[Form 4] Root, Inc. Insider Trading Activity

Rhea-AI Filing Summary

Root, Inc. (ROOT) Form 4 reports insider sales by Timm Alexander E., the company's Chief Executive Officer, Director and 10% owner. The filing shows four separate dispositions on 09/02/2025 executed pursuant to a 10b5-1 trading plan, totaling 10,861 shares of Class A common stock. Reported sale prices ranged across four tranches from approximately $87.875 to $90.39. After these transactions the reporting person beneficially owned 157,748 shares of Class A common stock. The filing was signed by an attorney-in-fact on behalf of the reporting person.

Positive

• None.

Negative

• CEO and 10% owner sold 10,861 Class A shares pursuant to a 10b5-1 plan on 09/02/2025.
• Sales executed at prices ranging approximately from $87.875 to $90.39, which are explicitly disclosed in tranche ranges.

Insights

Corporate Governance Expert

TL;DR: CEO and 10% owner executed planned dispositions under a 10b5-1 plan, reducing holdings by 10,861 shares.

The Form 4 documents routine sales pursuant to a 10b5-1 trading plan, with four separate dispositions on a single day at progressively higher reported price ranges. Because the filing explicitly states the trades were made under a pre-established plan, this is consistent with rule-compliant insider selling rather than ad hoc transactions. Materiality is limited to the disclosed quantity and post-sale beneficial ownership; no new information about company operations, financial results, or governance changes is provided.

Securities Analyst

TL;DR: Insider sold 10,861 Class A shares across four tranches at ~$87.88–$90.39; post-sale beneficial ownership is 157,748 shares.

The sale sizes and price ranges are explicitly disclosed, enabling straightforward calculation of shares sold and remaining ownership. The filing does not include any other transactions, derivative activity, or explanatory commentary beyond the 10b5-1 disclosure. From a market-impact perspective, the filing contains factual disclosure of insider selling but no additional operational or financial detail that would change valuation models.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

X

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Timm Alexander E.

(Last) (First) (Middle)

C/O ROOT, INC.

80 E. RICH STREET, SUITE 500

(Street)

COLUMBUS OH 43215

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Root, Inc. [ ROOT ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director	X	10% Owner
X	Officer (give title below)		Other (specify below)
	Chief Executive Officer

3. Date of Earliest Transaction (Month/Day/Year)
09/02/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Class A Common Stock	09/02/2025		S		406(1)	D	$87.889(2)	168,203	D
Class A Common Stock	09/02/2025		S		6,711(1)	D	$88.517(3)	161,492	D
Class A Common Stock	09/02/2025		S		2,722(1)	D	$89.432(4)	158,770	D
Class A Common Stock	09/02/2025		S		1,022(1)	D	$90.221(5)	157,748	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. The shares were sold pursuant to a 10b5-1 trading plan.

2. The shares were sold at prices ranging from $87.875 to $87.91. The reporting person will provide upon request to the SEC, the issuer or security holder of the issuer, full information regarding the number of shares sold at each separate price.

3. The shares were sold at prices ranging from $88.00 to $88.940. The reporting person will provide upon request to the SEC, the issuer or security holder of the issuer, full information regarding the number of shares sold at each separate price.

4. The shares were sold at prices ranging from $89.005 to $89.89. The reporting person will provide upon request to the SEC, the issuer or security holder of the issuer, full information regarding the number of shares sold at each separate price.

5. The shares were sold at prices ranging from $90.005 to $90.39. The reporting person will provide upon request to the SEC, the issuer or security holder of the issuer, full information regarding the number of shares sold at each separate price.

Remarks:

	/s/ Jodi Baker, Attorney-in-fact	09/04/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What did ROOT insider Timm Alexander E. report on Form 4?

The Form 4 reports four dispositions of Class A common stock on 09/02/2025 executed under a 10b5-1 trading plan.

How many shares did the CEO sell and what is his post-sale ownership?

The filing discloses total sales of 10,861 shares and a beneficial ownership of 157,748 shares after the transactions.

At what prices were the shares sold?

The filing provides tranche price ranges: approximately $87.875–$87.91, $88.00–$88.94, $89.005–$89.89, and $90.005–$90.39.

Were the trades part of a pre-arranged plan?

Yes. The filing states the shares were sold pursuant to a 10b5-1 trading plan.

Did the Form 4 report any derivative transactions?

No. Table II for derivative securities contains no reported transactions in this filing.