Regions Financial (RF) SEVP Ritter reports stock vesting, grants and tax withholding
Filing Impact
Filing Sentiment
Form Type
4
Rhea-AI Filing Summary
Regions Financial SEVP William D. Ritter reported several equity compensation transactions involving company stock. On April 3, 2026, restricted stock units vested and were converted into 12,191 and 1,752.2817 shares of common stock, reflecting previously granted awards and related dividend equivalents.
Ritter also received a separate grant of 7,924 shares of common stock as a compensation award. To cover tax obligations and related dividend equivalents, 8,090 shares were withheld and 1,752.2817 shares were returned to the issuer, both at a reference price of $26.47 per share, which are not open‑market sales.
After these transactions, Ritter directly holds 29,594 shares of Regions Financial common stock and indirectly holds 1,404.6557 shares through a 401(k) plan, indicating these movements are largely routine vesting, grants, and associated tax and dividend adjustments rather than discretionary market trades.
Positive
- None.
Negative
- None.
Insider Trade Summary
13,943.282 shares exercised/converted
Mixed
8 txns
Insider
Ritter William D.
Role
SEVP
| Type | Security | Shares | Price | Value |
|---|---|---|---|---|
| Exercise | Restricted Stock Units | 12,191 | $0.00 | -- |
| Exercise | Restricted Stock Units | 1,752.282 | $0.00 | -- |
| Exercise | Common Stock | 12,191 | $0.00 | -- |
| Exercise | Common Stock | 1,752.282 | $0.00 | -- |
| Disposition | Common Stock | 1,752.282 | $26.47 | $46K |
| Grant/Award | Common Stock | 7,924 | $0.00 | -- |
| Tax Withholding | Common Stock | 8,090 | $26.47 | $214K |
| holding | Common Stock | -- | -- | -- |
Holdings After Transaction:
Restricted Stock Units — 43,348.968 shares (Direct);
Common Stock — 29,760 shares (Direct);
Common Stock — 1,404.656 shares (Indirect, By 401(k))
Footnotes (1)
- Represents the vesting of restricted stock units granted on April 3, 2023 that settle in shares of common stock on a 1-for-1 basis. Represents the vesting of cash dividends on restricted stock units granted on April 3, 2023 that were deemed reinvested in restricted stock units and settle in cash. Represents the disposition of cash dividends that were deemed reinvested in restricted stock units and settle in cash. Performance share units vested and were settled in shares of common stock at a conversion rate of .65 shares of common stock for each performance share unit. The number of performance share units earned was based on the issuer meeting certain performance thresholds and goals during the period from January 1, 2023 through December 31, 2025. Each restricted stock unit represents a contingent right to receive one share of common stock. Includes quarterly cash dividends that were reinvested in restricted stock units. Each restricted stock unit represents a contingent right to receive cash due to cash dividends that have been deemed reinvested in restricted stock units.
Key Figures
RSU vesting into stock: 12,191 shares
Dividend-equivalent RSU vesting: 1,752.2817 shares
New stock grant: 7,924 shares
+4 more
7 metrics
RSU vesting into stock
12,191 shares
Restricted stock units converted to common stock on April 3, 2026
Dividend-equivalent RSU vesting
1,752.2817 shares
Cash-dividend RSUs deemed reinvested and settled on April 3, 2026
New stock grant
7,924 shares
Common stock awarded as compensation on April 3, 2026
Tax-withholding shares
8,090 shares at $26.47
Shares withheld to satisfy tax liabilities on April 3, 2026
Dividend-equivalent disposition
1,752.2817 shares at $26.47
Shares returned to issuer tied to cash dividend equivalents
Direct holdings after transactions
29,594 shares
Common stock directly owned by Ritter after April 3, 2026 events
Indirect 401(k) holdings
1,404.6557 shares
Common stock held indirectly via 401(k) plan
Key Terms
Restricted Stock Units, Performance share units, tax-withholding disposition, 401(k), +1 more
5 terms
Restricted Stock Units financial
"Represents the vesting of restricted stock units granted on April 3, 2023 that settle in shares of common stock on a 1-for-1 basis."
Restricted stock units are a type of company reward where employees are promised shares of stock, but they only fully own these shares after meeting certain conditions, like staying with the company for a set time. They matter because they can become valuable assets and are often used to motivate employees to help the company succeed.
tax-withholding disposition financial
"Payment of exercise price or tax liability by delivering securities."
A tax-withholding disposition is an event or transaction—such as selling or transferring securities, exercising options, or receiving compensation—that triggers a requirement to hold back part of the payment and remit it to tax authorities. It matters to investors because it reduces the cash they receive immediately and can change the timing and amount of taxable income, like a cashier taking a portion of your sale proceeds to pay taxes before you get the rest.
401(k) financial
"Common Stock, total_shares_following_transaction 1404.6557, nature_of_ownership By 401(k)."
A 401(k) is a type of retirement savings plan offered by employers that allows workers to set aside a portion of their paycheck before taxes are taken out. The money saved in a 401(k) can grow over time through investments, helping individuals build funds for their future retirement. It matters to investors because it provides a tax-advantaged way to save and invest for long-term financial security.
cash dividends that were deemed reinvested financial
"Represents the vesting of cash dividends on restricted stock units granted on April 3, 2023 that were deemed reinvested in restricted stock units and settle in cash."
FAQ
What did RF executive William D. Ritter report in this Form 4 filing?
Ritter reported vesting and conversion of restricted stock units and performance share units into common stock, a new share grant, and related tax and dividend adjustments. These are primarily routine compensation events, not open-market purchases or sales, changing how his existing awards are held.
Did Ritter receive a new stock award from Regions Financial (RF)?
Yes. Ritter received a grant of 7,924 shares of Regions Financial common stock coded as an award acquisition. This represents equity compensation rather than an open-market purchase and increases his directly held position once related tax withholding entries are taken into account.
What are Ritter’s Regions Financial (RF) holdings after these transactions?
Following the reported transactions, Ritter directly holds 29,594 shares of Regions Financial common stock and indirectly holds 1,404.6557 shares through a 401(k) plan. This shows he maintains a substantial equity position after routine vesting, awards, and tax-withholding related share movements.