Welcome to our dedicated page for Rocket Companies SEC filings (Ticker: RKT), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The SEC filings of Rocket Companies, Inc. (NYSE: RKT) provide detailed insight into its mortgage-focused financial services operations, capital structure, and corporate transactions. As a Delaware corporation with Class A common stock listed on the New York Stock Exchange, Rocket Companies files current reports on Form 8-K and related amendments that describe material events affecting the company and its subsidiaries.
Recent Rocket Companies filings highlight several key themes. Multiple Forms 8-K describe master repurchase agreements and related amendments entered into by Rocket Mortgage, LLC, a Michigan limited liability company and indirect subsidiary of Rocket Companies, and by One Reverse Mortgage, LLC. These filings explain extensions of expiration dates, technical changes to agreements with counterparties such as UBS AG New York Branch, Morgan Stanley Bank, N.A., and Bank of America, N.A., and disclose the company’s total funding capacity across master repurchase agreements, early funding facilities, unsecured lines of credit, MSR lines of credit, and early buyout facilities.
Other filings detail capital markets and credit arrangements. A Form 8-K dated October 1, 2025 describes exchange offers for existing senior notes originally issued by Nationstar Mortgage Holdings Inc. and the issuance of new senior notes due 2029 and 2032 by Rocket Companies. The filing also outlines supplemental indentures under which Rocket Mortgage, Redfin Corporation, and subsidiaries associated with Mr. Cooper guarantee Rocket’s senior notes and Rocket Mortgage’s senior notes. Another section of the same filing explains a Revolving Credit Agreement and a Borrower Accession Agreement through which Rocket Companies became the borrower under a revolving credit facility and increased the aggregate commitment.
Rocket’s SEC filings also document mergers and acquisitions. The October 1, 2025 Form 8-K and an October 10, 2025 Form 8-K/A describe the completion of the acquisition of Mr. Cooper Group Inc. through a series of mergers, the exchange ratio of Rocket Class A common stock issued to Mr. Cooper stockholders, and the filing of unaudited pro forma condensed combined financial statements. These disclosures help investors understand how the acquisition affects Rocket’s financial profile and corporate structure.
In addition, Rocket Companies uses Form 8-K to furnish earnings releases and supplemental financial information, as seen in the October 30, 2025 filing, and to address governance and procedural updates, such as the December 22, 2025 filing correcting the deadline for stockholder proposals under Rule 14a-8. On Stock Titan’s filings page, these documents are presented with real-time updates from EDGAR and AI-powered summaries that explain key terms, obligations, and structural changes, helping readers quickly interpret complex agreements, note indentures, and acquisition details.
Rocket Companies, Inc. (NYSE: RKT) filed a Form 8-K announcing the completion of a sizeable debt financing linked to its pending acquisitions of Redfin Corporation and Mr. Cooper Group Inc. On 20 June 2025 the company closed a private Rule 144A / Reg S offering of $4.0 billion senior unsecured notes split into two tranches:
- $2.0 billion 6.125% Senior Notes due 1 August 2030
- $2.0 billion 6.375% Senior Notes due 1 August 2033
The notes are fully and unconditionally guaranteed on a senior unsecured basis by Rocket Mortgage, LLC and its domestic subsidiaries. Following the closings of the Redfin and Mr. Cooper acquisitions, those entities and selected subsidiaries will also become guarantors.
Use of proceeds. Management intends to apply the cash to (i) redeem Nationstar Mortgage Holdings (NMH) notes maturing 2026-2028 at par plus accrued interest, (ii) pay transaction fees, (iii) optionally redeem, purchase or amend additional NMH notes maturing 2029-2032, and (iv) repay secured debt after the Mr. Cooper transaction. If the Mr. Cooper acquisition is not consummated by 30 September 2026, a special mandatory redemption of the new notes will occur; a partial redemption also applies to unused proceeds 45 days post-acquisition.
Key terms. The 2030 and 2033 notes pay cash interest semi-annually starting 1 February 2026. Both carry standard high-yield covenants restricting new liens and major asset sales, and feature change-of-control put protections at 101% of principal. Make-whole and equity-claw optional redemptions are available before the first call dates (2030 notes: 1 Aug 2027; 2033 notes: 1 Aug 2028). No sinking fund is provided.
Supplemental guarantees. Concurrent with the offering, Rocket Companies executed three supplemental indentures that add the parent company as a joint and several guarantor of Rocket Mortgage notes due 2026, 2028, 2029, 2031 and 2033, further aligning capital-structure obligations across the group.
Materiality. The transaction materially increases Rocket Companies’ long-term debt balance, secures funding for two transformative acquisitions, and extends the overall maturity profile out to 2033.