Welcome to our dedicated page for Renasant SEC filings (Ticker: RNST), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Renasant Corporation filings document the regulatory record of a Mississippi bank holding company whose common stock trades on the New York Stock Exchange under RNST. The company’s disclosures cover Renasant Bank, community banking, mortgage, wealth management, factoring and asset-based lending activities.
Recent filings include Form 8-K reports for earnings releases, Regulation FD investor presentations, material definitive agreements, bylaw amendments, shareholder vote results, executive compensation arrangements and subordinated note offerings registered under shelf registration statements. Proxy materials address director elections, advisory compensation votes and governance matters, while risk disclosures discuss loan and investment portfolio quality, allowance for credit losses, deposit funding, borrowings, interest rates, securities valuations, acquisition integration and competitive conditions.
RENASANT CORP director Albert J. Dale III sold 1,650 shares of Common Stock in an open-market transaction. The shares were sold at an average price of $39.795 per share on May 19, 2026. After this sale, he directly holds 40,075 shares of Renasant Corp common stock.
Renasant Corp director Edward Robinson McGraw settled 1,040 phantom stock units into the same number of common shares on May 15, 2026. To cover tax obligations, 385 common shares were disposed of at $39.82 per share. Following these transactions, he directly holds 246,843 common shares and 9,367.67 phantom stock units.
Renasant Corporation furnished an investor presentation outlining first quarter 2026 results and recent capital actions. As of March 31, 2026, assets were $27.1 billion, loans $19.0 billion, deposits $22.1 billion and equity $3.9 billion.
Net income was $88.2 million with diluted EPS of $0.94 and adjusted diluted EPS of $0.93. Return on average assets was 1.33% and return on average tangible common equity was 16.36%. The net interest margin was 3.87%, while adjusted net interest margin was 3.61%.
Loans decreased $71.8 million linked quarter, while deposits rose $626.4 million, with noninterest-bearing deposits comprising 23.5% of total deposits. Credit quality metrics included an allowance for credit losses on loans of 1.56% of total loans and nonperforming loans at 1.06% of total loans.
During the quarter Renasant repurchased $75.0 million of common stock, then an additional $25.0 million in April, and its board approved a quarterly dividend of $0.24 per share. The company also issued $300.0 million of 6.25% subordinated notes due 2036 and reported a tangible common equity ratio of 9.08% and tangible book value of $25.00 per share.
Renasant Corp Executive Vice Chairman C. Mitchell Waycaster reported an open-market sale of company stock. On May 14, 2026, he sold 12,704 shares of Renasant Corp common stock at $39.50 per share in a non-derivative transaction.
Following the sale, Waycaster directly holds 183,235 common shares. He also has an indirect holding of 19,006 shares through a 401(k) plan. The filing shows a net reduction in his position, while he retains a substantial remaining stake in the company.
The Charles Schwab Corporation provided a Form 144 filing that lists securities proposed for sale and several restricted stock awards by grant date. The filing shows a principal numeric line of 12,704 (displayed on the form) and individual restricted stock award quantities of 1,532, 2,939, 4,324 and 3,909 associated with grant dates in 2017, 2018 and 2021.
The form entry also displays 05/14/2026 and an NYSE listing; the excerpt is limited to schedule fields and award rows without sale execution details or transaction proceeds.
State Street Corporation reports beneficial ownership of 4,853,975 shares of Renasant Corp, representing 5.2% as of 03/31/2026. The filing shows shared voting power of 647,863 shares and shared dispositive power over 4,853,975 shares.
Renasant Corporation completed a public offering of $300 million aggregate principal amount of 6.25% Fixed-to-Floating Rate Subordinated Notes due 2036. The Notes were sold at 100% of principal, generating approximately $295.7 million in net proceeds.
The Company plans to use the proceeds for general corporate purposes, including the potential redemption of $40 million of its 5.50% Fixed-to-Floating Rate Subordinated Notes due September 1, 2031. The new Notes pay 6.25% fixed interest semi-annually until June 1, 2031, then a floating rate equal to a Benchmark rate, expected to be Three-Month Term SOFR, plus 245 basis points, payable quarterly until maturity on June 1, 2036.
The Notes are unsecured, subordinated obligations intended to qualify as Tier 2 capital, are redeemable at par on or after June 1, 2031 with required regulatory approval, and may be callable earlier upon specified tax, capital or regulatory events.
Renasant Corporation reported significantly stronger results for the quarter ended March 31, 2026, with net income of $88,228 thousand compared with $41,518 thousand a year earlier. Diluted earnings per share rose to $0.94 from $0.65, driven by much higher net interest income and solid fee growth.
Total assets reached $27,107,274 thousand, and deposits grew to $22,099,484 thousand, reflecting the full impact of the prior acquisition of The First Bancshares. The loan portfolio remained sizable at $18,975,248 thousand, while the allowance for credit losses on loans increased slightly to $295,862 thousand following a higher provision of $8,080 thousand.
Shareholders’ equity was $3,866,918 thousand as of March 31, 2026. The company returned capital through cash dividends of $0.23 per share, totaling $21,634 thousand, and repurchased shares for $75,806 thousand under its stock repurchase program.
Renasant Corporation is offering $300,000,000 aggregate principal amount of 6.25% Fixed-to-Floating Rate Subordinated Notes due June 1, 2036. The Notes pay 6.25% semiannually through, but excluding, June 1, 2031, then pay a floating rate equal to Three‑Month Term SOFR (subject to a floor of zero) plus 245 basis points, payable quarterly. The company may redeem the Notes in whole or in part beginning June 1, 2031 (or earlier in limited circumstances) at 100% of principal, subject to prior Federal Reserve approval if then required.
The Notes are unsecured, subordinated obligations of Renasant Corporation only, structurally subordinated to subsidiaries’ liabilities (including bank deposits) and effectively subordinated to secured debt to the extent of collateral. Net proceeds are estimated at approximately $295.7 million, to be used for general corporate purposes, including the potential redemption of up to $40 million principal of Renasant’s 2031 subordinated notes.
Renasant Corporation proposes a new issuance of fixed-to-floating rate subordinated notes due 2036 under a prospectus supplement dated May 4, 2026. The notes carry a fixed coupon through 2031 and a floating rate thereafter referenced to a benchmark (expected to be Three-Month Term SOFR) plus a spread, are subordinated and unsecured, and are intended to qualify as Tier 2 capital. Redemption is permitted at the issuer’s option beginning in 2031 and earlier upon specified events (including a Tax Event or a Tier 2 Capital Event), each subject to prior Federal Reserve approval to the extent required. The offering prospectus notes structural subordination to subsidiary liabilities, absence of FDIC or subsidiary guarantees, and that proceeds may be used for general corporate purposes, including potential redemption of outstanding 2031 subordinated notes.