Welcome to our dedicated page for Regional Mgmt SEC filings (Ticker: RM), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
This page provides access to Regional Management Corp. (NYSE: RM) SEC filings, offering a detailed view of how the diversified consumer finance company reports its operations, funding, and governance. Regional Management specializes in secured, fixed-rate, fixed-term installment loans primarily for customers with limited access to traditional bank and credit card credit, and its filings explain how this business model is structured and financed.
Investors can review Form 10-K annual reports and Form 10-Q quarterly reports to see disclosures on net finance receivables, interest and fee income, insurance income, credit loss provisions, delinquency trends, and funding arrangements such as senior revolving credit facilities, warehouse credit agreements, and asset-backed securitizations. These filings also describe risk factors related to credit performance, regulation, liquidity, interest rates, technology, and competition.
Form 8-K current reports for RM document material events, including quarterly and annual earnings releases, completion of securitizations like the Regional Management Issuance Trust transactions, amendments to credit facilities, stock repurchase authorizations, dividend declarations, and executive leadership changes such as the appointment of a new President and Chief Executive Officer. Exhibits to these 8-Ks often include press releases, investor presentations, and key financing agreements.
Through this page, users can also locate proxy statements and executive compensation disclosures, as well as Form 4 insider transaction reports that show purchases, sales, or equity awards involving Regional Management’s officers and directors. Stock Titan enhances these filings with AI-powered summaries that highlight important sections, explain complex financing structures, and clarify how changes in credit facilities or securitizations may affect leverage and liquidity. Real-time updates from EDGAR ensure that new RM filings, from 10-Ks and 10-Qs to 8-Ks and Form 4s, are quickly available with concise AI explanations.
Basswood Financial Fund, LP reported multiple dispositions of common stock in a Form 144 filing related to RM. The filing lists several sales across November and December 2025 by Basswood Financial Fund, LP, with individual transactions such as
The notice names J.P. Morgan Securities LLC and shows per-transaction dollar proceeds alongside share counts for each sale. The filing is a routine Section 144 disclosure of affiliate sales.
RM: Notice of proposed sales of Common Stock by an affiliate (Basswood Capital Management L.L.C.).
The filing lists multiple open-market sales completed in
Basswood Capital Management reported a Form 144 relating to proposed sales of Common Stock, listing 430,117 shares to be sold. The filing identifies sale methods as open market and transfers from affiliates. The filing also lists recent completed sales by Basswood, including 11,870 shares on
Regional Management Corp. furnished an investor presentation outlining its business model, growth plans, and recent credit trends. The company operates 353 branches across 19 states with total finance receivables of $2.1 billion as of December 31, 2025, serving non‑prime consumers through branch, digital, and direct mail channels.
The presentation highlights geographic and product expansion, including growth in auto‑secured and higher‑margin small loans, which helped drive 13.1% year‑over‑year portfolio growth. Customer metrics show a net promoter score of 58 and 84% of customers indicating they would apply again. Credit quality indicators improved, with lower delinquency and net credit loss rates and an allowance for credit losses of $174.4 million, equal to 145% of 30+ day delinquencies of $119.9 million.
Regional also describes a diversified funding platform, including bank facilities and an asset‑backed securities program that has completed 13 securitizations totaling $2.6 billion, with recent rating upgrades from S&P and DBRS. Governance, compliance, and risk‑management frameworks, along with increasing use of digital and AI tools and the fact that 83% of payments are made electronically, are emphasized as foundations for scalable growth.
Regional Management Corp. outlines its 2025 business, describing a diversified consumer finance platform focused on non-prime borrowers through large and small installment loans. As of December 31, 2025, it operated 353 branches in 19 states, serving 590,800 active accounts and managing $2.1 billion in finance receivables.
Revenue grew from
The company emphasizes an omni-channel model, combining branches, direct mail, digital partners, and its website, with nearly 74% of 2025 originations branch-facilitated and about 84% of Q4 2025 payments made via debit card or ACH. It highlights investments in digital tools, underwriting models, collections, and a lighter branch footprint strategy to enhance efficiency.
Key risks include credit performance in a non-prime portfolio, reliance on convenience checks and insurance products, geographic concentration (notably Texas and North Carolina), macroeconomic pressures such as inflation and unemployment, and extensive regulatory oversight, though a two-year CFPB supervisory period ended in January 2026 without adverse findings.
Regional Management Corp. senior vice president and general counsel Catherine R. Atwood reported selling a total of 3,000 shares of common stock in open-market transactions. She sold 400 shares on February 13, 2026 at a weighted average price of about $35.04 per share and 2,600 shares on February 17, 2026 at about $35.02 per share. The sales were made under a Rule 10b5-1 trading plan adopted on November 14, 2025, and she held 43,942 shares directly after the most recent sale.
RM filed a notice of proposed sale under Rule 144 for 3,000 shares of common stock. The shares are planned to be sold on the NYSE around 02/13/2026 through Morgan Stanley Smith Barney LLC Executive Financial Services.
The filing cites an aggregate market value of $103,110.00 for the shares to be sold, compared with 9,712,805 shares outstanding. The seller originally acquired these 3,000 shares as restricted stock units from the issuer on 12/31/2021, with no additional cash consideration noted. The signer represents they are not aware of undisclosed material adverse information about RM.
A holder of RM common stock filed a Form 144 notice to sell 35,706 shares through Morgan Stanley Smith Barney LLC, with an aggregate market value of
The securities to be sold were acquired on
RM insider Robert W. Beck, together with Nadene R. Beck, has filed a Rule 144 notice to sell 8,112 shares of RM common stock through Morgan Stanley Smith Barney, with an aggregate market value of $281,810.88, on or about 02/11/2026 on the NYSE.
The shares to be sold were acquired on 12/31/2024 as restricted stock awards and performance restricted stock units from the issuer. The notice also reports prior Rule 10b5-1 sales in the last three months: 1,500 shares on 02/10/2026 for $52,503.00 and 14,106 shares on 02/09/2026 for $497,696.36. RM common shares outstanding were 9,712,805 at the time referenced, which serves as a baseline for the issuer’s equity.
An RM shareholder filed a notice of proposed sale under Rule 144 to dispose of 1,500 common shares through Morgan Stanley Smith Barney LLC on 02/10/2026, with an aggregate market value of $52,110.00. The filing notes that 9,712,805 common shares were outstanding at the time. These 1,500 shares were acquired as restricted stock awards on 12/31/2024. The shareholder also reported prior Rule 144-related sales of 14,106 common shares on 02/09/2026 for $497,696.36 and 21,262 common shares on 11/11/2025 for $803,208.20, reflecting ongoing use of a trading plan.