Welcome to our dedicated page for Root SEC filings (Ticker: ROOT), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Root, Inc. filings document the formal disclosures of a public car insurance technology company, including operating results, shareholder letters, Regulation FD investor materials, and governance matters in its proxy statement. The company's reports describe its auto insurance business, financial condition, industry commentary, executive compensation, equity awards, and stockholder voting items.
Material-event filings also cover capital-structure actions, including credit agreements, debt refinancing, guarantees, security interests, covenant packages, and limits tied to indebtedness, restricted payments, investments, asset sales, and risk-based capital requirements for U.S. insurance subsidiaries.
Root, Inc. (ROOT) – Form 4 insider filing, dated 07/02/2025
President & CTO Mahtiyar Bonakdarpour reported a Code “F” transaction on 07/01/2025, indicating the issuer withheld shares to cover taxes due upon vesting of restricted stock units (RSUs).
- Shares withheld (disposed): 1,669 Class A common shares at a reference price of $125.28.
- Direct ownership after transaction: 279,976 Class A shares.
- Indirect ownership: 149,294 shares held through three Drive Capital Overdrive funds; voting power resides with the funds’ general partner. Bonakdarpour disclaims beneficial ownership except for his spouse’s carried-interest percentage.
No derivative securities were reported. The filing reflects routine tax-withholding activity rather than an open-market sale, and the executive retains a sizeable equity position.
Form 4 discloses that director Jerri Devard of Root, Inc. (ROOT) had one equity-related event on 30 Jun 2025. A stock option for 258 Class A shares with a $194.76 strike price expired unexercised, as confirmed in the footnote. Because the option was far above market price, it was “out of the money,” resulting in no share issuance and no cash inflow or outflow for the company.
Following the expiration, Devard’s direct beneficial ownership remains 18,532 Class A shares; her derivative position in these options is now zero. No open-market purchase or sale of common stock occurred, and there is no 10b5-1 plan designation.
The filing is routine, signalling that the insider’s high-strike option grant has lapsed. It does not alter ROOT’s share count, capital structure, or cash position, and therefore carries minimal immediate financial impact for shareholders.
Form 4 Overview: The filing discloses insider activity for Root, Inc. (ticker: ROOT) by director Lawrence A. Hilsheimer on 06/30/2025.
- Equity holdings: The reporting person continues to own 40,995 Class A common shares directly and 1,596 shares indirectly through an IRA. No purchases or sales of common stock were reported.
- Derivative position: A stock option covering 258 Class A shares with a $194.76 exercise price expired on 06/30/2025 without being exercised, leaving the insider with zero remaining derivative securities related to this grant.
- The Form 4 indicates the transaction code "J" (Rule 16b-3 transfer or other exempt action) and states the option was "out of the money" at expiry.
- Ownership form remains direct for common shares and indirect (IRA) for a small portion, with no change in total share count.
No other transactions, purchases, sales, or new awards are disclosed. As such, the filing has limited impact on Root’s capital structure but updates investors on the director’s lapsed option and current share ownership.
Root, Inc. (ROOT) filed a Form 4 disclosing that Chief Administrative Officer Jonathan Allison sold 2,500 shares of Class A common stock on 06/16/2025.
The shares were disposed of in an open-market transaction coded “S” at a price of $149.16 per share, pursuant to a Rule 10b5-1 trading plan (Footnote 1). After the sale, Allison directly owns 52,150 shares, indicating the transaction represented roughly 5% of his reported holdings.
No derivative security activity was reported, and there were no additional transactions disclosed. The filing reflects routine insider activity with limited immediate implications for the company’s fundamentals.
Form 4 overview
On 06/16/2025, Root, Inc. (ROOT) Chief Accounting Officer Ryan Forish filed a Form 4 disclosing an automatic disposition of 499 Class A common shares. The transaction was coded “F,” indicating the shares were withheld by the issuer to satisfy tax obligations arising from the vesting of restricted stock units (RSUs). At the stated price of $145.41 per share, the withheld shares had an aggregate value of roughly $72,600.
Following the transaction, the executive’s direct ownership stands at 22,271 Class A shares. No purchases, sales on the open market, or derivative transactions were reported, and no changes to role or compensation were disclosed.
Because code “F” events are routine, non-discretionary, and represent only about 2.2 % of Forish’s holdings, investors typically view them as neutral housekeeping rather than a signal of insider sentiment. The filing nonetheless confirms that the executive continues to hold a meaningful equity stake, helping align management incentives with shareholder interests.