Renasant Corp (RNST) director adds phantom stock units in DSU plan

Rhea-AI Filing Summary

Renasant Corp director reports additional phantom stock units under DSU plan. A company director acquired 245.76 phantom stock units on 12/31/2025, recorded at a derivative security price of $35.6 per unit. Each phantom stock unit is convertible into one share of Renasant’s common stock. After this transaction, the director beneficially owns 11,310.06 phantom stock units, held directly. The units are accrued under the Renasant DSU Plan and will be settled 100% in common stock when the director retires or if an approved hardship occurs. Dividends on these units are paid quarterly and reinvested into additional phantom stock.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Suggs Sean M.

(Last) (First) (Middle)

209 TROY STREET

(Street)

TUPELO MS 38804

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
RENASANT CORP [ RNST ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
12/31/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Phantom Stock	(1)	12/31/2025		A		245.76		(1)	(1)	Common Stock	245.76	$35.6	11,310.06	D

Explanation of Responses:

1. The phantom stock units are accrued under the Renasant DSU Plan. The units are settled 100% in the Company's common stock upon the reporting person's retirement or upon approved hardship reasons. The conversion price is one phantom stock unit for one share of the Company's common stock. Dividends are paid quarterly and reinvested on the phantom stock.

Remarks:

	Colton Wages, Attorney in Fact	01/02/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did Renasant Corp (RNST) report in this filing?

The filing shows a director acquired 245.76 phantom stock units on 12/31/2025 under the Renasant DSU Plan, increasing their direct beneficial ownership to 11,310.06 phantom stock units.

What are the terms of the phantom stock units reported for Renasant Corp (RNST)?

Each phantom stock unit converts into one share of Renasant Corp common stock. The units are settled 100% in common stock upon the reporting person’s retirement or upon approved hardship reasons.

At what price were the new Renasant Corp (RNST) phantom stock units recorded?

The newly acquired 245.76 phantom stock units were recorded at a derivative security price of $35.6 per unit.

How many Renasant Corp (RNST) phantom stock units does the director own after this transaction?

Following the reported transaction, the director beneficially owns 11,310.06 phantom stock units, held in direct ownership.

How are dividends handled on Renasant Corp (RNST) phantom stock units?

Dividends on the phantom stock units are paid quarterly and reinvested into additional phantom stock units under the Renasant DSU Plan.

When will the Renasant Corp (RNST) phantom stock units be settled into common shares?

The phantom stock units will be settled 100% in Renasant Corp common stock upon the reporting person’s retirement or upon approved hardship reasons.