Root (NASDAQ: ROOT) CAO granted 6,620 RSUs, boosting holdings to 26,316 shares

Rhea-AI Filing Summary

Root, Inc. Chief Accounting Officer Ryan Forish received a grant of 6,620 shares of Class A Common Stock in the form of restricted stock units. These RSUs were awarded at no cash cost and are a compensation-related acquisition, not an open-market purchase. Half of the RSU shares vest on the first anniversary of the grant date, with the remaining half vesting evenly on a quarterly basis after that. Following this grant, Forish directly holds 26,316 shares of Root’s Class A Common Stock.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Forish Ryan

(Last) (First) (Middle)

C/O ROOT, INC.

80 E. RICH STREET, SUITE 500

(Street)

COLUMBUS OH 43215

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Root, Inc. [ ROOT ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chief Accounting Officer

3. Date of Earliest Transaction (Month/Day/Year)
03/11/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Class A Common Stock	03/11/2026		A		6,620(1)	A	$0	26,316	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Represents the grant of restricted stock units ("RSUs"). One-half of the shares subject to the RSUs vest on the first anniversary of the grant date and the remainder vest quarterly thereafter evenly.

Remarks:

	/s/ Jodi Baker, Attorney-in-fact	03/16/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did ROOT Chief Accounting Officer Ryan Forish report?

Ryan Forish reported receiving 6,620 shares of Root, Inc. Class A Common Stock as restricted stock units. The award was granted at no cash cost as equity compensation and increased his direct holdings to 26,316 shares after the transaction.

Was the ROOT Form 4 transaction a stock purchase or a compensation grant?

The ROOT Form 4 shows a compensation grant, not a market purchase. Ryan Forish received 6,620 restricted stock units of Class A Common Stock with a transaction price of $0.00 per share, reflecting an award rather than an open-market buy.

How do Ryan Forish’s new ROOT RSUs vest over time?

The 6,620 restricted stock units granted to Ryan Forish vest in stages. One-half of the RSU shares vest on the first anniversary of the grant date, and the remaining half vest evenly on a quarterly basis thereafter, subject to continued service.

How many ROOT shares does Ryan Forish hold after this Form 4 transaction?

After the reported RSU grant, Ryan Forish directly holds 26,316 shares of Root, Inc. Class A Common Stock. This total includes the impact of the 6,620-share restricted stock unit award disclosed in the Form 4 filing as a grant acquisition.

What does transaction code "A" mean in the ROOT Form 4 for Ryan Forish?

Transaction code “A” on the ROOT Form 4 indicates a grant, award, or other acquisition. For Ryan Forish, it reflects the issuance of 6,620 restricted stock units as equity compensation rather than a discretionary purchase or sale in the open market.