STOCK TITAN

Regions Financial (RF) accounting chief reports equity vesting, grants and tax withholdings

Filing Impact
(Neutral)
Filing Sentiment
(Neutral)
Form Type
4

Rhea-AI Filing Summary

REGIONS FINANCIAL CORP Principal Accounting Officer Karin K. Allen reported compensation-related stock transactions involving restricted stock units and performance share units. On April 3, 2026 she exercised and vested RSUs totaling 1,992.3876 units into the same number of common shares and received an additional grant of 1,132 common shares as compensation. A portion of the shares, 1,276, was withheld at $26.47 per share to cover tax obligations, and 250.3876 shares were returned to the issuer in a disposition tied to cash-settled dividend equivalents. After these transactions she directly holds 39,985 common shares, with a further 35,637.9528 shares held indirectly through a 401(k) plan.

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Insider Allen Karin K
Role Principal Accounting Officer
Type Security Shares Price Value
Exercise Restricted Stock Units 1,742 $0.00 --
Exercise Restricted Stock Units 250.388 $0.00 --
Exercise Common Stock 1,742 $0.00 --
Exercise Common Stock 250.388 $0.00 --
Disposition Common Stock 250.388 $26.47 $7K
Grant/Award Common Stock 1,132 $0.00 --
Tax Withholding Common Stock 1,276 $26.47 $34K
holding Common Stock -- -- --
Holdings After Transaction: Restricted Stock Units — 5,571.903 shares (Direct); Common Stock — 40,129 shares (Direct); Common Stock — 35,637.953 shares (Indirect, 401(k))
Footnotes (1)
  1. Represents the vesting of restricted stock units granted on April 3, 2023 that settle in shares of common stock on a 1-for-1 basis. Represents the vesting of cash dividends on restricted stock units granted on April 3, 2023 that were deemed reinvested in restricted stock units and settle in cash. Represents the disposition of cash dividends that were deemed reinvested in restricted stock units and settle in cash. Performance share units vested and were settled in shares of common stock at a conversion rate of .65 shares of common stock for each performance share unit. The number of performance share units earned was based on the issuer meeting certain performance thresholds and goals during the period from January 1, 2023 through December 31, 2025. Each restricted stock unit represents a contingent right to receive one share of common stock. Includes quarterly cash dividends that were reinvested in restricted stock units. Each restricted stock unit represents a contingent right to receive cash due to cash dividends that have been deemed reinvested in restricted stock units.
RSU shares exercised 1,992.3876 shares Restricted stock units vested and converted to common stock on April 3, 2026
New stock grant 1,132 shares Common stock granted as compensation on April 3, 2026
Tax withholding shares 1,276 shares Shares withheld at $26.47 per share to cover tax obligations
Disposition to issuer 250.3876 shares Common shares returned to issuer related to cash dividend equivalents
Direct holdings post-transaction 39,985 shares Common stock directly owned after April 3, 2026 transactions
Indirect 401(k) holdings 35,637.9528 shares Common stock held indirectly through a 401(k) plan after transactions
Withholding price $26.47 per share Price used for tax-withholding and disposition entries on April 3, 2026
Restricted Stock Units financial
"Represents the vesting of restricted stock units granted on April 3, 2023 that settle in shares of common stock on a 1-for-1 basis."
Restricted stock units are a type of company reward where employees are promised shares of stock, but they only fully own these shares after meeting certain conditions, like staying with the company for a set time. They matter because they can become valuable assets and are often used to motivate employees to help the company succeed.
Performance share units financial
"Performance share units vested and were settled in shares of common stock at a conversion rate of .65 shares of common stock for each performance share unit."
Performance share units are a type of company stock award given to employees that depend on the company meeting specific goals or targets. If these goals are achieved, the employee receives shares or the value of shares; if not, they may receive little or no compensation. This aligns employees’ interests with the company's success and encourages performance that benefits investors.
cash dividends financial
"Represents the vesting of cash dividends on restricted stock units granted on April 3, 2023 that were deemed reinvested in restricted stock units and settle in cash."
401(k) financial
"Common Stock, total_shares_following_transaction 35637.9528, nature_of_ownership 401(k)"
A 401(k) is a type of retirement savings plan offered by employers that allows workers to set aside a portion of their paycheck before taxes are taken out. The money saved in a 401(k) can grow over time through investments, helping individuals build funds for their future retirement. It matters to investors because it provides a tax-advantaged way to save and invest for long-term financial security.
tax-withholding disposition financial
"Payment of exercise price or tax liability by delivering securities"
A tax-withholding disposition is an event or transaction—such as selling or transferring securities, exercising options, or receiving compensation—that triggers a requirement to hold back part of the payment and remit it to tax authorities. It matters to investors because it reduces the cash they receive immediately and can change the timing and amount of taxable income, like a cashier taking a portion of your sale proceeds to pay taxes before you get the rest.
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Allen Karin K

(Last)(First)(Middle)
P. O. BOX 10247

(Street)
BIRMINGHAM ALABAMA 35202-0247

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
REGIONS FINANCIAL CORP [ RF ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
Director10% Owner
XOfficer (give title below)Other (specify below)
Principal Accounting Officer
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
04/03/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Common Stock04/03/2026M(1)1,742A$0(1)40,129D
Common Stock04/03/2026M(2)250.3876A$0(2)40,379.3876D
Common Stock04/03/2026D(3)250.3876D$26.4740,129D
Common Stock04/03/2026A(4)1,132A$0(4)41,261D
Common Stock04/03/2026F1,276D$26.4739,985D
Common Stock35,637.9528I401(k)
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Restricted Stock Units$0(5)04/03/2026M(1)1,742 (5) (5)Common Stock1,742$05,571.9029(6)D
Restricted Stock Units$0(7)04/03/2026M(2)250.3876 (7) (7)Common Stock250.3876$05,321.5153(6)D
Explanation of Responses:
1. Represents the vesting of restricted stock units granted on April 3, 2023 that settle in shares of common stock on a 1-for-1 basis.
2. Represents the vesting of cash dividends on restricted stock units granted on April 3, 2023 that were deemed reinvested in restricted stock units and settle in cash.
3. Represents the disposition of cash dividends that were deemed reinvested in restricted stock units and settle in cash.
4. Performance share units vested and were settled in shares of common stock at a conversion rate of .65 shares of common stock for each performance share unit. The number of performance share units earned was based on the issuer meeting certain performance thresholds and goals during the period from January 1, 2023 through December 31, 2025.
5. Each restricted stock unit represents a contingent right to receive one share of common stock.
6. Includes quarterly cash dividends that were reinvested in restricted stock units.
7. Each restricted stock unit represents a contingent right to receive cash due to cash dividends that have been deemed reinvested in restricted stock units.
Remarks:
/s/ Elizabeth H. Townsend - Attorney-in-Fact04/07/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What did RF executive Karin K. Allen report in this Form 4 filing?

Karin K. Allen reported routine equity compensation activity, including vested restricted stock units converting into common shares, a new stock grant, and share withholdings for taxes. These transactions reflect normal compensation and tax mechanics rather than open-market buying or selling.

How many Regions Financial (RF) shares did Karin K. Allen acquire through vesting and exercises?

She acquired 1,992.3876 common shares from the vesting and exercise of restricted stock units, plus a separate grant of 1,132 common shares. These awards arise from prior grants and performance-based incentives converting into stock, not from open-market purchases.

How many Regions Financial (RF) shares were withheld or disposed of in this Form 4?

1,276 common shares were withheld at $26.47 per share to satisfy tax obligations, and 250.3876 shares were returned to the issuer in a disposition related to cash dividend equivalents. These are not open-market sales but administrative tax and dividend-settlement events.

What are Karin K. Allen’s Regions Financial (RF) shareholdings after these transactions?

Following the reported transactions, she directly holds 39,985 shares of Regions Financial common stock. In addition, 35,637.9528 shares are held indirectly through a 401(k) plan, reflecting retirement-plan ownership separate from her direct holdings.

What role did performance share units play in this Regions Financial (RF) filing?

Performance share units vested and were settled in common shares at a 0.65 conversion rate per unit. The number of performance share units earned depended on Regions Financial meeting performance thresholds from January 1, 2023 through December 31, 2025, as described in the footnotes.