Republic Bancorp: Juan Montano acquires 50 shares

The EVP and chief mortgage banking officer reported three direct option positions with separate share counts, exercise prices and expiration dates.

Rhea-AI Filing Summary

Republic Bancorp Inc (RBCAA) EVP and Chief MTG Banking Officer Juan Montano acquired 50 shares of Class A common stock on September 30, 2026, reflecting additional dividend equivalent rights; the reported price was $91.70 per share. His direct holdings following the acquisition were 13,684 shares. His indirect holdings through the 401(k) plan were 4,702 shares as of September 30, 2026.

He also reported three direct employee stock option positions: 2,242 shares at an exercise price of $49.25, expiring January 1, 2030; 1,622 shares at $68.02, expiring January 1, 2031; and 1,352 shares at $71.36, expiring January 1, 2032.

Insider Trade Summary

Grant/Award: 50.333 shares

Grant/Award 5 txns

Insider Montano Juan

Role EVP, CHIEF MTG BANKING OFFICER

Type	Security	Shares	Price	Value
Grant/Award	Class A Common Stock F1	50.333	$91.70	$5K
holding	Employee Stock Option (right to buy)	--	--	--
holding	Employee Stock Option (right to buy)	--	--	--
holding	Employee Stock Option (right to buy)	--	--	--
holding	Class A Common Stock F2	--	--	--

Holdings After Transaction: Class A Common Stock — 13,684.298 shares (Direct); Employee Stock Option (right to buy) — 5,216 contracts (Direct); Class A Common Stock — 4,702.366 shares (Indirect, By 401(k) Plan)

Footnotes (2)

1. F1. Reflects additional dividend equivalent rights acquired since the date of the Reporting Person's last ownership report.
2. F2. Reflects additions to and change in value of 401(k) plan since the date of the Reporting Person's last ownership report.

Key Figures

Shares acquired: 50 shares Reported price per share: $91.70 per share Direct holdings after acquisition: 13,684 shares +4 more

7 metrics

Shares acquired 50 shares Class A common stock acquired September 30, 2026

Reported price per share $91.70 per share Acquisition on September 30, 2026

Direct holdings after acquisition 13,684 shares Class A common stock

Indirect 401(k) plan holdings 4,702 shares As of September 30, 2026

Employee stock option position 2,242 underlying shares; $49.25 exercise price Direct; expiration January 1, 2030

Employee stock option position 1,622 underlying shares; $68.02 exercise price Direct; expiration January 1, 2031

Employee stock option position 1,352 underlying shares; $71.36 exercise price Direct; expiration January 1, 2032

Key Terms

dividend equivalent rights, Employee Stock Option (right to buy), 401(k) plan, Class A Common Stock

4 terms

dividend equivalent rights financial

"additional dividend equivalent rights acquired"

Dividend equivalent rights are promises that mirror the cash payments shareholders get from a company’s profits, but they are paid to holders of certain awards (like stock options or restricted stock units) rather than to actual shares. Think of them as a paycheck top‑up that matches dividends while the award is not yet a real stock, and they matter to investors because they add to employee compensation costs and potential share dilution, affecting company profitability and per‑share value.

Employee Stock Option (right to buy) financial

"Employee Stock Option (right to buy)"

401(k) plan financial

"additions to and change in value of 401(k) plan"

A 401(k) plan is a workplace retirement account that lets employees set aside part of their pay into a tax-advantaged savings pot, often with employers adding matching contributions — like a workplace piggy bank for future income. It matters to investors because the amount people save and how employers fund these plans influence consumer spending, corporate payroll costs and the flow of money into financial markets, which can affect stock prices and company valuations.

Class A Common Stock financial

"Class A Common Stock"

Class A common stock is a category of a company’s shares that carries a specific set of ownership rights—most commonly defined voting power and claims on dividends—set out in the company’s charter. For investors it matters because the class determines how much influence you have over corporate decisions, the share’s likely dividend and trading behavior, and how it compares in value to other share classes, like choosing a particular seat with different privileges at the company’s decision-making table.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

How many shares did RBCAA's Juan Montano acquire?

Juan Montano acquired 50 shares of Class A common stock on September 30, 2026, reflecting additional dividend equivalent rights. The reported price was $91.70 per share, and his direct holdings following the acquisition were 13,684 shares.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Available on EDGAR 10/02/2026 - 12:05 PM Accepted by SEC EDGAR 10/02/2026 - 12:04 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Montano Juan

(Last) (First) (Middle)

601 W MARKET ST

(Street)

LOUISVILLE KENTUCKY 40202

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
REPUBLIC BANCORP INC /KY/ [ RBCAA ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	EVP, CHIEF MTG BANKING OFFICER

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
09/30/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Class A Common Stock	09/30/2026		A		50.333	A	$91.7	13,684.298(1)	D
Class A Common Stock								4,702.366(2)	I	By 401(k) Plan

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Employee Stock Option (right to buy)	$49.25							01/01/2027	01/01/2030	Class A Common Stock	2,242		2,242	D
Employee Stock Option (right to buy)	$68.02							01/01/2028	01/01/2031	Class A Common Stock	1,622		1,622	D
Employee Stock Option (right to buy)	$71.36							01/01/2029	01/01/2032	Class A Common Stock	1,352		1,352	D

Explanation of Responses:

1. Reflects additional dividend equivalent rights acquired since the date of the Reporting Person's last ownership report.

2. Reflects additions to and change in value of 401(k) plan since the date of the Reporting Person's last ownership report.

	/s/ Kevin Sipes, Attorney-in-Fact	10/02/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)