Reinsurance Group of America (NYSE: RGA) EVP moves 3,944 shares to joint account

Rhea-AI Filing Summary

Reinsurance Group of America executive reports internal share transfer

An executive vice president of Reinsurance Group of America moved 3,944 shares of common stock on 12/03/2025 from an individual account into a joint account with a spouse. The transaction was reported at a price of $0, indicating it was a transfer rather than a market purchase or sale.

Following the transfer, the executive directly holds 8,933 shares and jointly holds 3,944 shares with a beneficial interest. The filing clarifies that both the disposition and acquisition entries reflect this shift between personal and joint ownership.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

HERRMANN RONALD

(Last) (First) (Middle)

16600 SWINGLEY RIDGE ROAD

(Street)

CHESTERFIELD MO 63017

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
REINSURANCE GROUP OF AMERICA INC [ RGA ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	EVP

3. Date of Earliest Transaction (Month/Day/Year)
12/03/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common stock	12/03/2025		J		3,944(1)	D	$0	8,933	D
Common stock	12/03/2025		J		3,944	A	$0	3,944	D(2)

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Reflects the transfer of 3,944 shares by Reporting Person, from his individual account to a joint account with his spouse.

2. Reflects the acquisition of 3,944 shares into a joint account held by Reporting Person and his spouse, in which Reporting Person has a beneficial interest.

Remarks:

	/s/ My Chi To, by Power of Attorney	12/05/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did RGA (RGA) report in this disclosure?

The executive vice president transferred 3,944 shares of Reinsurance Group of America common stock from an individual account to a joint account held with a spouse.

Did the RGA executive buy or sell shares for cash in this transaction?

No. The reported transactions show a price of $0 per share and represent a transfer between the executive's individual account and a joint account, not an open-market purchase or sale.

How many RGA shares does the executive beneficially own after the transfer?

After the reported transaction, the executive beneficially owns 8,933 shares directly and 3,944 shares in a joint account with a spouse.

When did the RGA insider transaction take place?

The transfer of 3,944 shares between the individual and joint accounts occurred on 12/03/2025.

What is the reporting person’s role at Reinsurance Group of America (RGA)?

The reporting person is an officer of Reinsurance Group of America, serving as an Executive Vice President (EVP).

What do the explanation notes say about the 3,944 RGA shares?

The notes state that 3,944 shares were transferred from the reporting person’s individual account to a joint account with a spouse, and that the reporting person has a beneficial interest in the joint account shares.