Rhinebeck Bancorp EVP buys 5,000 company shares

Rhea-AI Filing Summary

Rhinebeck Bancorp, Inc. executive Michael Vitale, EVP and Head of Commercial Banking, purchased 5,000 shares of common stock on July 22, 2026 at $11.94 per share in a direct open-market or private transaction, bringing his direct holdings to 17,580 shares, including restricted stock vesting 33 1/3% annually starting April 21, 2027.

Insider Trade Summary

Net Buyer: 5,000 shares

Net Buy 1 txn

Insider Vitale Michael

Role EVP, Head of Comm Banking

Bought 5,000 shs ($60K)

Type	Security	Shares	Price	Value
Purchase	Common Stock F1	5,000	$11.94	$60K

Holdings After Transaction: Common Stock — 17,580 shares (Direct)

Footnotes (1)

1. F1. Includes shares of restricted stock which vest at a rate of 33 1/3% per year commencing on April 21, 2027.

Key Figures

Shares purchased: 5000.0000 shares Purchase price: $11.9400 per share Direct holdings after transaction: 17580.0000 shares +2 more

5 metrics

Shares purchased 5000.0000 shares Common stock bought by EVP Michael Vitale on July 22, 2026

Purchase price $11.9400 per share Price paid for Rhinebeck Bancorp common stock

Direct holdings after transaction 17580.0000 shares Total common shares directly held by Michael Vitale following the purchase

Restricted stock vesting rate 33 1/3% per year Vesting schedule for restricted stock included in post-transaction holdings

Restricted stock vesting start date April 21, 2027 Commencement date for annual vesting of restricted stock

Key Terms

restricted stock, open market or private transaction, vest

3 terms

restricted stock financial

"Includes shares of restricted stock which vest at a rate of 33 1/3% per year"

Shares granted to an individual that carry limits on transfer or sale until certain conditions are met, such as staying with the company for a set time or hitting performance targets. Think of them as a locked gift that gradually opens; for investors they matter because they affect how many shares may enter the market later, signal management incentives and potential dilution, and reveal confidence in future company performance.

open market or private transaction financial

"Purchase in open market or private transaction"

vest financial

"which vest at a rate of 33 1/3% per year commencing on April 21, 2027"

A vest is the process by which an employee earns the right to receive certain benefits or ownership interests, such as stock or retirement funds, over time. It’s similar to earning a reward gradually, ensuring that the benefit becomes fully yours only after a set period or meeting specific conditions. This makes it important for investors because it determines when they can actually claim or use those benefits.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What insider transaction did Rhinebeck Bancorp (RBKB) report for Michael Vitale?

Rhinebeck Bancorp reported that EVP Michael Vitale bought 5,000 shares of common stock on July 22, 2026. The purchase was a direct open-market or private transaction at $11.94 per share, increasing his direct holdings to 17,580 shares.

At what price did the RBKB executive buy shares, and how many?

EVP Michael Vitale bought 5,000 RBKB shares at $11.94 per share. The transaction is described as a purchase in an open-market or private transaction and reflects a direct ownership position in Rhinebeck Bancorp common stock.

How many Rhinebeck Bancorp (RBKB) shares does Michael Vitale hold after this transaction?

After the reported purchase, Michael Vitale directly holds 17,580 RBKB shares. This total includes restricted stock that is scheduled to vest over time, as described in the accompanying footnote to the filing.

What are the vesting terms of the restricted RBKB stock held by Michael Vitale?

The filing states that his holdings include restricted stock that vests at 33 1/3% per year. Vesting begins on April 21, 2027, meaning the restricted shares will become fully vested in three equal annual installments.

Was the RBKB insider purchase made under a Rule 10b5-1 trading plan?

The transaction was not indicated as being under a Rule 10b5-1 plan. The filing’s Rule 10b5-1 checkbox is not marked as an affirmatively adopted trading plan, so this appears as a discretionary open-market or private purchase.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Accepted by SEC EDGAR 07/23/2026 - 04:23 PM EDT Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Vitale Michael

(Last) (First) (Middle)

2 JEFFERSON PLAZA

(Street)

POUGHKEEPSIE NEW YORK 12601

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
Rhinebeck Bancorp, Inc. [ RBKB ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	EVP, Head of Comm Banking

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
07/22/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	07/22/2026		P		5,000	A	$11.94	17,580(1)	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Includes shares of restricted stock which vest at a rate of 33 1/3% per year commencing on April 21, 2027.

	/s/ Scott A. Brown, pursuant to power of attorney	07/23/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)