Welcome to our dedicated page for Renasant SEC filings (Ticker: RNST), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Renasant Corporation filings document the regulatory record of a Mississippi bank holding company whose common stock trades on the New York Stock Exchange under RNST. The company’s disclosures cover Renasant Bank, community banking, mortgage, wealth management, factoring and asset-based lending activities.
Recent filings include Form 8-K reports for earnings releases, Regulation FD investor presentations, material definitive agreements, bylaw amendments, shareholder vote results, executive compensation arrangements and subordinated note offerings registered under shelf registration statements. Proxy materials address director elections, advisory compensation votes and governance matters, while risk disclosures discuss loan and investment portfolio quality, allowance for credit losses, deposit funding, borrowings, interest rates, securities valuations, acquisition integration and competitive conditions.
Renasant Corporation is asking shareholders at its April 28, 2026 in-person annual meeting in Tupelo, Mississippi to elect 17 directors for one-year terms, approve executive compensation in a non-binding advisory vote, and ratify BDO USA, P.C. as independent auditors for 2026.
The proxy highlights the April 1, 2025 merger with The First Bancshares, Inc., creating a six-state franchise with about $26.3 billion in assets, $18.0 billion in loans, and $21.2 billion in deposits at closing. Kevin D. Chapman became CEO on May 1, 2025 as part of a planned succession.
For 2025, net income was $181.3 million, down from $195.5 million, largely due to merger-related expenses and a Day 1 credit loss provision, while adjusted diluted EPS rose to $3.06. Loans held for investment increased to $19.0 billion, noninterest-bearing deposits reached 23.5% of total deposits, and credit quality metrics remained stable, with net charge-offs at 0.15% of average loans.
Renasant Corporation reported an amendment to the employment agreement of M. Ray (Hoppy) Cole, Jr., relating to his participation in the company’s annual cash bonus plan, the Performance Based Rewards Plan (PBRP). The changes align his bonus eligibility with calendar years, consistent with other senior executives.
For calendar year 2025, any PBRP payment to Mr. Cole will be prorated to 75% of the total amount to reflect nine months of service. If he remains employed through April 1, 2027 and separates on that date, he will receive a PBRP payment equal to 25% of his target award, reflecting three months of service in 2027. If his employment continues past April 1, 2027, his 2027 PBRP payment will follow the same terms that apply to other senior executive officers.
RENASANT CORP executive reports open-market stock sale. EVP and Chief Accounting Officer Kelly Hutcheson sold 1,350 shares of Renasant common stock in an open-market transaction at a price of $38.6509 per share on March 4, 2026. After this sale, Hutcheson directly holds 16,728 common shares.
RNST submitted a Form 144 notice related to proposed sales of common stock by a brokerage holder. The filing lists brokerage and security details, an exchange listing of NYSE and a date of 03/04/2026.
The filing also lists prior stock awards with grant dates and share counts, including awards on 03/20/2020 (263 shares), 03/15/2021 (926 shares) and 03/20/2022 (161 shares). The notice identifies Fidelity Brokerage Services LLC as the broker location.
Renasant Corporation files its annual report describing 2025 operations, balance sheet mix and key risks. The Mississippi-based financial holding company owns Renasant Bank and Park Place Capital, with 277 banking, lending and mortgage offices across the Southeast and nationwide specialty lending through Republic Business Credit.
In 2025 Renasant completed its merger with The First Bancshares, converting each The First share into one Renasant share and adding roughly 1,000 employees. It also sold its insurance agencies, eliminating the Insurance segment and focusing on Community Banks and Wealth Management, which generated $35.5 million, or 2.4% of total gross revenues.
Lending is the main revenue driver, contributing about 81.1% of total gross revenues in 2025. The loan book is concentrated in commercial and real estate credit, with about 75.10% in C&I, construction and commercial real estate, and specific concentrations in non‑owner occupied commercial real estate and construction. Management highlights credit, interest rate, liquidity, regulatory and consumer protection risks, including a material weakness in internal control over financial reporting that must be remediated.
Renasant Corporation insider plans stock sale under Rule 144. A person associated with Renasant Corporation filed notice of intent to sell 20,000 shares of common stock through broker Stifel Nicolaus & Company Inc. on or about 02/13/2026 on the Nasdaq market.
The shares have an indicated aggregate market value of $812,600 and are part of a class with 95,021,382 shares outstanding. The seller acquired these 20,000 shares as restricted stock units from the issuer on 02/13/2026 as equity compensation rather than for cash.
COLE M RAY JR reported open-market sale transactions in a Form 4 filing for RNST. The filing lists transactions totaling 20,000 shares at a weighted average price of $40.63 per share. Following the reported transactions, holdings were 101,333 shares.
State Street Corporation filed a Schedule 13G reporting beneficial ownership of 4,738,616 shares of Renasant Corp common stock, representing 5% of the outstanding class as of the event date. State Street reports shared voting power over 646,274 shares and shared dispositive power over 4,738,616 shares, with no sole voting or dispositive authority. The filing states the shares were acquired and are held in the ordinary course of business and not for the purpose of changing or influencing control of Renasant Corp.
Renasant Corporation furnished an investor presentation as Exhibit 99.1 to support meetings with investors at conferences during the first quarter of 2026. The materials are provided under Regulation FD and are described as furnished rather than filed under federal securities laws.
The company highlights that the presentation may contain forward-looking statements about future financial performance, strategy, and growth plans. It outlines numerous risks and uncertainties, including integrating its merger with The First Bancshares, economic and interest-rate conditions, regulatory and policy changes, credit quality, funding costs, cybersecurity, and geopolitical and catastrophic events.
Renasant Corporation executive Mark Jeanfreau, EVP and General Counsel, reported a sale of company stock. On 02/02/2026, he sold 6,000 shares of Renasant common stock at a price of $37.8798 per share in a disposition coded as "S." Following this transaction, he directly beneficially owned 65,172 shares of common stock.