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Renasant (NASDAQ: RNST) executive reports share forfeiture and tax-withholding dispositions

Filing Impact
(Moderate)
Filing Sentiment
(Neutral)
Form Type
4

Rhea-AI Filing Summary

Renasant Corp Executive Vice Chairman C. Mitchell Waycaster reported routine share dispositions tied to compensation and taxes. On 2026-03-19, he returned 5,854 shares of Common Stock to the company in a disposition to the issuer, reflecting forfeited shares after completion of the 2023 three‑year performance cycle.

An additional 10,858 shares were disposed at $34.39 per share to satisfy tax obligations by delivering shares rather than cash. Following these entries, he holds 195,939 shares directly and 19,006 shares indirectly through a 401(k), indicating the transactions affected only a small portion of his overall position.

Positive

  • None.

Negative

  • None.
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
WAYCASTER C MITCHELL

(Last)(First)(Middle)
P.O. BOX 709

(Street)
TUPELO MISSISSIPPI 38802

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
RENASANT CORP [ RNST ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
XDirector10% Owner
XOfficer (give title below)Other (specify below)
Executive Vice Chairman
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
03/19/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Common Stock03/19/2026D5,854(1)D$0206,797D
Common Stock03/19/2026F10,858D$34.39195,939D
Common Stock19,006I401(k)
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Explanation of Responses:
1. After the completion of the 2023 3-year performance cycle, this is the number of share forfeited from the target amount previously reported on 1/4 /2023.
Remarks:
Colton Wages, Attorney in Fact03/23/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transactions did RNST executive C. Mitchell Waycaster report?

C. Mitchell Waycaster reported dispositions of Renasant Corp common stock. He forfeited 5,854 shares back to the issuer after a 2023 three-year performance cycle and delivered 10,858 shares at $34.39 each to cover tax obligations, while retaining substantial direct and 401(k) holdings.

Were the RNST insider transactions open-market sales of stock?

The Form 4 for RNST shows no open-market sales. Waycaster’s 5,854-share disposition was to the issuer as a forfeiture, and 10,858 shares were delivered at $34.39 per share to pay tax liabilities, a non-market tax-withholding mechanism rather than discretionary selling.

How many RNST shares does C. Mitchell Waycaster hold after these transactions?

After the reported transactions, Waycaster holds 195,939 RNST common shares directly and 19,006 shares indirectly through a 401(k) plan. These positions show that the combined 16,712 shares disposed for forfeiture and tax withholding represent a relatively small fraction of his overall holdings.

Why were 5,854 RNST shares forfeited by the executive?

The 5,854 RNST shares were forfeited after completion of the 2023 three-year performance cycle for an award previously reported on January 4, 2023. This disposition to the issuer reflects performance-based share mechanics rather than a voluntary open-market sale of stock by the executive.

What is the significance of the 10,858 RNST shares used for tax withholding?

The 10,858 RNST shares delivered at $34.39 per share were used to satisfy tax liabilities. Such F-code transactions are standard compensation-related events, where shares are withheld or delivered instead of cash, and generally do not indicate a discretionary decision to sell shares on the market.
Renasant

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