STOCK TITAN

Republic Bancorp (RBCAA) CFO receives stock award, now holds 75K+ shares

Filing Impact
(Neutral)
Filing Sentiment
(Neutral)
Form Type
4

Rhea-AI Filing Summary

Republic Bancorp, Inc. EVP & CFO Kevin D. Sipes reported a compensation-related acquisition of 65.422 shares of Class A Common Stock on March 31, 2026 at $70.55 per share. A footnote states this amount includes 49.025 shares acquired under the issuer's employee stock purchase plan on the same date.

Following the award, he directly owns 75,347.281 Class A shares and indirectly holds 3,979.509 Class A shares through a 401(k) plan. He also retains multiple employee stock options on Class A Common Stock with exercise prices between $42.74 and $71.36, expiring from 2026 through 2032.

Positive

  • None.

Negative

  • None.
Insider SIPES KEVIN D
Role EVP & CHIEF FINANCIAL OFFICER
Type Security Shares Price Value
Grant/Award Class A Common Stock 65.422 $70.55 $5K
holding Employee Stock Option (right to buy) -- -- --
holding Employee Stock Option (right to buy) -- -- --
holding Employee Stock Option (right to buy) -- -- --
holding Employee Stock Option (right to buy) -- -- --
holding Class A Common Stock -- -- --
Holdings After Transaction: Class A Common Stock — 75,347.281 shares (Direct); Employee Stock Option (right to buy) — 5,376 shares (Direct); Class A Common Stock — 3,979.509 shares (Indirect, By 401(k) Plan)
Footnotes (1)
  1. [object Object]
Stock award 65.422 shares Class A Common Stock granted on March 31, 2026
Award price $70.55 per share Value assigned to Class A shares in the award
Direct holdings after award 75,347.281 shares Class A Common Stock held directly after transaction
Indirect 401(k) holdings 3,979.509 shares Class A Common Stock held indirectly via 401(k) plan
Option strike price $42.74 Employee stock option exercise price expiring December 31, 2026
Option strike price $49.25 Employee stock option exercise price expiring January 1, 2030
Option strike price $68.02 Employee stock option exercise price expiring January 1, 2031
Option strike price $71.36 Employee stock option exercise price expiring January 1, 2032
Employee Stock Option (right to buy) financial
"Employee Stock Option (right to buy) ... underlying security title: Class A Common Stock"
employee stock purchase plan financial
"Includes 49.025 shares acquired under the Issuer's employee stock purchase plan on March 31, 2026."
An employee stock purchase plan is a company program that lets workers buy shares through small payroll deductions, often at a discount to the market price and after a set offering period. Think of it like a workplace savings plan that turns into ownership: it encourages employees to share in the company’s success and can create predictable buying or selling of stock that investors watch because it affects supply, demand and employee incentives.
Class A Common Stock financial
"security_title: Class A Common Stock ... transaction_shares: 65.4220"
Class A common stock is a category of a company’s shares that carries a specific set of ownership rights—most commonly defined voting power and claims on dividends—set out in the company’s charter. For investors it matters because the class determines how much influence you have over corporate decisions, the share’s likely dividend and trading behavior, and how it compares in value to other share classes, like choosing a particular seat with different privileges at the company’s decision-making table.
401(k) Plan financial
"nature_of_ownership: By 401(k) Plan ... total_shares_following_transaction: 3979.5090"
A 401(k) plan is a workplace retirement account that lets employees set aside part of their pay into a tax-advantaged savings pot, often with employers adding matching contributions — like a workplace piggy bank for future income. It matters to investors because the amount people save and how employers fund these plans influence consumer spending, corporate payroll costs and the flow of money into financial markets, which can affect stock prices and company valuations.
Grant, award, or other acquisition financial
"transaction_code_description: Grant, award, or other acquisition"
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
SIPES KEVIN D

(Last)(First)(Middle)
601 W MARKET ST

(Street)
LOUISVILLE KENTUCKY 40202

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
REPUBLIC BANCORP INC /KY/ [ RBCAA ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
Director10% Owner
XOfficer (give title below)Other (specify below)
EVP & CHIEF FINANCIAL OFFICER
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
03/31/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Class A Common Stock03/31/2026A65.422A$70.5575,347.281(1)D
Class A Common Stock3,979.509IBy 401(k) Plan
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Employee Stock Option (right to buy)$42.7412/31/202512/31/2026Class A Common Stock5,3765,376D
Employee Stock Option (right to buy)$49.2501/01/202701/01/2030Class A Common Stock4,4844,484D
Employee Stock Option (right to buy)$68.0201/01/202801/01/2031Class A Common Stock3,2443,244D
Employee Stock Option (right to buy)$71.3601/01/202901/01/2032Class A Common Stock2,8732,873D
Explanation of Responses:
1. Includes 49.025 shares acquired under the Issuer's employee stock purchase plan on March 31, 2026.
/s/ Kevin Sipes04/02/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What did Republic Bancorp (RBCAA) CFO Kevin Sipes report in this Form 4?

Kevin Sipes reported receiving 65.422 shares of Class A Common Stock as a compensation-related award. The shares were valued at $70.55 each, and the grant increased his direct holdings to 75,347.281 shares, plus additional indirect holdings through a 401(k) plan.

Is the RBCAA CFO’s March 31, 2026 transaction an open-market stock purchase?

No, the Form 4 characterizes the 65.422 shares as a grant or award, not an open-market purchase. The footnote explains the total includes 49.025 shares acquired under Republic Bancorp’s employee stock purchase plan on March 31, 2026.

How many Republic Bancorp Class A shares does the CFO hold after this transaction?

After the reported award, the CFO directly owns 75,347.281 Class A Common shares. He also indirectly holds 3,979.509 Class A shares through a 401(k) plan, giving him both direct and retirement-plan exposure to Republic Bancorp stock.

What stock options on RBCAA shares does the CFO retain according to this filing?

The filing lists employee stock options on Class A Common Stock with exercise prices of $42.74, $49.25, $68.02 and $71.36. These options cover underlying shares and have expiration dates ranging from December 31, 2026 through January 1, 2032.

Does this Form 4 show any stock sales by the Republic Bancorp CFO?

The transaction summary shows one acquisition and no reported sales. There are no open-market sale codes; the main activity is a grant or award of 65.422 Class A Common shares, plus updated holdings and existing employee stock options.