RBCAA (RBCAA) EVP granted 2,873 options and 569 Class A shares

Rhea-AI Filing Summary

Republic Bancorp EVP and Chief Information Officer Jeff Starke reported new equity awards and updated holdings. On January 20, 2026, he was granted 2,873 employee stock options with an exercise price of $71.36 per share, each for Class A common stock. Following this grant, he held 2,873 of these options directly, alongside existing option holdings of 6,720, 5,605, and 4,055 options with various exercise prices and expiration dates.

He also acquired 569 shares of Class A common stock at a price of $0, reflecting additional dividend equivalent rights since his last report, bringing his directly held common stock to 6,447.532 shares. Indirectly, he held 866.194 shares through a 401(k) plan, which reflects additions and value changes since his prior ownership report.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Starke Jeff

(Last) (First) (Middle)

601 W MARKET ST

(Street)

LOUISVILLE KY 40202

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
REPUBLIC BANCORP INC /KY/ [ RBCAA ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	EVP, CHIEF INFORMATION OFFICER

3. Date of Earliest Transaction (Month/Day/Year)
01/20/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Class A Common Stock	01/20/2026		A		569	A	$0	6,447.532(1)	D
Class A Common Stock								866.194(2)	I	By 401(k) Plan

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Employee Stock Option (right to buy)	$71.36	01/20/2026		A		2,873		01/01/2029	01/01/2032	Class A Common Stock	2,873	$71.36	2,873	D
Employee Stock Option (right to buy)	$42.74							12/31/2025	12/31/2026	Class A Common Stock	6,720		6,720	D
Employee Stock Option (right to buy)	$49.25							01/01/2027	01/01/2030	Class A Common Stock	5,605		5,605	D
Employee Stock Option (right to buy)	$68.02							01/01/2028	01/01/2031	Class A Common Stock	4,055		4,055	D

Explanation of Responses:

1. Reflects additional dividend equivalent rights acquired since the date of the Reporting Person's last ownership report.

2. Reflects additions to and change in value of 401(k) plan since the date of the Reporting Person's last ownership report.

	/s/ Kevin Sipes, Attorney-in-Fact	01/22/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did RBCAA executive Jeff Starke report on this Form 4?

EVP and Chief Information Officer Jeff Starke reported receiving 2,873 employee stock options for Class A common stock on January 20, 2026, and acquiring 569 shares of Class A common stock at $0 per share.

What is the exercise price and size of the new RBCAA stock option grant to Jeff Starke?

The new employee stock option grant covers 2,873 options to buy Class A common stock at an exercise price of $71.36 per share.

How many RBCAA Class A common shares does Jeff Starke own after this Form 4 transaction?

After the reported transactions, Jeff Starke directly owned 6,447.532 shares of RBCAA Class A common stock and indirectly held 866.194 shares through a 401(k) plan.

What do the 569 RBCAA shares acquired at $0 represent for Jeff Starke?

The 569 Class A shares acquired at $0 reflect additional dividend equivalent rights credited since Jeff Starke’s last ownership report.

What RBCAA employee stock option holdings does Jeff Starke report after this filing?

Jeff Starke reported options to buy RBCAA Class A common stock consisting of 2,873 options at $71.36, and existing holdings of 6,720, 5,605, and 4,055 options with stated exercise and expiration dates.

What is Jeff Starke’s role at Republic Bancorp (RBCAA) as shown in this filing?

The filing lists Jeff Starke as an officer of Republic Bancorp with the title EVP, Chief Information Officer.