Republic Bancorp (RBCAA) CFO net buys 20 shares; 13,104 options

Kevin D. Sipes, EVP & Chief Financial Officer of Republic Bancorp Inc. (RBCAA), reported insider activity on 10/01/2025.

Rhea-AI Filing Summary

Kevin D. Sipes, EVP & Chief Financial Officer of Republic Bancorp Inc. (RBCAA), reported insider activity on 10/01/2025. He acquired 30 Class A shares at $71.35 and recorded a separate disposition of 10 shares at the same price, leaving 73,880.674 shares held directly. He also reports 3,979.51 shares indirectly via a 401(k) plan. In addition, he holds three employee stock options totaling 13,104 underlying shares with exercise prices of $42.74, $49.25, and $68.02.

Positive

• Net purchase of 20 Class A shares on 10/01/2025 at $71.35
• Material option holdings totaling 13,104 underlying shares across three grants

Negative

• None.

Insights

Corporate Governance Analyst

CFO made small net purchases and holds material option grants.

The reported transactions on 10/01/2025 show a net acquisition of 20 Class A shares (30 acquired, 10 disposed) at $71.35, leaving 73,880.674 direct shares and 3,979.51 indirect shares via a 401(k) plan.

The filing discloses three employee stock options covering a combined 13,104 underlying shares with staggered exercise prices and exercisable/expiration dates between 12/31/2025 and 01/01/2028 through 01/01/2031, which represent a non-cash long-term equity position for the CFO.

These items are routine insider reporting and are not presented as changes in control or extraordinary compensation events in this filing.

Insider Trade Summary

6 transactions reported

Mixed 6 txns

Insider SIPES KEVIN D

Role EVP & CHIEF FINANCIAL OFFICER

Type	Security	Shares	Price	Value
Grant/Award	Class A Common Stock	30	$71.35	$2K
Exercise Price or Tax Liability	Class A Common Stock	10	$71.35	$713.50
holding	Employee Stock Option (right to buy)	--	--	--
holding	Employee Stock Option (right to buy)	--	--	--
holding	Employee Stock Option (right to buy)	--	--	--
holding	Class A Common Stock	--	--	--

Holdings After Transaction: Class A Common Stock — 73,880.674 shares (Direct); Employee Stock Option (right to buy) — 13,104 contracts (Direct); Class A Common Stock — 3,979.51 shares (Indirect, By 401(k) Plan)

FAQ

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What did Republic Bancorp CFO Kevin Sipes report on Form 4 (RBCAA)?

He reported acquiring 30 Class A shares and disposing of 10 on 10/01/2025, leaving 73,880.674 direct shares and 3,979.51 indirect via a 401(k) plan.

How many stock options does Kevin Sipes hold according to the filing?

He holds three employee stock options covering a total of 13,104 underlying Class A shares with exercise prices of $42.74, $49.25, and $68.02.

What were the prices for the reported share transactions?

Both the acquisition of 30 shares and the disposition of 10 shares were reported at $71.35 per share.

Are any indirect holdings disclosed on the Form 4?

Yes. The filing shows 3,979.51 Class A shares held indirectly through a 401(k) plan.

When are the reported options exercisable and expiring?

Option exercisable and expiration ranges include exercisable from 12/31/2025 to 01/01/2028 with expirations through 12/31/2026 to 01/01/2031, per the filing.

AI-generated analysis. How Rhea-AI works. Not financial advice.

Form 4 Insider Transactions: What Each Field Means →

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Accepted by SEC EDGAR 10/03/2025 - 02:28 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

1. Name and Address of Reporting Person^*

SIPES KEVIN D

(Last) (First) (Middle)

601 W MARKET ST

(Street)

LOUISVILLE KY 40202

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
REPUBLIC BANCORP INC /KY/ [ RBCAA ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	EVP & CHIEF FINANCIAL OFFICER

3. Date of Earliest Transaction (Month/Day/Year)
10/01/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Class A Common Stock	10/01/2025		A		30	A	$71.35	73,890.674	D
Class A Common Stock	10/01/2025		F		10	D	$71.35	73,880.674	D
Class A Common Stock								3,979.51	I	By 401(k) Plan

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Employee Stock Option (right to buy)	$42.74							12/31/2025	12/31/2026	Class A Common Stock	5,376		5,376	D
Employee Stock Option (right to buy)	$49.25							01/01/2027	01/01/2030	Class A Common Stock	4,484		4,484	D
Employee Stock Option (right to buy)	$68.02							01/01/2028	01/01/2031	Class A Common Stock	3,244		3,244	D

Explanation of Responses:

	/s/ Kevin Sipes	10/03/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.