Welcome to our dedicated page for Renasant SEC filings (Ticker: RNST), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
This page provides access to U.S. Securities and Exchange Commission filings for Renasant Corporation (NYSE: RNST), the parent of Renasant Bank. As a public commercial banking organization, Renasant files detailed reports that describe its financial condition, results of operations, risk factors, governance and significant corporate events.
Investors can review annual reports on Form 10-K and quarterly reports on Form 10-Q for information on net interest income, noninterest income, loan and deposit balances, credit quality metrics and capital ratios. These filings also discuss factors that management believes could affect future performance, including economic conditions, interest rate changes, competition in financial services, regulatory developments and the integration of acquisitions such as the merger with The First Bancshares, Inc.
Current reports on Form 8-K highlight specific events, such as earnings releases, investor presentations, changes in the independent registered public accounting firm, director retirement plans and material credit exposures. For example, an 8-K filed in September 2025 describes the Chapter 7 bankruptcy of a customer, Tricolor Holdings, LLC, and the status of a related loan at Renasant Bank. Other 8-K filings furnish earnings press releases and presentation materials used on quarterly earnings calls.
AI-powered tools on this platform can help summarize lengthy filings, highlight key figures and explain technical disclosures in plain language. Users can quickly identify items related to credit quality, capital, mergers, dividends and other topics that are central to understanding Renasant’s regulatory reporting. Form 4 and other ownership-related filings, when available, can provide additional insight into insider transactions and equity ownership.
Together, these SEC documents offer a structured view of how Renasant manages its commercial banking, wealth management, insurance and specialized lending activities, and how management evaluates risks and opportunities in its operating environment.
Renasant Corporation is asking shareholders at its April 28, 2026 in-person annual meeting in Tupelo, Mississippi to elect 17 directors for one-year terms, approve executive compensation in a non-binding advisory vote, and ratify BDO USA, P.C. as independent auditors for 2026.
The proxy highlights the April 1, 2025 merger with The First Bancshares, Inc., creating a six-state franchise with about $26.3 billion in assets, $18.0 billion in loans, and $21.2 billion in deposits at closing. Kevin D. Chapman became CEO on May 1, 2025 as part of a planned succession.
For 2025, net income was $181.3 million, down from $195.5 million, largely due to merger-related expenses and a Day 1 credit loss provision, while adjusted diluted EPS rose to $3.06. Loans held for investment increased to $19.0 billion, noninterest-bearing deposits reached 23.5% of total deposits, and credit quality metrics remained stable, with net charge-offs at 0.15% of average loans.
Renasant Corporation reported an amendment to the employment agreement of M. Ray (Hoppy) Cole, Jr., relating to his participation in the company’s annual cash bonus plan, the Performance Based Rewards Plan (PBRP). The changes align his bonus eligibility with calendar years, consistent with other senior executives.
For calendar year 2025, any PBRP payment to Mr. Cole will be prorated to 75% of the total amount to reflect nine months of service. If he remains employed through April 1, 2027 and separates on that date, he will receive a PBRP payment equal to 25% of his target award, reflecting three months of service in 2027. If his employment continues past April 1, 2027, his 2027 PBRP payment will follow the same terms that apply to other senior executive officers.
RENASANT CORP executive reports open-market stock sale. EVP and Chief Accounting Officer Kelly Hutcheson sold 1,350 shares of Renasant common stock in an open-market transaction at a price of $38.6509 per share on March 4, 2026. After this sale, Hutcheson directly holds 16,728 common shares.
RNST submitted a Form 144 notice related to proposed sales of common stock by a brokerage holder. The filing lists brokerage and security details, an exchange listing of NYSE and a date of 03/04/2026.
The filing also lists prior stock awards with grant dates and share counts, including awards on 03/20/2020 (263 shares), 03/15/2021 (926 shares) and 03/20/2022 (161 shares). The notice identifies Fidelity Brokerage Services LLC as the broker location.
Renasant Corporation files its annual report describing 2025 operations, balance sheet mix and key risks. The Mississippi-based financial holding company owns Renasant Bank and Park Place Capital, with 277 banking, lending and mortgage offices across the Southeast and nationwide specialty lending through Republic Business Credit.
In 2025 Renasant completed its merger with The First Bancshares, converting each The First share into one Renasant share and adding roughly 1,000 employees. It also sold its insurance agencies, eliminating the Insurance segment and focusing on Community Banks and Wealth Management, which generated $35.5 million, or 2.4% of total gross revenues.
Lending is the main revenue driver, contributing about 81.1% of total gross revenues in 2025. The loan book is concentrated in commercial and real estate credit, with about 75.10% in C&I, construction and commercial real estate, and specific concentrations in non‑owner occupied commercial real estate and construction. Management highlights credit, interest rate, liquidity, regulatory and consumer protection risks, including a material weakness in internal control over financial reporting that must be remediated.
Renasant Corporation insider plans stock sale under Rule 144. A person associated with Renasant Corporation filed notice of intent to sell 20,000 shares of common stock through broker Stifel Nicolaus & Company Inc. on or about 02/13/2026 on the Nasdaq market.
The shares have an indicated aggregate market value of $812,600 and are part of a class with 95,021,382 shares outstanding. The seller acquired these 20,000 shares as restricted stock units from the issuer on 02/13/2026 as equity compensation rather than for cash.
COLE M RAY JR reported open-market sale transactions in a Form 4 filing for RNST. The filing lists transactions totaling 20,000 shares at a weighted average price of $40.63 per share. Following the reported transactions, holdings were 101,333 shares.
State Street Corporation filed a Schedule 13G reporting beneficial ownership of 4,738,616 shares of Renasant Corp common stock, representing 5% of the outstanding class as of the event date. State Street reports shared voting power over 646,274 shares and shared dispositive power over 4,738,616 shares, with no sole voting or dispositive authority. The filing states the shares were acquired and are held in the ordinary course of business and not for the purpose of changing or influencing control of Renasant Corp.
Renasant Corporation furnished an investor presentation as Exhibit 99.1 to support meetings with investors at conferences during the first quarter of 2026. The materials are provided under Regulation FD and are described as furnished rather than filed under federal securities laws.
The company highlights that the presentation may contain forward-looking statements about future financial performance, strategy, and growth plans. It outlines numerous risks and uncertainties, including integrating its merger with The First Bancshares, economic and interest-rate conditions, regulatory and policy changes, credit quality, funding costs, cybersecurity, and geopolitical and catastrophic events.