Every 8-K that Rocket Companies Inc (RKT) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 8-K covers material events a company has to report between its quarterly reports, so if you follow RKT and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full RKT filings page.
Rocket Companies, Inc. expanded its Board of Directors from nine to ten members and appointed Sarah Watterson as an independent Class III director, effective August 17, 2026, with a term expiring at the 2029 annual meeting. The Board determined she meets independence standards under SEC rules and New York Stock Exchange listing standards and has no related-party transactions requiring disclosure under Item 404(a) of Regulation S-K. Watterson brings more than 15 years of executive leadership and capital markets experience, including roles at Goldman Sachs, Fortress Investment Group, Brightline West and as President of 3 Star Sports & Entertainment, LLC. As a non-affiliated director, she will receive an annual cash retainer of $75,000 (prorated for partial years) and an initial grant of restricted stock units valued at $215,000, vesting after one year, under the company’s Omnibus Incentive Plan. She will also enter into the same form of indemnification agreement used for other directors. Rocket highlighted recent expansions of its homeownership platform, including acquisitions of Redfin and Mr. Cooper, a partnership with Compass International Holdings, and investments in AI and data.
Rocket Companies reported strong Q2 2026 results, with total revenue, net of $2.78 billion and GAAP net income of $229 million, compared with $1.45 billion and $34 million a year earlier. Adjusted revenue was $2.76 billion, adjusted net income $441 million and adjusted EBITDA $766 million, making this its most profitable quarter in four years.
Mortgage production remained high, with $47.0 billion in total net rate lock volume, $49.1 billion in closed mortgage originations and total gain-on-sale margin of 2.48%. Purchase market share reached 6.2% and refinance share 14.3%. Liquidity totaled $11.2 billion, and the servicing portfolio reached $2.0 trillion of unpaid principal balance across 9.1 million loans. Rocket issued $1.5 billion of senior notes to refinance existing debt and guided to Q3 2026 adjusted revenue between $2.5 billion and $2.7 billion.
Rocket Companies, Inc. entered into a new unsecured Revolving Credit Agreement on July 16, 2026, providing an initial aggregate commitment of $2.5 billion maturing on July 16, 2029. Borrowings are for general corporate purposes and bear interest at a base rate, which may include term SOFR, plus an applicable margin.
The facility includes a commitment fee on unused commitments based on the company’s corporate credit rating, customary events of default (including change of control), and covenants limiting additional debt, liens, restricted payments, major asset sales, and affiliate transactions. It also imposes financial maintenance covenants on net leverage, corporate net debt, minimum liquidity, and tangible net worth. On the same date, Rocket Companies terminated its April 30, 2025 revolving credit agreement without early termination penalties or prepayment premiums.
Rocket Companies, Inc. closed a private Offering of $900,000,000 of 6.125% senior notes due 2031 and $600,000,000 of 6.500% senior notes due 2034. These senior unsecured Notes are fully and unconditionally guaranteed by key domestic subsidiaries under an Indenture dated June 16, 2026.
The company intends to use the proceeds to repay Rocket Mortgage LLC’s 2.875% senior notes due 2026, its 5.250% senior notes due 2028, and other indebtedness. The 2026 Rocket Mortgage notes are scheduled to be redeemed on June 19, 2026 and the 2028 notes on July 9, 2026, with the Offering satisfying the related financing condition.
The 2031 Notes mature on August 1, 2031 and the 2034 Notes on June 15, 2034, with semi-annual cash interest payments and no sinking funds. The Indenture includes covenants restricting certain liens and major corporate transactions, a 101% repurchase right upon specified change of control events, and standard events of default provisions.
Rocket Companies, Inc. held its 2026 Annual Meeting of Stockholders on June 10, 2026. Stockholders elected three Class III directors—Varun Krishna, Matthew Rizik, and Suzanne Shank—to serve until the 2029 annual meeting and until their successors are qualified.
Stockholders also ratified Ernst & Young LLP as the independent registered public accounting firm for the year ending December 31, 2026. In addition, they approved an amendment to the 2020 Team Member Stock Purchase Plan to increase the number of authorized shares available for employee purchases under the plan.
Rocket Companies, Inc. priced an upsized private debt offering totaling $1.5 billion in senior unsecured notes. The company will issue $900 million of 6.125% senior notes due 2031 and $600 million of 6.500% senior notes due 2034, guaranteed by key domestic subsidiaries.
The deal, increased from a previously announced $1.2 billion, is expected to close on June 16, 2026 subject to customary conditions. Rocket plans to use the proceeds to redeem Rocket Mortgage, LLC’s 2.875% notes due 2026 and 5.250% notes due 2028 and to repay other indebtedness, with redemptions targeted around June 19, 2026 and July 9, 2026.
The notes are being sold in a private offering to qualified institutional buyers under Rule 144A and to certain non-U.S. investors under Regulation S, and will not be registered under the Securities Act.
Rocket Companies, Inc. is launching a private Offering of $600 million senior notes due 2031 and $600 million senior notes due 2034, guaranteed by key domestic subsidiaries. The company plans to use the proceeds to repay Rocket Mortgage, LLC’s 2.875% senior notes due 2026 and other indebtedness.
The 8‑K also provides detailed historical financials for recently acquired Mr. Cooper Group Inc. and unaudited pro forma results for the combined company. Mr. Cooper reported Q3 2025 revenue of $567 million and net income of $180 million, with total assets of $19.1 billion and stockholders’ equity of $5.2 billion as of September 30, 2025. The merger with Rocket closed on October 1, 2025 with equity value of $14.2 billion in an all‑stock transaction, and segment data highlight strong servicing and originations contributions alongside corporate costs.
Rocket Companies, Inc. reported a strong turnaround for the first quarter ended March 31, 2026. Total revenue, net, was $2.94 billion, up from $1.10 billion a year earlier, and GAAP net income was $297 million compared with a prior-year loss of $212 million.
Adjusted revenue reached $2.82 billion, adjusted net income was $422 million, and adjusted EBITDA was $738 million. The company generated $49.4 billion in net rate lock volume and $44.7 billion in closed mortgage originations, supported by a $2.1 trillion servicing portfolio and total liquidity of $9.4 billion.
Management highlighted progress integrating the Mr. Cooper acquisition, earlier-than-planned realization of $400 million expense synergies, rapid growth in AI-driven prospecting and higher-margin products, and guided Q2 2026 adjusted revenue to $2.7–$2.9 billion.
Rocket Companies reported strong Q4 and full-year 2025 results, with fourth-quarter total revenue, net of $2.69 billion and adjusted revenue of $2.44 billion, both well above the prior year. Q4 GAAP net income was $68 million, while adjusted net income reached $316 million and adjusted EBITDA was $592 million.
For 2025, the company generated total revenue, net of $6.70 billion and an adjusted net income of $628 million with adjusted diluted EPS of $0.28, despite a GAAP net loss of $234 million driven in part by acquisition-related items. Rocket highlighted a large servicing portfolio of $2.1 trillion unpaid principal balance, total liquidity of $10.1 billion, and a 97% Rocket Mortgage net client retention rate. The company also announced a three-year strategic alliance with Compass International Holdings, continued integration of the Redfin and Mr. Cooper acquisitions, and expanded purchase market share to 5.5% in Q4 2025. Management issued Q1 2026 adjusted revenue guidance of $2.6 billion to $2.8 billion.
Rocket Companies shared early indications of a strong fourth quarter, stating it expects to report the highest fourth quarter net rate lock volume and gain on sale margin since the fourth quarter of 2021. These are preliminary metrics and not a full financial report.
The company plans to release its full fourth quarter and full year 2025 results on February 26, 2026, with a conference call at 4:30 p.m. ET. A press release and webcast, along with a replay, will be available through its investor relations website.
Rocket Companies, Inc. reported that its subsidiary Rocket Mortgage, LLC entered into Amendment No. 9 to its Amended and Restated Master Repurchase Agreement with Bank of America. The change extends the facility’s expiration date from October 3, 2026 to December 17, 2027 and makes certain technical updates. After this amendment, as of December 19, 2025, the Company’s total funding capacity across all repurchase agreements, early funding facilities, unsecured lines of credit, MSR lines, and early buy out facilities was $25.9 billion, compared with $26.4 billion as of September 30, 2025 and $27.5 billion as of December 31, 2024.
The company also corrected an error in its previously filed 2025 proxy statement. Stockholder proposals to be included in the proxy for the 2026 annual meeting must be submitted by January 29, 2026 under Rule 14a-8.
Rocket Companies, Inc. (RKT) reported that its mortgage subsidiary, Rocket Mortgage, LLC, entered into Amendment No. 5 to the Pricing Letter under its Master Repurchase Agreement with Morgan Stanley Bank, N.A. on November 26, 2025. The amendment extends the Agreement’s expiration date from December 23, 2026 to November 26, 2027 and makes certain technical changes.
Following this amendment, Rocket Mortgage’s total funding capacity across all master repurchase agreements, early funding facilities, unsecured lines of credit, MSR lines of credit and early buyout facilities was $26.4 billion as of November 26, 2025. This was unchanged from $26.4 billion as of September 30, 2025, and down from $27.5 billion as of December 31, 2024, indicating stable but slightly reduced overall capacity compared with year-end 2024.
Rocket Companies (RKT) furnished an 8-K announcing results for the third quarter ended September 30, 2025. The company issued a press release, furnished as Exhibit 99.1, and posted supplemental financial information on its investor website.
The materials provided under Items 2.02 and 7.01 are furnished, not filed, under the Exchange Act.
Rocket Companies, Inc. has completed its previously announced acquisition of Mr. Cooper Group Inc., making Mr. Cooper a direct, wholly owned subsidiary through a two-step merger structure. Maverick Merger Sub first merged into Mr. Cooper, followed by Mr. Cooper merging into Forward Merger Sub, which now remains as the surviving subsidiary.
As consideration for the transaction, Rocket issued 705,205,413 shares of its Class A common stock to Mr. Cooper stockholders. This amendment to the earlier report adds unaudited pro forma condensed combined financial statements, including a pro forma balance sheet as of June 30, 2025 and pro forma income (loss) statements for the six months ended June 30, 2025 and the year ended December 31, 2024, to show how the combined company’s financials would look after the merger.
Rocket Companies announced completion of the previously disclosed acquisition of Mr. Cooper Group Inc. The filing lists multiple transaction documents now in place, including an Agreement and Plan of Merger referenced to the company’s prior filing, several indentures and supplemental indentures involving Rocket Companies and Rocket Mortgage entities, a Credit Agreement with JPMorgan Chase Bank as administrative agent, and a Borrower Accession Agreement. The company also included related press releases and a consent from its independent auditors.
The exhibits indicate the acquisition is finalized and that the company has executed new debt and guarantee documents and related filings to reflect the transaction.
Rocket Companies, Inc. reported that its mortgage subsidiary Rocket Mortgage, LLC and One Reverse Mortgage, LLC entered into Amendment No. 6 to their Second Amended and Restated Master Repurchase Agreement with UBS AG New York Branch. The amendment extends the repurchase facility’s expiration date from November 24, 2026 to September 16, 2027 and makes certain technical changes to the existing agreement.
After this amendment and a related pricing side letter, Rocket’s total funding capacity across all master repurchase agreements, early funding facilities, unsecured lines of credit, MSR lines of credit, and early buyout facilities was $26.4 billion. This compares with $26.2 billion as of June 30, 2025 and $27.5 billion as of December 31, 2024, giving context for the company’s available mortgage funding lines.
Rocket Companies (RKT) disclosed material information about a proposed transaction with Mr. Cooper and the principal risks that could affect completion and outcomes. The filing warns the transaction may not close or could be delayed, that conditions to closing might not be satisfied, and that announcement or pendency could distract management, affect key personnel and business relationships, or depress the companies' stock prices. It also highlights potential legal risks including stockholder litigation, tax treatment uncertainty, third-party contract consents, and integration challenges that could prevent anticipated synergies or make them take longer or cost more than expected. The statement points investors to a registration statement and each company’s public SEC filings for additional details.
Rocket Companies reported an amendment and related agreement that affect its master repurchase arrangements. The company executed an A&R Master Repurchase Agreement and Amendment No. 9 to a Pricing Side Letter, and said a copy of the A&R Master Repurchase Agreement will be filed with its quarterly report for the period ending September 30, 2025. Following those actions, Rocket stated its total funding capacity across master repurchase agreements, early funding facilities, unsecured lines of credit, MSR lines of credit and early buyout facilities was $26.4 billion, compared with $26.2 billion as of June 30, 2025 and $27.5 billion as of December 31, 2024.
Rocket Companies, Inc. reports that its President, Bill Emerson, has informed the company he will retire from his role effective December 31, 2025. This provides several months of transition time before his departure from the executive position. Mr. Emerson will remain involved with the company by continuing to serve as a member of the board of directors.
Rocket Companies (RKT) announced it completed the acquisition of Redfin on July 1, 2025 and has furnished Redfin's unaudited condensed consolidated financial statements and related notes. The filing makes available Redfin's historical balance sheets as of June 30, 2025 and December 31, 2024 and its condensed statements of comprehensive loss, changes in mezzanine equity and stockholders' deficit for the three- and six-month periods ended June 30, 2025 and 2024, plus cash flow information for the six-month periods.
The filing also includes unaudited pro forma condensed combined financial information for Rocket: a pro forma balance sheet as of June 30, 2025 and pro forma statements of income (loss) for the six months ended June 30, 2025 and the year ended December 31, 2024. The report states these exhibits are submitted as Exhibits 99.1 and 99.2 and that Rocket's previously filed quarterly financial statements are not modified by this report.
Rocket Companies (NYSE: RKT) filed an 8-K to disclose debt capital actions tied to its pending acquisition of Mr. Cooper Group. On 4 Aug 2025 the company launched (1) cash tender offers for $650 m 5.125% 2030 and $600 m 5.750% 2031 Nationstar senior notes and (2) exchange offers for $750 m 6.500% 2029 and $1.0 bn 7.125% 2032 Nationstar notes in return for up to $1.75 bn of new Rocket senior notes.
The tender/exchange transactions seek noteholder consents to
- remove the “change-of-control” put related to the Mr. Cooper merger
- strip most restrictive covenants
- relax defeasance tests
- limit future events of default to payment failures
Completion is conditional on (a) receipt of requisite consents and execution of supplemental indentures and (b) the substantially concurrent closing of the Mr. Cooper acquisition under the 31 Mar 2025 merger agreement. Press releases describing the tender and exchange offers are furnished as Exhibits 99.1 and 99.2.
Rocket Companies, Inc. (NYSE: RKT) filed a Form 8-K announcing the completion of a sizeable debt financing linked to its pending acquisitions of Redfin Corporation and Mr. Cooper Group Inc. On 20 June 2025 the company closed a private Rule 144A / Reg S offering of $4.0 billion senior unsecured notes split into two tranches:
- $2.0 billion 6.125% Senior Notes due 1 August 2030
- $2.0 billion 6.375% Senior Notes due 1 August 2033
The notes are fully and unconditionally guaranteed on a senior unsecured basis by Rocket Mortgage, LLC and its domestic subsidiaries. Following the closings of the Redfin and Mr. Cooper acquisitions, those entities and selected subsidiaries will also become guarantors.
Use of proceeds. Management intends to apply the cash to (i) redeem Nationstar Mortgage Holdings (NMH) notes maturing 2026-2028 at par plus accrued interest, (ii) pay transaction fees, (iii) optionally redeem, purchase or amend additional NMH notes maturing 2029-2032, and (iv) repay secured debt after the Mr. Cooper transaction. If the Mr. Cooper acquisition is not consummated by 30 September 2026, a special mandatory redemption of the new notes will occur; a partial redemption also applies to unused proceeds 45 days post-acquisition.
Key terms. The 2030 and 2033 notes pay cash interest semi-annually starting 1 February 2026. Both carry standard high-yield covenants restricting new liens and major asset sales, and feature change-of-control put protections at 101% of principal. Make-whole and equity-claw optional redemptions are available before the first call dates (2030 notes: 1 Aug 2027; 2033 notes: 1 Aug 2028). No sinking fund is provided.
Supplemental guarantees. Concurrent with the offering, Rocket Companies executed three supplemental indentures that add the parent company as a joint and several guarantor of Rocket Mortgage notes due 2026, 2028, 2029, 2031 and 2033, further aligning capital-structure obligations across the group.
Materiality. The transaction materially increases Rocket Companies’ long-term debt balance, secures funding for two transformative acquisitions, and extends the overall maturity profile out to 2033.