Rhinebeck Bancorp (RBKB) awards 9,000-share grant to EVP

Rhea-AI Filing Summary

Vitale Michael reported acquisition or exercise transactions in this Form 4 filing.

Rhinebeck Bancorp, Inc. reported that Executive Vice President and Head of Commercial Banking Michael Vitale received a grant of 9,000 shares of common stock as a stock award. These shares are restricted stock and will vest in stages rather than all at once.

The restricted stock vests at a rate of 33 1/3% per year, beginning on April 21, 2027. After this grant, Vitale holds 9,000 common shares directly, reflecting a routine compensation-related equity award rather than an open-market purchase or sale.

Insider Trade Summary

1 transaction reported

Mixed 1 txn

Insider Vitale Michael

Role EVP, Head of Comm Banking

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	9,000	$0.00	--

Holdings After Transaction: Common Stock — 9,000 shares (Direct, null)

Footnotes (1)

1. [object Object]

Key Figures

Restricted stock granted: 9,000 shares Grant price per share: $0.00 per share Shares after transaction: 9,000 shares +2 more

5 metrics

Restricted stock granted 9,000 shares Common Stock award to EVP Michael Vitale on April 21, 2026

Grant price per share $0.00 per share Stated transaction price for the 9,000-share award

Shares after transaction 9,000 shares Total common shares held directly by Vitale following the grant

Vesting rate 33 1/3% per year Restricted stock vesting schedule

Vesting start date April 21, 2027 Date annual vesting of restricted shares commences

Key Terms

restricted stock, Common Stock, Grant, award, or other acquisition, Executive Vice President

4 terms

restricted stock financial

"Shares of restricted stock vest at a rate of 33 1/3% per year"

Shares granted to an individual that carry limits on transfer or sale until certain conditions are met, such as staying with the company for a set time or hitting performance targets. Think of them as a locked gift that gradually opens; for investors they matter because they affect how many shares may enter the market later, signal management incentives and potential dilution, and reveal confidence in future company performance.

Common Stock financial

"security_title: "Common Stock""

Common stock represents ownership shares in a company, giving investors a stake in its success and a say in important decisions through voting rights. It is the most common type of stock traded on markets and can provide income through dividends, as well as potential for value growth. For investors, holding common stock means sharing in the company’s profits and risks.

Grant, award, or other acquisition financial

"transaction_code_description: "Grant, award, or other acquisition""

Executive Vice President financial

"officer_title: "EVP, Head of Comm Banking""

An executive vice president is a high-ranking leader within a company who oversees major parts of its operations or strategies. Think of them as senior managers responsible for important areas, similar to a vice principal in a school hierarchy. Their role matters to investors because they help guide the company's success and decision-making at the top level.

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Vitale Michael

(Last) (First) (Middle)

2 JEFFERSON PLAZA

(Street)

POUGHKEEPSIE NEW YORK 12601

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
Rhinebeck Bancorp, Inc. [ RBKB ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	EVP, Head of Comm Banking

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
04/21/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	04/21/2026		A		9,000(1)	A	$0	9,000	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Shares of restricted stock vest at a rate of 33 1/3% per year commencing on April 21, 2027.

	/s/ Scott Brown, pursuant to power of attorney	05/08/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transaction did Rhinebeck Bancorp (RBKB) report for Michael Vitale?

Rhinebeck Bancorp reported that EVP and Head of Commercial Banking Michael Vitale received a grant of 9,000 shares of common stock. This is a restricted stock award, provided as compensation rather than an open-market purchase or sale.

How many Rhinebeck Bancorp (RBKB) shares were granted to Michael Vitale?

Michael Vitale was granted 9,000 shares of Rhinebeck Bancorp common stock. According to the filing, this entire amount represents his direct holdings following the transaction, indicating the award established his reported common stock position.

How do Michael Vitale’s restricted shares in Rhinebeck Bancorp (RBKB) vest?

Vitale’s restricted stock vests at a rate of 33 1/3% per year. Vesting begins on April 21, 2027, meaning the award becomes transferable in three equal annual installments starting on that date.

Was Michael Vitale’s Rhinebeck Bancorp (RBKB) stock award an open-market purchase?

No, the transaction is classified as a grant, award, or other acquisition, not an open-market purchase. The 9,000 shares of common stock were awarded at a stated price of $0.00 per share as part of his compensation.

What is Michael Vitale’s role at Rhinebeck Bancorp (RBKB) related to this stock award?

Michael Vitale serves as Executive Vice President and Head of Commercial Banking at Rhinebeck Bancorp. The 9,000-share restricted stock grant reflects equity-based compensation tied to his senior leadership position at the company.