a price of $10.76 per share to satisfy his tax withholding obligations. Following this transaction, he held 155,426 shares of common stock directly. The Form 4 notes that this report was filed late due to an inadvertent administrative error.

Insider Trade Summary

Exercise Price or Tax Liability: 11,133 shares

Exercise Price or Tax Liability 1 txn

Insider Riordan Michael Anthony

Role VP Finance, CFO and Treasurer

Type	Security	Shares	Price	Value
Exercise Price or Tax Liability	Common Stock	11,133	$10.76	$120K

Holdings After Transaction: Common Stock — 155,426 shares (Direct)

Holdings Before and After: Common Stock, 166,559 to 155,426 shares (Direct)

Footnotes (2)

1. F1. This Form 4 is being filed late due to inadvertent administrative error.
2. F2. Shares withheld by the Company to satisfy tax withholding obligations of the Reporting Person.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What insider transaction did FreightCar America (RAIL) report for its CFO?

FreightCar America reported that its VP Finance, CFO and Treasurer, Michael Anthony Riordan, had 11,133 shares of common stock withheld by the company to satisfy his tax withholding obligations.

On what date did the FreightCar America CFO share withholding occur?

The transaction for FreightCar America’s CFO occurred on 01/06/2026, as reported in the Form 4.

At what price were the FreightCar America CFO’s shares withheld for taxes?

The 11,133 common shares withheld to cover tax obligations were valued at $10.76 per share.

How many FreightCar America shares does the CFO own after this transaction?

After the reported tax withholding transaction, the CFO directly beneficially owned 155,426 shares of FreightCar America common stock.

Why were the FreightCar America CFO’s shares withheld instead of sold on the market?

According to the disclosure, the shares were withheld by the company to satisfy the tax withholding obligations of the reporting person, rather than sold in an open-market transaction.

Was the FreightCar America CFO’s Form 4 filed on time?

No. The filing explains that this Form 4 was filed late due to an inadvertent administrative error.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Riordan Michael Anthony

(Last) (First) (Middle)

125 SOUTH WACKER DRIVE

SUITE 1500

(Street)

CHICAGO IL 60606

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
FreightCar America, Inc. [ RAIL ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	VP Finance, CFO and Treasurer

3. Date of Earliest Transaction (Month/Day/Year)
01/06/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	01/06/2026(1)		F(2)		11,133	D	$10.76	155,426	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. This Form 4 is being filed late due to inadvertent administrative error.

2. Shares withheld by the Company to satisfy tax withholding obligations of the Reporting Person.

	/s/ Michael A. Riordan, as attorney in fact	01/12/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.