Renasant director Sean M. Suggs acquires stock award

The units are settled in common stock one-for-one upon retirement or approved hardship, and quarterly dividends are reinvested.

Rhea-AI Filing Summary

Renasant Corp (RNST) director Sean M. Suggs acquired 240.33 phantom stock units on September 30, 2026, under the Renasant DSU Plan. His reported direct position after the transaction was 12,016.89 phantom stock units. The units are settled 100% in common stock upon retirement or approved hardship reasons, at one common share per phantom unit; dividends are paid quarterly and reinvested. No Rule 10b5-1 plan is reported.

Insider Trade Summary

Grant/Award: 240.33 shares

Grant/Award 1 txn

Insider Suggs Sean M.

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Phantom Stock F1	240.33	$41.61	$10K

Holdings After Transaction: Phantom Stock — 12,016.89 contracts (Direct)

Footnotes (1)

1. F1. The phantom stock units are accrued under the Renasant DSU Plan. The units are settled 100% in the Company's common stock upon the reporting person's retirement or upon approved hardship reasons. The conversion price is one phantom stock unit for one share of the Company's common stock. Dividends are paid quarterly and reinvested on the phantom stock.

Key Figures

Phantom stock units acquired: 240.33 phantom stock units Direct phantom stock position after transaction: 12,016.89 phantom stock units Settlement in common stock: 100% +1 more

4 metrics

Phantom stock units acquired 240.33 phantom stock units Award reported September 30, 2026

Direct phantom stock position after transaction 12,016.89 phantom stock units Reported following the September 30, 2026 transaction

Settlement in common stock 100% Upon retirement or approved hardship reasons

Conversion ratio 1 phantom stock unit per 1 share of common stock Renasant DSU Plan

Key Terms

Phantom Stock, DSU Plan, conversion price

3 terms

Phantom Stock financial

"240.3300 Phantom Stock"

A phantom stock is a form of compensation that gives employees or executives the benefits of stock ownership, such as the increase in stock value, without actually giving them real shares. It acts like a promise to pay the employee the equivalent value of company stock later, often as a bonus or incentive. This allows companies to motivate and reward staff without diluting ownership or transferring actual shares.

DSU Plan financial

"accrued under the Renasant DSU Plan"

conversion price financial

"The conversion price is one phantom stock unit for one share"

The conversion price is the fixed price at which a convertible security, like a bond or preferred stock, can be exchanged for shares of common stock. It acts like a set rate that determines how many shares an investor can receive if they choose to convert their investment. This helps investors understand the value and potential benefits of converting their securities into company shares.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

How many phantom stock units did RNST director Sean M. Suggs acquire?

Renasant Corp director Sean M. Suggs acquired 240.33 phantom stock units on September 30, 2026, under the Renasant DSU Plan. His reported direct position after the transaction was 12,016.89 phantom stock units.

How are Renasant DSU Plan phantom stock units settled?

The units are settled 100% in Renasant common stock upon the reporting person's retirement or upon approved hardship reasons. The conversion is one phantom stock unit for one share of common stock.

Are dividends paid on Sean M. Suggs's Renasant phantom stock?

Yes. Dividends are paid quarterly and reinvested on the phantom stock.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Available on EDGAR 10/02/2026 - 02:23 PM Accepted by SEC EDGAR 10/02/2026 - 02:22 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Suggs Sean M.

(Last) (First) (Middle)

209 TROY STREET

(Street)

TUPELO MISSISSIPPI 38804

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
RENASANT CORP [ RNST ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
09/30/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Phantom Stock	(1)	09/30/2026		A		240.33		(1)	(1)	Common Stock	240.33	$41.61	12,016.89	D

Explanation of Responses:

1. The phantom stock units are accrued under the Renasant DSU Plan. The units are settled 100% in the Company's common stock upon the reporting person's retirement or upon approved hardship reasons. The conversion price is one phantom stock unit for one share of the Company's common stock. Dividends are paid quarterly and reinvested on the phantom stock.

Remarks:

	Colton Wages, Attorney in Fact	10/02/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)