Republic Bancorp (RBCAA) Officer Files Initial Form 3 Disclosing 1,573.76 Shares

Rhea-AI Filing Summary

Republic Bancorp Inc. (RBCAA) - Form 3 initial ownership filing for officer

Scott Nardi, serving as Senior Vice President, Risk & Compliance Officer, reports direct beneficial ownership of 1,573.76 shares of Class A common stock. The Form 3 lists the event date as 09/17/2025 and the filing is signed by an attorney-in-fact on 09/24/2025. No derivative securities or additional holdings are reported.

Insights

Financial Analyst

TL;DR: Routine initial insider filing showing a small direct holding by a company officer; no derivatives reported.

This Form 3 documents an initial disclosure required under Section 16 for an officer, reporting ownership of 1,573.76 Class A common shares directly. The position size is small relative to typical public-company scales and no option, warrant, or other derivative positions are disclosed, indicating limited immediate market impact. The filing meets disclosure requirements and contains no material events or transactions beyond the initial ownership statement.

Corporate Governance Expert

TL;DR: Compliance filing appears complete for an initial beneficial-ownership disclosure by an officer.

The document identifies the reporting person, role (SVP, Risk & Compliance Officer), and the direct ownership amount. The absence of indirect holdings or derivative instruments simplifies the compliance profile. Signature by an attorney-in-fact is present with the date, satisfying the formal signature requirement. There are no governance flags, resignations, or related-party transactions disclosed in this filing.

SEC Form 3

FORM 3

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

INITIAL STATEMENT OF BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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1. Name and Address of Reporting Person^*

Nardi Scott

(Last) (First) (Middle)

601 W MARKET ST

(Street)

LOUISVILLE KY 40202

(City) (State) (Zip)

2. Date of Event Requiring Statement (Month/Day/Year)
09/17/2025

3. Issuer Name and Ticker or Trading Symbol
REPUBLIC BANCORP INC /KY/ [ RBCAA ]

4. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	SVP, Risk & Compliance Officer

5. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Beneficially Owned
1. Title of Security (Instr. 4)	2. Amount of Securities Beneficially Owned (Instr. 4)	3. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	4. Nature of Indirect Beneficial Ownership (Instr. 5)
Class A Common Stock	1,573.76	D

Table II - Derivative Securities Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 4)	2. Date Exercisable and Expiration Date (Month/Day/Year)		3. Title and Amount of Securities Underlying Derivative Security (Instr. 4)		4. Conversion or Exercise Price of Derivative Security	5. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	6. Nature of Indirect Beneficial Ownership (Instr. 5)
	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

	/s/ Kevin Sipes, Attorney-in-Fact	09/24/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 5 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What did Scott Nardi report on the Form 3 for RBCAA?

Scott Nardi reported direct ownership of 1,573.76 shares of Class A common stock and no derivative securities.

What is Scott Nardi's role at Republic Bancorp Inc. (RBCAA)?

The filing lists his title as Senior Vice President, Risk & Compliance Officer.

When was the event requiring this Form 3 reported?

The Date of Event Requiring Statement is 09/17/2025 and the form is signed by an attorney-in-fact on 09/24/2025.

Are there any derivative securities disclosed in this Form 3 for RBCAA?

No. The filing shows no derivative securities reported in Table II.

Does this Form 3 indicate any material transaction or change in control?

No. The filing is an initial ownership disclosure and does not report material transactions, changes in control, or other material events.