[Form 4] REPUBLIC BANCORP INC /KY/ Insider Trading Activity

Rhea-AI Filing Summary

Republic Bancorp, Inc. (RBCAA) Form 4: Christy Ames, EVP and General Counsel, reported an insider sale and existing option holdings. On 09/15/2025 she disposed of 400 shares of Class A common stock at $75.7909 per share, leaving 4,738.49 shares beneficially owned after the transaction; the report notes that figure includes additional dividend equivalent rights acquired since her last report. The filing also discloses employee stock options exercisable between 12/31/2025 and 01/01/2028 that underlie a total of 6,552 Class A shares. The form was signed by an attorney-in-fact on 09/17/2025.

Insights

Securities Compliance Analyst

TL;DR: Routine disclosure: an officer sold a small block of shares and holds several vested and unvested options.

The sale of 400 Class A shares at $75.7909 appears to be a single, non-derivative disposition by the reporting officer, with remaining direct beneficial ownership reported as 4,738.49 shares, inclusive of dividend equivalent rights. The filing itemizes three employee stock options with exercise prices of $42.74, $49.25 and $68.02 and exercisable/expiration windows from 12/31/2025 through 01/01/2031, underlying 2,688, 2,242 and 1,622 shares respectively. This is a standard Section 16 disclosure; no additional compliance flags or material corporate events are present in the filing.

Corporate Governance Specialist

TL;DR: Insider activity is disclosed and detailed; holdings include significant option exposure but no extraordinary actions.

The report clarifies both direct share disposition and derivative positions held by the EVP, indicating continued equity-based compensation exposure. The notation that additional dividend equivalent rights were acquired since the last report explains the fractional beneficial ownership amount. Dates and prices for each option grant are specified, enabling investors to model potential dilution timing. The disclosure is complete for a Form 4 and does not reveal unusual governance events.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

1. Name and Address of Reporting Person^*

Ames Christy

(Last) (First) (Middle)

601 W MARKET ST

(Street)

LOUISVILLE KY 40202

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
REPUBLIC BANCORP INC /KY/ [ RBCAA ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	EVP, GENERAL COUNSEL

3. Date of Earliest Transaction (Month/Day/Year)
09/15/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Class A Common Stock	09/15/2025		S		400	D	$75.7909	4,738.49(1)	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Employee Stock Option (right to buy)	$42.74							12/31/2025	12/31/2026	Class A Common Stock	2,688		2,688	D
Employee Stock Option (right to buy)	$49.25							01/01/2027	01/01/2030	Class A Common Stock	2,242		2,242	D
Employee Stock Option (right to buy)	$68.02							01/01/2028	01/01/2031	Class A Common Stock	1,622		1,622	D

Explanation of Responses:

1. Reflects additional dividend equivalent rights acquired since the date of the Reporting Person's last ownership report.

	/s/ Kevin Sipes, Attorney-in-Fact	09/17/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did Christy Ames (RBCAA) report on Form 4?

She sold 400 Class A common shares on 09/15/2025 at $75.7909 per share, according to the filing.

How many shares does Christy Ames beneficially own after the reported transaction?

4,738.49 shares beneficially owned following the reported sale; the filing states this includes additional dividend equivalent rights.

What employee stock options does the filing disclose for the reporting person?

Three employee stock options are disclosed: 2,688 shares at $42.74 (exercisable 12/31/2025 exp 12/31/2026), 2,242 shares at $49.25 (exercisable 01/01/2027 exp 01/01/2030), and 1,622 shares at $68.02 (exercisable 01/01/2028 exp 01/01/2031).

Who signed the Form 4 filing on behalf of the reporting person?

Kevin Sipes, Attorney-in-Fact, signed the form on 09/17/2025.

What role does the reporting person hold at Republic Bancorp?

Christy Ames is EVP, General Counsel and is identified as an officer on the Form 4.