Republic Bancorp (RBCAA) director credited 282 Class A shares via dividends

Rhea-AI Filing Summary

Republic Bancorp director Andrew Trager Kusman reported receiving 282 shares of Class A Common Stock of RBCAA on January 20, 2026, coded as an acquisition at a price of $0 per share. The explanation states this reflects additional dividend equivalent rights accumulated since his last ownership report, which effectively credited him with more Class A shares.

After this transaction, he directly owns 1,903.1 Class A shares. Additional Class A and Class B shares are held indirectly through family limited partnerships, including Jaytee Properties Limited Partnership and Teebank Family Limited Partnership, with the filing noting that Class B shares are immediately convertible into Class A on a one-for-one basis and that he disclaims beneficial ownership of certain indirectly held securities except to the extent of his pecuniary interest.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Trager Kusman Andrew

(Last) (First) (Middle)

601 W MARKET ST

(Street)

LOUISVILLE KY 40202

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
REPUBLIC BANCORP INC /KY/ [ RBCAA ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
01/20/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Class A Common Stock	01/20/2026		A		282	A	$0	1,903.1(1)	D
Class A Common Stock								10,867.721	I	By Jaytee Properties Limited Partnership(2)
Class A Common Stock								262,603.221	I	By Teebank Family Limited Partnership(3)

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Class B Common Stock	(4)							(5)	(6)	Class A Common Stock	2,435.108		2,435.108	I	By Jaytee Properties Limited Partnership(2)
Class B Common Stock	(4)							(5)	(6)	Class A Common Stock	64,275.609		64,275.609	I	By Teebank Family Limited Partnership(3)

Explanation of Responses:

1. Reflects additional dividend equivalent rights acquired since the date of the Reporting Person's last ownership report.

2. Jaytee Properties Limited Partnership ("Jaytee") is a family limited partnership. The Reporting Person is a Limited Partner of Jaytee.

3. Teebank Family Limited Partnership ("Teebank") is a family limited partnership. The Reporting Person is co-trustee of a trust for the benefit of the Reporting Person's immediate family members. The Reporting Person and the trust are Limited Partners of Teebank. The Reporting Person disclaims beneficial ownership of the reported securities except to the extent of his pecuniary interest therein.

4. Class B Common Stock is immediately convertible into Class A Common Stock on a one share for one share basis.

5. Immediate.

6. None.

	/s/ Kevin Sipes, Attorney-in-Fact	01/22/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider activity did RBCAA director Andrew Trager Kusman report?

Andrew Trager Kusman reported acquiring 282 shares of Republic Bancorp Class A Common Stock on January 20, 2026. The shares were credited at $0 per share, reflecting additional dividend equivalent rights since his prior ownership report.

How many Republic Bancorp (RBCAA) shares does Andrew Trager Kusman own directly after this Form 4?

Following the reported transaction, Andrew Trager Kusman directly owns 1,903.1 shares of Republic Bancorp Class A Common Stock.

Were the RBCAA shares in this Form 4 purchase paid for in cash?

No. The 282 Class A shares were reported at a price of $0 per share and are described as additional dividend equivalent rights that accrued since the last ownership report.

What indirect holdings of Republic Bancorp stock are associated with Andrew Trager Kusman?

The filing lists indirect holdings of Republic Bancorp stock through Jaytee Properties Limited Partnership and Teebank Family Limited Partnership, including both Class A and Class B shares. He is a limited partner or co-trustee in these entities and disclaims beneficial ownership of the reported securities except to the extent of his pecuniary interest.

How are RBCAA Class B shares treated relative to Class A in this Form 4?

The Form 4 notes that Class B Common Stock is immediately convertible into Class A Common Stock on a one share for one share basis. The listed Class B positions are held indirectly through family limited partnerships.

Does this RBCAA Form 4 indicate a trading plan under Rule 10b5-1?

The form includes a checkbox for indicating transactions under a Rule 10b5-1(c) trading plan. In the excerpt provided, only the director relationship and the Form filed by one reporting person selection are marked; no specific 10b5-1 plan designation is shown.