Every 8-K that Renasant Corporation (RNST) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 8-K covers material events a company has to report between its quarterly reports, so if you follow RNST and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full RNST filings page.
Renasant Corporation (RNST) announced a planned chief financial officer transition. The boards appointed Catherine Mealor as Executive Vice President of Renasant and Senior Executive Vice President of Renasant Bank effective October 5, 2026, and as Chief Financial Officer of both entities effective January 1, 2027. James C. Mabry IV will retire as CFO on December 31, 2026, then serve as Executive Advisor until the 2027 Annual Meeting, when the board intends to nominate him as a director. Mealor’s employment agreement provides a $600,000 base salary, a $400,000 cash signing award, $450,000 in restricted stock vesting over two years, performance-based bonus and equity opportunities, severance protections including enhanced benefits upon certain terminations following a change in control, and non-compete, non-solicitation and confidentiality covenants.
Renasant Corporation reported second-quarter 2026 results showing net income of $87.1 million and both diluted and adjusted diluted EPS of $0.94. As of June 30, 2026, assets were $27.0 billion, loans $19.2 billion and deposits $21.7 billion.
Return on average assets was 1.30 and adjusted return on average tangible equity was 16.25. Loans grew $220.9 million quarter over quarter, or 4.7% annualized, including a $58.3 million portfolio acquired by Republic Business Credit, while deposits declined $398.4 million, largely from $367.7 million in seasonal public-fund outflows. Net interest margin was 3.83%, with adjusted margin of 3.61, and the allowance for credit losses on loans was 1.54% of total loans.
Asset quality metrics were stable, with nonperforming loans at 0.97% of total loans and criticized loans at 2.66%. Capital ratios were strong, including a common equity tier 1 ratio of 11.06% and a tangible common equity ratio of 9.10%. The company repurchased $60.0 million of common stock, increased its quarterly dividend to $0.24 per share, issued $300.0 million of 6.25% subordinated notes due 2036, and expanded its stock repurchase authorization. Management also identifies a previously disclosed material weakness in internal control over financial reporting as an important ongoing risk within its forward-looking statements.
Renasant Corporation reported strong second-quarter 2026 results, with net income of $87.1 million and diluted EPS of $0.94, compared with $1.0 million and $0.01 a year earlier. For the first six months, net income was $175.3 million versus $42.5 million in the prior-year period.
Net interest income on a fully tax-equivalent basis was $227.7 million and the net interest margin was 3.83%, slightly below 3.85% a year earlier, while the adjusted margin held at 3.61%. Loans increased $220.9 million during the quarter to $19.2 billion, including a $58.3 million portfolio acquired by Republic Business Credit. Deposits were $21.7 billion, down $398.4 million sequentially, largely from $367.7 million in seasonal public-fund outflows; noninterest-bearing deposits were 23.2% of the total.
Asset quality metrics remained solid: net loan charge-offs were $2.8 million, or 0.06% annualized, nonperforming loans were 0.97% of total loans, and the allowance for credit losses on loans was 1.54% of loans with coverage of 158.73% of nonperforming loans. Capital remained strong, with a tangible common equity ratio of 9.10%, common equity tier 1 ratio of 11.06%, and tangible book value per share of $25.34. The company repurchased $60.0 million of stock at an average price of $39.54, issued $300.0 million of 6.25% subordinated notes due 2036, and increased its quarterly dividend to $0.24 per share.
Renasant Corporation furnished an investor presentation outlining first quarter 2026 results and recent capital actions. As of March 31, 2026, assets were $27.1 billion, loans $19.0 billion, deposits $22.1 billion and equity $3.9 billion.
Net income was $88.2 million with diluted EPS of $0.94 and adjusted diluted EPS of $0.93. Return on average assets was 1.33% and return on average tangible common equity was 16.36%. The net interest margin was 3.87%, while adjusted net interest margin was 3.61%.
Loans decreased $71.8 million linked quarter, while deposits rose $626.4 million, with noninterest-bearing deposits comprising 23.5% of total deposits. Credit quality metrics included an allowance for credit losses on loans of 1.56% of total loans and nonperforming loans at 1.06% of total loans.
During the quarter Renasant repurchased $75.0 million of common stock, then an additional $25.0 million in April, and its board approved a quarterly dividend of $0.24 per share. The company also issued $300.0 million of 6.25% subordinated notes due 2036 and reported a tangible common equity ratio of 9.08% and tangible book value of $25.00 per share.
Renasant Corporation completed a public offering of $300 million aggregate principal amount of 6.25% Fixed-to-Floating Rate Subordinated Notes due 2036. The Notes were sold at 100% of principal, generating approximately $295.7 million in net proceeds.
The Company plans to use the proceeds for general corporate purposes, including the potential redemption of $40 million of its 5.50% Fixed-to-Floating Rate Subordinated Notes due September 1, 2031. The new Notes pay 6.25% fixed interest semi-annually until June 1, 2031, then a floating rate equal to a Benchmark rate, expected to be Three-Month Term SOFR, plus 245 basis points, payable quarterly until maturity on June 1, 2036.
The Notes are unsecured, subordinated obligations intended to qualify as Tier 2 capital, are redeemable at par on or after June 1, 2031 with required regulatory approval, and may be callable earlier upon specified tax, capital or regulatory events.
Renasant Corporation reported that its Board approved Amended and Restated Bylaws effective April 28, 2026. Changes give the Board flexibility on the annual meeting date, clarify authority to adjourn shareholder meetings, require directors and nominating shareholders to comply with applicable banking laws, and permit board participation by remote communication.
At the 2026 annual meeting, shareholders elected 17 directors and approved a non-binding resolution on 2025 executive compensation with 76,201,345 votes for and 970,393 against. They also ratified BDO USA, P.C. as independent registered public accountants for 2026, with 82,238,959 votes for and 2,582,789 against.
Renasant Corporation furnished updated fixed income investor presentation materials, including preliminary unaudited results for the first quarter of 2026. Net income was $88.2 million, with diluted EPS of $0.94 and adjusted diluted EPS of $0.93. Return on average assets was 1.33%, while return on average tangible common equity reached 16.36%.
Loans held for investment totaled $19.0 billion and deposits were $22.1 billion, contributing to total assets of $27.1 billion. The efficiency ratio improved to 55.73%, with an adjusted efficiency ratio of 52.82%, and net loan charge-offs were only 0.05% annualized. Capital remained strong, with a Common Equity Tier 1 (CET1) ratio of 11.2%, total risk-based capital ratio of 14.8%, and a tangible common equity ratio of 9.08%. The company also repurchased $75.0 million of common stock during the quarter and continues to emphasize liquidity, with cash plus available-for-sale securities equal to 14.9% of assets.
Renasant Corporation reported strong first quarter 2026 results, with net income of $88.2 million and diluted EPS of $0.94, up from $0.65 a year earlier. Return on assets reached 1.33% and return on average equity was 9.20%, while return on average tangible common equity was 16.36%.
Net interest margin was 3.87%, and the adjusted efficiency ratio improved to 52.82%. Loans were $19.0 billion, down modestly linked quarter, while deposits rose to $22.1 billion, including higher noninterest-bearing balances. Credit metrics remained stable, with net loan charge-offs of $2.3 million, or 0.05% annualized, and nonperforming loans at 1.06% of total loans.
The board approved a higher quarterly dividend of $0.24 per share payable June 30, 2026, up $0.01, and expanded the stock repurchase authorization by $100.0 million, leaving about $136.8 million available after buying back $75.0 million of shares in the quarter and $25.0 million more in April.
Renasant Corporation reported an amendment to the employment agreement of M. Ray (Hoppy) Cole, Jr., relating to his participation in the company’s annual cash bonus plan, the Performance Based Rewards Plan (PBRP). The changes align his bonus eligibility with calendar years, consistent with other senior executives.
For calendar year 2025, any PBRP payment to Mr. Cole will be prorated to 75% of the total amount to reflect nine months of service. If he remains employed through April 1, 2027 and separates on that date, he will receive a PBRP payment equal to 25% of his target award, reflecting three months of service in 2027. If his employment continues past April 1, 2027, his 2027 PBRP payment will follow the same terms that apply to other senior executive officers.
Renasant Corporation furnished an investor presentation as Exhibit 99.1 to support meetings with investors at conferences during the first quarter of 2026. The materials are provided under Regulation FD and are described as furnished rather than filed under federal securities laws.
The company highlights that the presentation may contain forward-looking statements about future financial performance, strategy, and growth plans. It outlines numerous risks and uncertainties, including integrating its merger with The First Bancshares, economic and interest-rate conditions, regulatory and policy changes, credit quality, funding costs, cybersecurity, and geopolitical and catastrophic events.
Renasant Corporation filed a current report to note that it issued a press release announcing its earnings for the fourth quarter of 2025 and made related investor presentation materials available. These materials are attached as exhibits and are described as "furnished" rather than "filed" for liability purposes.
The report also reproduces extensive forward-looking statement language outlining risks that could cause actual results to differ from expectations. These include the integration of its merger with The First Bancshares, Inc., economic and interest rate conditions, credit quality, regulatory changes, cybersecurity risk, and broader geopolitical and macroeconomic uncertainties.
Renasant Corporation reported a planned board transition. On November 10, 2025, Director Dr. Richard Heyer informed the company he will not stand for election when his current term ends at the 2026 Annual Meeting of Shareholders, scheduled for April 28, 2026. At that time, he will also retire from the board of Renasant Bank, the company’s wholly owned subsidiary.
The company stated that Dr. Heyer’s decision did not result from any disagreement regarding operations, policies, or practices.
Renasant Corporation furnished investor presentation materials under Regulation FD. Representatives plan to present at various conferences in the fourth quarter of 2025, and the slide deck is provided as Exhibit 99.1.
The materials are being furnished, not filed, and therefore are not subject to Section 18 liability and are not incorporated by reference unless specifically referenced. The presentation includes forward-looking statements, which are subject to risks and uncertainties. Notable factors cited include integration of acquisitions (including the merger with The First Bancshares, Inc.), interest rate and economic conditions, regulatory changes, funding costs, credit quality, cybersecurity, and geopolitical events.
Renasant Corporation announced a change in its independent registered public accounting firm. On November 1, 2025, after HORNE LLP’s partners and professional staff joined BDO USA, P.C., HORNE resigned and Renasant—approved by its Audit Committee—engaged BDO as its new auditor.
HORNE’s reports on Renasant’s consolidated financial statements for the fiscal years ended 2024 and 2023 contained no adverse opinions, disclaimers, or qualifications. The company reported no disagreements with HORNE on accounting principles, disclosures, or audit procedures through November 1, 2025. Renasant also stated it did not consult BDO on accounting matters prior to engagement. HORNE’s concurrence letter, dated November 3, 2025, is filed as Exhibit 16.
Renasant Corporation (RNST) announced its third-quarter 2025 results and furnished related materials. The company issued a Q3 2025 earnings press release as Exhibit 99.1 and made available an investor presentation for its earnings conference call on October 29, 2025 as Exhibit 99.2.
The Item 7.01 materials are furnished and not deemed “filed” for purposes of Section 18 of the Exchange Act, consistent with General Instruction B.2. The disclosure includes a standard forward‑looking statements caution describing risks such as integration of its merger with The First, interest rate impacts, regulatory changes, credit quality, funding costs, cybersecurity, and macroeconomic conditions.
Renasant Corporation furnished an Item 7.01 presentation and exhibits that include a standard cautionary note regarding forward-looking statements and disclose that the company is completing a merger with The First Bancshares, Inc. The filing lists a range of specific risks that could cause actual results to differ from expectations, including challenges integrating acquisitions, potential unknown or contingent liabilities from acquired businesses, sensitivity to economic and interest-rate conditions, competitive pressures across its financial services businesses, regulatory and accounting changes, and the need for capital to support growth. An exhibit index is being furnished with the filing.