Root (ROOT) CAO Ryan Forish has 489 shares withheld for RSU tax

Rhea-AI Filing Summary

Root, Inc. Chief Accounting Officer Ryan Forish reported a small share disposition related to equity compensation. On the reported date, 489 shares of Class A common stock were withheld by the company at $44.30 per share to cover tax obligations from vesting restricted stock units, rather than being sold on the open market. After this tax-withholding event, Forish directly held 25,827 shares of Root common stock.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Forish Ryan

(Last) (First) (Middle)

C/O ROOT, INC.

80 E. RICH STREET, SUITE 500

(Street)

COLUMBUS OH 43215

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Root, Inc. [ ROOT ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chief Accounting Officer

3. Date of Earliest Transaction (Month/Day/Year)
03/16/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Class A Common Stock	03/16/2026		F		489(1)	D	$44.3	25,827	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. These shares of common stock were withheld by the Issuer to satisfy tax withholding obligations associated with the vesting of restricted stock units.

Remarks:

	/s/ Jodi Baker, Attorney-in-fact	03/17/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
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FAQ

What insider transaction did Root (ROOT) report for Ryan Forish?

Root reported that Chief Accounting Officer Ryan Forish had 489 Class A shares withheld to satisfy tax obligations from vesting restricted stock units. This is a compensation-related tax-withholding event, not an open-market purchase or sale of Root shares.

Was the Root (ROOT) insider transaction an open-market sale of shares?

No, the transaction was not an open-market sale. Root withheld 489 shares of Class A common stock to cover Ryan Forish’s tax liability on vesting restricted stock units, a routine administrative disposition instead of a voluntary sale in the market.

How many Root (ROOT) shares were involved in Ryan Forish’s tax withholding?

The filing shows 489 shares of Root Class A common stock were withheld at $44.30 per share. These shares satisfied tax obligations tied to restricted stock unit vesting, rather than reflecting a discretionary trade by the Chief Accounting Officer.

How many Root (ROOT) shares does Ryan Forish hold after this transaction?

After the tax-withholding disposition, Ryan Forish directly holds 25,827 shares of Root Class A common stock. This remaining position indicates the 489 shares withheld for taxes were a small portion of his overall direct share ownership in the company.

What does transaction code F mean in the Root (ROOT) Form 4 filing?

Transaction code F indicates shares were disposed to pay an exercise price or tax liability. In this Root filing, 489 shares were withheld by the issuer to satisfy Ryan Forish’s tax withholding obligations from restricted stock unit vesting, not sold on the open market.