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RBB Bancorp 10-Q Filings

RBB NASDAQ

Every 10-Q that RBB Bancorp (RBB) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.

A 10-Q covers the quarterly report filed between annual reports, so if you follow RBB and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full RBB filings page.

Rhea-AI Summary

RBB Bancorp reported higher profitability for the quarter and six months ended June 30, 2026. Q2 net income was $10,140 (thousands), compared with $9,333 a year earlier, with diluted EPS of $0.59. For the first half of 2026, net income reached $21,440 (thousands) versus $11,623 in 2025, as net interest income after credit losses increased to $60,789 (thousands) and credit losses shifted to a small net reversal.

Total assets were $4,275,002 (thousands) at June 30, 2026, including loans held for investment of $3,309,459 and deposits of $3,390,641 (all thousands). Shareholders’ equity rose to $535,177 (thousands). The allowance for credit losses was $44,067 (thousands), while nonaccrual loans declined to $23,759 (thousands) from $44,632 at December 31, 2025, partly reflecting transfer of a nonperforming construction loan into $19,820 (thousands) of other real estate owned.

Time deposits totaled $1,607,887 (thousands), including $120.2 million of wholesale time deposits. Long-term subordinated notes of $120,000 (thousands) reset to a floating rate based on three-month SOFR; $40,000 (thousands) were redeemed at par on July 1, 2026. The company paid cash dividends of $0.32 per share year to date and repurchased 180,576 common shares.

Rhea-AI Summary

RBB Bancorp reported solid first-quarter 2026 results, with net income of $11.3 million and diluted EPS of $0.66, up sharply from $2.29 million a year earlier. Net interest income after credit provisions rose to $30.7 million, helped by lower credit loss provisioning.

Total assets were $4.19 billion, with loans held for investment of $3.33 billion and deposits of $3.34 billion as of March 31, 2026. Noninterest income increased to $4.25 million, driven by gains on other real estate owned and higher other income.

Asset quality metrics remained manageable. The allowance for loan losses was $43.7 million and nonaccrual loans totaled $41.4 million. The company maintained shareholders’ equity of $531.1 million and continued operating as a minority depository institution focused on Asian-centric communities.

Rhea-AI Summary

RBB Bancorp reported Q3 2025 results showing steady profitability and balance sheet growth. Net income was $10.1 million with diluted EPS of $0.59. Net interest income was $29.3 million, and the provision for credit losses was $0.6 million. Noninterest income totaled $3.3 million, while noninterest expense was $18.7 million.

On the balance sheet, loans held for investment were $3.30 billion, up from $3.05 billion at December 31, 2024. Deposits were $3.37 billion versus $3.08 billion at year-end. FHLB advances declined to $130 million from $200 million, and accumulated other comprehensive loss improved to $(14.4) million from $(20.3) million. Cash and cash equivalents were $234.9 million.

The company paid a $0.16 per-share dividend in the quarter and repurchased 659,218 shares for $12.5 million. Shares outstanding were 17,046,897 as of October 31, 2025. Total assets ended the quarter at $4.21 billion and shareholders’ equity at $514.3 million.

Rhea-AI Summary

RBB Bancorp reported a mixed second quarter: solid core lending income but higher credit costs and mark-to-market losses on securities. Total assets were $4.09 billion and loans held for investment totaled $3.235 billion, while deposits increased to $3.188 billion and shareholders' equity was $517.7 million. Net interest income before provision for credit losses was $27.3 million for the quarter, reflecting lending margins after funding costs. The company reported quarterly net income of $9.333 million ($0.53 basic), compared with $2.29 million in the prior quarter, and six-month net income of $11.623 million versus $15.281 million a year earlier.

Noninterest income for the quarter was $8.478 million and included a $5.2 million Employee Retention Credit refund recorded in other income. The provision for credit losses was $2.387 million in the quarter and $9.133 million year-to-date, with year-to-date charge-offs of $6.066 million and an allowance for loan losses of $51.014 million (about 1.58% of loans). Available-for-sale securities had a fair value of $413.142 million with aggregate unrealized losses of $24.687 million attributed to yield-curve movement. Time deposits over $250,000 were $942.0 million and brokered time deposits were $133.0 million. Long-term debt, net, was $119.72 million and subordinated debentures totaled $15.265 million.