Welcome to our dedicated page for Repay Hldgs SEC filings (Ticker: RPAY), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
This page provides access to Repay Holdings Corporation (NASDAQ: RPAY) SEC filings, offering a detailed view of how the company reports its financial and operational performance as a provider of integrated payment processing solutions. These documents include annual and quarterly reports, current reports on Form 8-K, and other required disclosures.
In its periodic reports, REPAY presents results for its Consumer Payments and Business Payments segments, outlining revenue, gross profit, and segment trends. Management also discusses non-GAAP measures such as Adjusted EBITDA, Free Cash Flow, and normalized revenue and gross profit growth, explaining how these metrics are used to evaluate the business alongside GAAP results.
Current reports on Form 8-K document material events such as quarterly earnings releases, leadership appointments, board resignations, and changes in executive employment arrangements. For example, filings describe the appointment of a Chief Financial Officer under a detailed employment agreement and the planned end of employment for a senior executive, along with associated compensation terms and post-employment covenants.
Through this page, users can review filings that address results of operations and financial condition, regulatory disclosures under Regulation FD, and exhibits such as earnings supplements and investor presentations. These materials help explain REPAY’s segment structure, vertical focus, and use of proprietary payment technology.
Stock Titan enhances these filings with AI-powered summaries that highlight key points from lengthy documents, helping users quickly identify important information in 10-Ks, 10-Qs, and 8-Ks. Real-time updates from EDGAR, along with structured access to exhibits and other attachments, support efficient research into REPAY’s financial reporting, governance developments, and payment-processing business model.
Repay Holdings Corp (RPAY) reported that Chief Financial Officer Robert Scott Houser was granted 118,243 restricted shares of Class A common stock on 09/08/2025. The award was made as an inducement outside the company’s Amended and Restated Omnibus Incentive Plan under NASDAQ Listing Rule 5635(c)(4). The restricted shares carry a $0 grant price and will vest in four equal annual installments beginning on 09/08/2026, meaning approximately 29,561 shares will vest each year if vesting conditions are met. After the grant, Mr. Houser beneficially owns 118,243 Class A shares directly.
Robert Scott Houser, identified as Chief Financial Officer of Repay Holdings Corp (RPAY), filed an Initial Statement of Beneficial Ownership (Form 3) dated 09/08/2025. The filing states that no securities are beneficially owned by the reporting person. The form was signed by Tyler B. Dempsey, Attorney-in-Fact on behalf of the reporting person and references an Exhibit 24 power of attorney.
Repay Holdings Corporation's Class A common stock is reported as being beneficially owned by American Century Investment Management, Inc., American Century Companies, Inc., and Stowers Institute for Medical Research. Together they beneficially own 6,440,443 shares, representing 6.8% of the class. ACIM reports sole voting power for 6,226,366 shares and sole dispositive power for 6,440,443 shares.
ACIM is identified as a wholly-owned subsidiary of ACC, which is controlled by the Stowers Institute; the filing states the securities are held in the ordinary course of business and were not acquired to change or influence control. The filing also notes that various ACIM clients have rights to dividends or sale proceeds and that no single client advised by ACIM owns more than 5% of the class.
Sunriver Management LLC and Randolph Willett Cook report combined beneficial ownership of 3,718,652 shares of Repay Holdings Corp Class A common stock, representing 3.9% of the class. The filing states that the reported shares are directly owned by advisory clients of Sunriver Management LLC and that none of those clients may be deemed to beneficially own more than 5% of the Class A common stock.
The report discloses shared voting and shared dispositive power over the 3,718,652 shares and indicates no sole voting or sole dispositive power. The reporting persons disclaim beneficial ownership except for any pecuniary interest.
Wellington Management Group LLP and affiliated Wellington entities report beneficial ownership of Repay Holdings Corporation common stock. The filing shows an aggregate holding of 1,489,155 shares, representing approximately 1.6% of the outstanding class per the cover pages (Item 4 lists 1.58%). The reporting persons disclose 0 shares of sole voting or dispositive power, 1,264,402 shares of shared voting power, and 1,489,155 shares of shared dispositive power.
The securities are owned of record by clients of the Wellington investment advisers and are reported as held in the ordinary course of business, not for the purpose of changing or influencing control. The filing identifies the chain of ownership among Wellington entities and lists the issuer's principal executive office address.
Repay Holdings Corporation (RPAY) reported stable revenue but a large non-cash charge drove a substantial quarterly loss. Revenue was $75.6 million for the quarter and $153.0 million for the six months, roughly flat year-over-year. Gross profit margin remained strong at about 76%. The company recognized a $103.8 million impairment (primarily a $103.2 million goodwill impairment in the Consumer Payments segment) after a second-quarter stock price decline and lower market multiples, producing a net loss attributable to the company of $102.3 million for the quarter and $110.2 million for the six months.
Liquidity included $162.6 million cash and $209.0 million total cash, cash equivalents and restricted cash. Total assets were $1.413 billion with total liabilities of $774.0 million, including convertible notes principal of $507.5 million and a $192.95 million tax receivable agreement liability. The company repurchased additional shares after quarter-end and had $23.0 million remaining repurchase capacity as of August 7, 2025.
Repay Holdings Corporation announced the appointment of Robert S. Houser as Chief Financial Officer, effective September 8, 2025, replacing the companys Interim CFO who will resume his prior accounting role. Mr. Houser joins from Conduent and has prior payments and fintech experience at Fiserv and other corporations.
The Employment Agreement sets a minimum annual base salary of $400,000, a target annual cash bonus of 60% of base salary, one-time cash signing bonuses totaling $250,000, and a one-time restricted stock award valued at $700,000 that vests over four years. The agreement provides an 18-month severance period (extended to 30 months around a change in control) and customary confidentiality, non-solicit and non-compete restrictions.