Regions Financial Corp. filings document the regulatory record of a bank holding company with NYSE-listed common stock and depositary shares representing non-cumulative perpetual preferred stock. Current reports include quarterly and annual operating results, supplemental financial information, Regulation FD presentation materials, dividend-related capital disclosures, and material-event reporting for governance and executive matters.
Proxy materials cover board elections, executive compensation, shareholder voting items, pay-versus-performance tables and corporate-governance policies. Other filings describe bylaw amendments, stockholder meeting rights, advance-notice provisions, officer appointments and compensation arrangements, tying the company’s formal disclosures to its banking operations, capital structure and public-company governance.
Regions Financial Corporation reported third-quarter 2026 net income of $631 million, compared with $569 million a year earlier; diluted earnings per common share were $0.71 versus $0.61. Net interest income was $1.298 billion, up from $1.257 billion, while provision for credit losses was $68 million versus $105 million. Non-interest income totaled $675 million and non-interest expense was $1.118 billion.
At September 30, 2026, loans, net of unearned income, were $99.827 billion, compared with $95.637 billion at December 31, 2025. Deposits were $129.510 billion, versus $131.128 billion, while total assets were $163.213 billion. Total borrowed funds were $10.482 billion, compared with $4.884 billion at year-end 2025.
For the first nine months of 2026, net income was $1.760 billion versus $1.622 billion in 2025, while net cash from operating activities was $1.221 billion versus $2.5 billion. Other comprehensive loss for the third quarter was $1.275 billion, compared with $307 million of other comprehensive income in 2025; the 2026 period included $717 million in net unrealized losses on available-for-sale securities and $582 million in net losses on cash-flow hedge derivatives.
Regions Financial Corp, acting as the institutional investment manager, reported 1,046 information-table entries in its 13F holdings report. The reported value total was $16,424,246,484, rounded to the nearest dollar.
Regions Financial Corporation said its executives will make presentations to institutional investors in November and December 2026. The materials report third-quarter 2026 net income available to common shareholders of $611 million ($622 million adjusted), diluted EPS of $0.71 ($0.73 adjusted), and total revenue of $1.973 billion ($1.988 billion adjusted). Net interest income rose 2% quarter over quarter, and net interest margin reached 3.68%, up 2 basis points. Non-interest income rose 7% reported and 3% adjusted.
Regions expects fourth-quarter net interest income to increase 1%–2% from 3Q26 and net interest margin to be approximately 3.70%. These expectations assume the next Fed rate hike occurs in December and stable long-term rates. For FY26, Regions expects net interest income to rise 2.5%–4% versus FY25; adjusted non-interest income to rise 3%–5%, toward the low end; and adjusted non-interest expense to rise 1.5%–3.5%, inclusive of investments. Average loans and deposits are expected to rise by low single digits, and net charge-offs are expected at 40–50 basis points, toward the low end.
Regions Financial Corp director Mark A. Crosswhite acquired 1,144 phantom-stock shares on October 15, 2026, with a reported value of $27.31 per share. Each share represents a right to the cash value of one Regions common share; Crosswhite elected the award in lieu of cash compensation. His reported balance after the award was 24,684 phantom-stock shares, including quarterly dividends deemed reinvested. The shares are payable in cash within 30 days after the close of the plan year in which he terminates director service, as a lump sum or up to 10 annual installments at his election.
Regions Financial Corp. (RF) director Ruth Ann Marshall acquired 1,785.0604 shares of phantom stock on October 15, 2026, at a reported price of $27.3100 per share. Each share represents the right to the cash value of one Regions common share. The phantom stock was elected in lieu of cash compensation under the Director Compensation Program and accrues quarterly in arrears; Marshall's reported post-transaction balance was 177,957.1016 shares, including deemed-reinvested quarterly cash dividends.
At Regions Financial Corp, director J. Thomas Hill accrued 1,282 shares of Phantom Stock on October 15, 2026, as director compensation in lieu of cash fees. The award was reported at $27.31 per phantom share; each share represents the cash value of one Regions common share. Hill’s reported balance after the transaction was 24,420 phantom shares, including quarterly cash dividends deemed reinvested. The units are payable in cash, in a lump sum or up to 10 annual installments, within 30 days after the close of the plan year in which he ends director service.
Regions Financial Corp director Lee J. Styslinger III acquired 1,144 phantom stock shares on October 15, 2026; the transaction lists $27.31 per share. Each phantom share represents the right to the cash value of one common share. Styslinger elected phantom stock instead of cash compensation under the Director Compensation Program; the shares accrue quarterly under the Directors' Deferred Investment Plan. His reported post-transaction balance was 283,663 phantom shares, including quarterly cash dividends deemed reinvested.
Regions Financial Corp (RF) director Timothy Vines acquired 1,144 phantom stock units on October 15, 2026. The reported per-unit value was $27.3100, and his reported balance was 57,648 units, including quarterly cash dividends deemed reinvested. Each unit represents the right to the cash value of one Regions common share. Vines elected phantom stock instead of cash compensation under the Director Compensation Program; units accrue quarterly in arrears under the Directors' Deferred Investment Plan.
Regions Financial Corporation (RF) reported preliminary third-quarter 2026 net income available to common shareholders of $611 million and diluted EPS of $0.71, increases of 11% and 16%, respectively, from the third quarter of 2025. Adjusted net income available to common shareholders was $622 million and adjusted diluted EPS was $0.73. Total revenue was $1.973 billion, up 3% year over year; net interest margin was 3.68%, compared with 3.59% a year earlier.
Net charge-offs were $72 million, or 0.29% of average loans on an annualized basis, down 13 basis points from the prior quarter; non-performing loans were 0.59% of total loans. Average loans rose 0.5% sequentially to $99.183 billion, while average deposits fell 1.2% to $129.140 billion. Regions repurchased approximately 3 million shares for $95 million and declared $255 million in common dividends. Quarter-end available liquidity was approximately $64 billion; the estimated CET1 ratio was 10.8%, and available liquidity covered uninsured deposits at approximately 170%, excluding intercompany and secured deposits.
REGIONS FINANCIAL CORP (RF) reported an insider transaction by its Chief Financial Officer, Anil D. Chadha. On September 10, 2026, a broker executed an inadvertent sale of 0.771 shares of common stock at $29.895 per share, described as a fractional share sale made without the CFO’s prior knowledge or direction.
After this transaction, the CFO held 11,607.2471 shares of common stock in a direct account and 1,351.5903 shares indirectly through a 401(k) plan. No Rule 10b5-1 trading plan is reported in connection with this activity.